-
Credit Card Cheques
I have recently been accepted for an AOL card, operated by MBNA. The promotional offer is 0% on balance transfers and credit card cheques for 9 months. And the BT and Cheques can be used at any time during the 9 months; not just in the first month. Here's my question: Are the credit card cheques a round about way of…
-
Online banking is ok, but...
I want to know why, when paying a credit card bill, nowadays, my bank doesn't show the payment made into the account on the day that I paid it. I always pay it 4 days prior to the date it is to be in by, allowing for the transfer as explained on the back of the bill. I contacted the bank and they say it is the norm, but I…
-
Using Egg as a mule
In my quest to pay off the remainder of my mortgage interest free - I still fall short with my credit limit. Egg (Green) only gave me £7500 - I actually need around 10K, so I'm gonna apply for the new HSBC deal. I bank with First Direct so am hopeful of a decent limit. As I understand it, I can BT the Egg into credit. If I…
-
Capital One do NOT encourage vigilance with your account - here's why...
A year ago they sent my replacement credit card to the wrong address hence it had to be cancelled. I was issued with a new account number - which they say is linked to the old one. Before this event I was able to maintain my account online and watch for any anomolies. Now I cannot. Why? Because Capital One say they do not…
-
Vanquis Credit Card
AVOID VANQUIS VISA CARD I got an application form through the post for the Vanquis Visa Card offering me 58.6% APR on a credit limit of £250.00. Also between 44.2% and 69.1% APR on purchases. Plus an annual fee of £19. You would be mad to touch this!! Watch out!! Hello Niteflyer
-
halifax don't give instant decisions anymore
I applied for IF card and it seems like they do not give instant decisions anymore. I called them and it takes 14 days. Has anyone received the same? MY husband applied for IF halifax and BOS cc and got approved within 1 minute with credit limit. Is it just me?
-
Credit cards for students
Hey all, I just have a simple question, how willing are credit card companies on giving money to students? I am looking to get into the stoozing trade as a student, but Im a bit worried that I simply wont be able to get a credit card. I know nationwide would probably give me one, but I need an egg card really, does anyone…
-
Mint - 0% Until September 2006
Mint have "rolled over" their 10 month card with... 0% on purchases and BT's* and cheques* until 1st September 2006. * BT/cheque fee of 2% (max £49) applies until 1st February 2006. http://www.mint.co.uk/credit_cards01.asp?id=CREDIT_CARDS
-
HSBC 9 months 0% Xmas Offer
Probably the best all round card on the market at the moment? http://www.hsbc.co.uk/1/2/personal/cards-home
-
how do they verify income?
How do cc companies verify income? On the application form, it sometimes says annual salary, but in others it asks total gross income including investments, pensions, etc. So, I include rental income Of course, when you fill this up different lenders have different answers. Can they check with each other? can you get in…
-
Fraudulent Transaction
Checking a recent statement I noticed a transaction that I never made for a considerable sum of money (£1689.80). I immediately contacted the credit card company (Goldfish) and completed the relevant disputed transaction forms. Initially they credited the amount back to our account, but since then we recieved another…
-
Avoid Vanquis Visa Card
just trying to be helpful
-
Need to check - Egg BT % amount
Just a quickie......was advised a while ago that it had been known for people to BT 95 % of their credit limit...then do a second transfer of 95% of what was left, which in effect, pretty much takes you near to your overall limit. Is this still do-able? Has anyone done this recently? It does say on the BT page that you can…
