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what CC next? Just moved house.
Hi, I'm new to all this 0% juggle but find it very intersting. I would like to start stoozing but am going to wait until I have my first mortgage. Anyway back in Januray I got an egg card with 7k limit, which I used to buy a car. My only other credit card is a MBNA which I'm just about to close. I need to apply for a new…
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Capital One T&C help please?
My fiance applied for a cap one cc recently and they have now sent through the terms and conditions to sign and send back However, we are querying what one of the statements actually means. This is what it says... ....interest is calculated at the applicable rate below...the applicable rate is 0% pa for any statement…
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Help with cancelling Goldfish card.
Has anyone got the Phone number for Goldfish, as I want to cancel My c/card but haven't got any old statements or anything with a number on it Thanks in advance: )
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Advice on the best way to go
Hi all Advice needed on the best way to jump: My Daughter took out a loan for me to use of £7000 with Cahoot. We have now got this loan down to owing £3500. My Daughter now needs this loan reducing or paying off in order for her to get a reasonable mortgage. They tell her she's only allowed to borrow £55000. So this loan…
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Balance Transfer Question
Hi all, Just did a balance transfer from my Barclaycard Vis onto a new Egg Green 0% till 1st Jan 2006. Barclaycard have recently offered me 0% to balance transfer to them I have never done this. My question:- at the end of my Egg 0% can I transfer my balance back to Barclaycard? Thanks.
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Holidays: 'Credit card charge' avoidance?
Hello -- my first post! I've had a look around the site first (and Google), but can't find an answer to this question: Is there any way you can avoid credit card charges when paying for a holiday? Maybe there is no answer, other than to pay with a debit card/cheque, etc, but I'm sure I heard a method for beating this…
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Reapplying to the same CC company
I recently had a 0% MBNA card which ran out in May, so I cancelled. I was toying with applying for a Virgin card (MBNA group) but is it too soon? Will they see that I recently had an MBNA GROUP card and refuse me? I have also considered a Halifax One card, I had one last year but its about 12 months since I cancelled it.…
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European spending habits on MasterCard
Thought this might be an interesting read for some people: http://money.guardian.co.uk/news_/story/0,1456,1531000,00.html?gusrc=rss Britons splurge £1.8bn in Europe [font=Geneva,Arial,sans-serif]Hilary Osborne Monday July 18, 2005 [/font][font=Geneva,Arial,sans-serif]Britons are Europe's second biggest spenders when…
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IF Credit Card
Hi Folks, I've noticed that IF (Intelligent Finance) have a card with 0% on balance transfers and purchases for 9 months. I don't see any mention either of a balance transfer fee. Does anyone have an IF card? If so, how generous/not so generous are they with their credit limits?
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Nationwide Credit Card online banking
Is it me or do others here have bad experiences using Nationwide's online banking service? It seems to change your log on details at it's own will. I have to keep re-registering for the service as it locks me out each time. I want to get a flex account now in addition to my credit card, but I can't as my account has been…
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always ask to close the account!
This is valuable advise I've learnt from reading the posts on this forum and put it into practice today. I phoned natwest CS to see what they could offer me and they were adamant that they had no LOB or BT deals they could offer. They would only let me do a BT at the standard rate of 17% !!! (this rate is more than the one…
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First Direct Reissues Cards After Breach
http://money.independent.co.uk/personal_finance/loans_credit/article299296.ece Well Done First Direct - When will ALL other card issuers follow? For more information see the following in this Forum: Warning: Used your card in the USA rececently? http://forums.moneysavingexpert.com/showthread.html?t=66816 No apology for…
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How to find out if BT fee is charged (steps)
Hello guys, I was thinking how people go about finding out if a particular card charges a BT fee: 1) Read the Summary Box / Terms and Conditions. 2) Search for the card name onto MoneySavingExpert Forums (and eventually post a request for someone who knows to share the info if the search yields no useful results) 3) Call…
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Alliance & leicester credit card
My husband currently has an A&L credit card that pays 0.5% cashback. He wants to apply for a Virgincard for stoozing purposes. I believe that the A&L card is part of the MBNA brand. Should he close this account before applying for the Virgin card or would he be able to keep both? He doesn't currently have another card for…
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Best credit card for drawing cash?
My girlfriend, who is usually ultra-organised with her cash, has overspent this month. So she needs a credit card which she can draw a few hundred pounds cash from at a low as possible (pref 0%) rate... Are there any offers around at the moment? .. She currently doesn't have any credit cards. Thanks in advance for any…
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stoozing question
Hi there I have applied for an egg card a few months back and got a SBT of £4500. The )5 period ends at the beginning of Sept so I am going to apply for a virgin card and ask for a balance transfer. Is there any way of getting more money?? Thanks Lucie
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Barclaycard 0%
Hi all, I'm a newcomer to the site, so please bear with me! I received an offer from Barclaycard offering balance transfers at 0% + 2% t/f fee until Jan 06. On further reading of the same paragraph it states that after October the balance reverts to its standard purchase rate of 14.8%. I rang Barclaycard to clarify this…
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Who's the fairy godmother?
Husband's abroad for 10 days, so thought I'd check his Egg Money Manager etc. Surprised to see that the Egg Card on its anniversary stage (3rd month) has been repaid by a mysterious £6,000 BT from somewhere!!!! All his current cards have been ticking over for some time and there is only one new one awaiting his return to…
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It's how much?
I don't come on here very often being an OS person but I had to post this. Yesterday in the mail I got an invitation to have a new VISA card - it's an Alitisa or something like that (I was that disgusted I threw the info away). The APR? 49.9%!!!!!!! Showed it to OH as I was sure I'd mis-read the large capital letters at…
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Payment Protection Cover
Hi, I have 2 cards at the mo. MBNA £10900 and Cap1 £4000. My wages halfed around 2000 and my lifestyle took a while to catch up. I'm now running on minimum payments while I free up some cash to get them paid off, but a sizeable chunk of the payments, £80 on the MBNA and £40 on the Cap1 are Payment Protection cover. How…
