Barclaycard 0%

ez1

Hi all, I'm a newcomer to the site, so please bear with me! I received an offer from Barclaycard offering balance transfers at 0% + 2% t/f fee until Jan 06. On further reading of the same paragraph it states that after October the balance reverts to its standard purchase rate of 14.8%. I rang Barclaycard to clarify this and was told it was a printing error - the offer is only until October 05! Is there anything I can do to get them to honour what I thought was a good deal? Is it worth phoning the FSA or Banking Ombudsman?

robnye

nope...............

better of looking at the latest halifax offering.... 12months 0% (2% transfer fee)

YorkshireBoy

Current Barclaycard offer is on their website at https://www.barclaycard.co.uk

It shows 0% on BT's until 1st May 2006 with 3 months 0% on purchases.

So, based on the above, I don't think there's much to be gained from contacting the FSA or Banking Ombudsman.

Edit: forgot to say that, with a max £5K BT and 2% uncapped (£100 for £5K) BT fee, there are better cards around.

Rafter

Better to go via the Barclays.co.uk website - there is a 10 month 0% offer there with no 2% fee.

Or here is the landing page without the fee ......

http://www.barclaycard.co.uk/barclays_landing/platinum.html?MC=090YDZ


R.

YorkshireBoy

Rafter wrote:

Better to go via the Barclays.co.uk website - there is a 10 month 0% offer there with no 2% fee.

Or here is the landing page without the fee ......

http://www.barclaycard.co.uk/barclays_landing/platinum.html?MC=090YDZ


R.

Rafter, under the "charges" section of summary box...

Cash, balance transfers and cheques: 2% (min. £2.00)

ez1

The advertised 0% is only available to new accounts. I already have a barclaycard. Considered getting other half to apply, but a bit weary as she was turned down last month for an MBNA deal. Got a message on phone from Barclaycard customer services, will call them tomorrow and let you know outcome.

YorkshireBoy

ez1 wrote:

I already have a barclaycard.

Might have been better to have made this clear in your first post. Just something to bear in mind for future posts.

scattycat_3

ez1,welcome,

You can apply for another Barclaycard online, but you will still have to pay 2%.
They will let you have 2 cards, if you have a good credit history, but may be cautious with credit limit. They will also let you swop limits between cards to get a better BTamount.

They are good with loyalty I have three cards, one with 0% for life (of BT), one 2.9% for BT life and one for purchases.

HTHs Scat

Rafter

Yorkshire boy.

Agree the summary box is confusing. It says 'no handling charge' in the balance transfer box though and I didn't get charge a fee when I applied for this offer.

Suggest you check with them first before applying or ask in a branch.

R.