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Which card has online acceptance/denial?
I did try to do a search on this first but didn't come up with anything, so please have patience if this has already been covered in another thread - I did look. I'm trying to find out which cards have an immediate online acceptance (or denial) facility? I know there are some who will tell you straightaway at the end of…
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nationwide credit cards
just to let you know that i opened a nationwide account the other day with credit card and they have just changed they're policy on 0% on purchases overseas, ie they don't do it anymore.
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Egg to Virgin
currently have egg credit card and have used up the limit.£750. As you well know you can transfer money straight from ya egg card to your current account. I need to raise a little more cash for a while so have got a virgin cc on the way. Now so I am not charged, is it easy enough for me to transfer the egg balance to the…
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What is the next best card to go for?
I have just been turned down for the first time for a credit card :confused: The card in question was the Tesco one. I chose it for 2 reasons. Firstly to take advantage of the 0% introductory offer on purchases until Novemver and, secondly, so I would be earning clubcard points for my purchases! I have other cards (well 2…
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Highest Rate CC - Is this it?
Having been on a run on 0% deals, I was tempted (:rolleyes: ) by an invitation for a Vanquis card. The features are: Up to £2000 credit Cut your interst rate over time again and again (!) 49.9% typical APR (based on typical credit limit of £250) :j From 32.9% to 59.9% variable APR on purchases All for an annual fee of £19…
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credit card use in europe
credit card Purchases in europe I have just used my credit card from Frizzell/Victoria banking services ie The Caravan Club credit card it can be used in EU without any charges for purchases it also has the advantage if you pay money in before you go on holiday they pay you up to 4.5%intrest on your balance.there appears…
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A+L card payment day changes
I have an A+L platinum card, and have just recieved a letter informing me that they are bringing the payment date for balances FORWARD (giving us less time to pay any balance). Anyone who pays buy direct debit may need to alter the dates to avoid charges, and those who dont needs to be made aware of the date change. as…
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Whats difference between a 'visa' and a 'mastercard'?
iv always been a little bit confused with the differences between a visa card and a mastercard. apart from, 'visa is easier to pronounce than 'mastercard, which isnt really a valid reason (haha!!), whats the differences? whats better to have when were talking about a credit card? would appreciate the feedback! Thanks, in…
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Citi Credit Card
After reading the recommendations for cashback credit cards, I applied for Citibank Platinum Visa (1% cashback) online. A few days later, I rec'd their credit card agreement forms but they are for Citi Classic Plus Credit card. Now, what I'd like to know is are they one and the same cards?
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Amex Travellers Cheque Card
I will be spending an increasing amount of time in the Euro zone. And although I have numerous credit cards was wondering if anyone has experience of using the Amex Travellers Cheque Card (Euro). It basically replaces travellers cheques and is used like a debit card, you load it up with currency and use the card to spend…
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Egg charged Payment cover without permission?
Hi All, I have just checked the online balance of my Egg card and to my suprise found a charge on my March Statement for Card Payment Cover. I have not ever used card payment cover before and telephoned customer services who where very helpful and explained that the Payment Protection would have been sold to me via a…
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CRA?? Help I dont undestand?!!!!
Could anyone please tell me how long an ACTIVE account payment history is recorded for all the CRA. PLEASE DONT SAY SIX YEARS AS THIS IS NOT CORRECT this is only for SETTLED ACCOUNTS!! I think equifax and callcredit are FOUR years and experian is THREE YEARS!!!
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Super Balance Transfer
If I open a Virgin card, how do I initiate a Super BT? Do I need to ring up and ask them, and if so how do I word it? Thanks, Steve
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I need a MASTERCARD Credit card
My duaghter has just returned from Canada , and said that most places only accepted Mastercard credit cards , as opposed to Visa cards. We are going to Toronto in September and wish to take a credit card with me , can anyone tell me which one to apply for ? I am a small wage earne , less than £12000 pa , and will only be…
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Credit Cards that do not show on CRA ?
Hi all, Have looked/searched through previous threads as I know this has been covered before but was unable to locate what I was seeking... I understand that First Direct, HSBC and also LloydsTSB do not make use of the Credit Reference Agencies (unless you default) and build up their own history with their customers usage.…
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Dodgy Capital One
One of my boyfriends friends applied for a capital one credit card. He hasn't got a very good credit score but they have told him if he gives them £200 up front they will give him a credit card. This sounds very dodgy to me
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Stoozing v regular Saving
I recently had a regular saving scheme mature with Halifax which at the time was a very high interest rate of 6.2%. I started with £250 and paid in £100 per month. After a year I made a princely profit of £38 after tax. Also 2 month ago I stoozed £6000 from Egg and put it into a Esaver at 5%. When i get the interest in…
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Companies that use Callcredit
Hiya all, ive just order my callcredit file online and found that they only show two of my 5 active credit accounts. I just wanted anybody who has order there file to list out the company (i.e Barclaycard, etc) and type of account (Store card, credit card, loans) so that we can make a list of companies that report account…
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Nationwide C/card cashback
I used my Nationwide c/card overseas last year & got a nice cashback come December. However they have now stopped cashback for overseas transactions, but if I preload my card from my Flex Acount here in the UK before I go, as this isnt a foreign transaction, will I get the cashback?
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Best Credit Card
Hi i am off to Dubai in july and want to get an interest free credit card to use when im out there just in case i see anything that takes my fancy, does anyone know the best one for me. Also will there be any hidden charges for using it abroad, and how will i find out what exchange rate im getting? Dale
