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credit card advice please
Due to the wife getting very ill, we ran up a debt of 8k on a credit card. Now, paying it back is a struggle. I have not been able to secure a credit card with a )5 BT for the full amount, instead I have managed to get one for 4k from HSBC (should it ever arrive after reading similar posts here) Naturally I want to…
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Credit Card Shuffle Discussion area
This thread is specifically to discuss the content of the Credit Card Shuffle Article To discuss or ask a question about this article: click reply
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Barclaycard Ditching Price Promise & Warranty
Barclaycard has just announced it is ditching its price promise and extended warranty service (and the rather naff travel accident insurance). New Customers New customers signing up for the cards after 1 Jan won't be eligible for any of these. Existing Customers If you already have a card then: Price Promise: This will…
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Booking Flights Online by Credit Card
Hello I've been searching through the Forums looking for confirmation that using your credit card to book a flight online gives you protection if the airline goes bust. This is the case with flights we booked with Air Polonia. Is it best to try and get the money back of Air Polonia (unlikely success) or to go straight to…
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Air miles/other bonus points with credit cards?
I'm using my Barclaycard quite a bit these days and am wondering if I'm using the best card to get the benefits I'm looking for. I'm using it as a charge card - I pay off the balance in full each month. I know I get nectar points with my Barclaycard but are there any other cards out there which will earn me lots of…
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I want to be a tart, help.
Hi everybody, just joined, been reading this site for days and now I am hooked. I want to go the whole hog, be a tart or stoozer. I have an offset mortgage with FD and and a bit of a lump sum from a job redundancy a couple of years ago which helps my mortgage, but I'm about £20,000 short of making my mortgage equal my lump…
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CAN I TRANSFER HUSBANDS BALANCE
Excuse me for sounding a bit dim, but my we have just paid for some holiday flights on my husbands credit card and were going to pay the bill in full when it came in next month. Then I had a brain wave of me getting a credit card with 0% balance transfer on it, can I transfer his balance onto my new card?. He doesnt want…
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What is the ratio of earnings to credit limit?
Following on from the thread 'what's your total credit limit' what ratio are your credit limits to earnings? At 32k credit limit mine is about double my earnings & I have had a couple of rejections recently :(
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Amazon credit card
Hi There Has anyone received the £20 discount code? If so, how long does it take before they email you the code? Thanks
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barclaycard purchase protection
Could anyone tell me if Barclaycard have ended their purchase protection I can find no details on their site this is part of the reason for us keeping the card
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Stoozing
When applying for a new credit card and you are asked about "other income" should you add your stoozing income gross or your stoozing income net of tax in this figure?
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Credit Score Concerns
I always considered myself to have a good credit score, and have been doing the 0% card thing for just over a year and a half, however recently i applied for a capital one 12mths 0% card which was invitation only and wanted to balance transfer 5.5K, when they go back to me they said they could only offer me 3k at 0% for 6…
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pin numbers only from January?
When I was paying with my switch card the other day I was told that I will need a chip and pin card in order to use it from January. However, havent received this from HSBC, nor have we got a pin for the Egg card yet. Is the January information correct and should I be contacting HSBC and Egg to chase up? ???
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MBNA - Minimum payment changed?
I've just received my latest statement from my MBNA MCard, and rather than the minimum payment being £5 which is has been for the last 12 months or so, it's now showing as £40. Has this happened to anyone else? I don't recall being notified of changes to the T's & C's. It's not really a problem as this money is stoozed…
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Extraction cards - Can u use MBNA as one?
Evening all MoneySavers out there. Here's my question: Has anyone ever used MBNA as an extraction card? (shifted a balance on to it from a normal BT card,created a positive balance on the MBNA card and then fired this into their current account) If so,were u charged any fees/a %? Would it be possibble to have a £5k limit…
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Credit cards for students?
am interested in starting this but being a student I have little income and not a high credit score. What cards around are there that are available to students wth little or no incomes. I dont want anything with 0% as I feel I will be wasting the offer aas my limit will be laughable. Just really want one to build up a good…
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Eggs Anniversay Offer, a bit confused ?
hi. i have 2 simple questions with regards to the anniversary offer. Firstly i took out the card in August with a 6k limit. 1) is my anniversary offer valid in august 2005 or in feb 2005 when my interest free expires. 2) to qualify would i first clear my balance then rebalance transfer out of my card during that month.…
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Capital One On-Line Servicing
Does anyone else with a capital one credit card get the following message when trying to access there account on line: As you have closed your Capital One credit card account, you no longer have access to online account servicing. I have not closed my account and everytime I call them about it they state they are 'looking…
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AMEX FREE £10
Had my Amex a year now. When the cash back reduced from 1% to 0.5 per cent I stopped using it and have been using another which gives 1% for first 2k. Kept the AMEX open just to get my cash back. Cashback now credited and spent. Called AMEX to cancel card and told them the only reason was the loss of the 1% down to 0.5%.…
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Latest Freebies?
So Far I've got 18 bottles of wine owed to me (and im not particularly a fan of the stuff [though they'll make good pressys]) What other freebies are still available/newly for signing up to cards? (the credit card freebies thread is getting a bit stale) Barclaycard did offer champagne for a graduate though (not if you get…
