Budgeting & bank accounts

Archives for May 2021

Depositing "Larger" Sums of Cash into a UK Current A/C
Does anybody have an idea or experience in how to efficiently deposit say £20K in cash (notes only) into a UK bank current a/c? Obviously I can do it in small deposits, but would like to know the best way. The reason I ask is that I've just been turned away from HSBC trying to deposit only half of that amount. They just…
Santander Visa Debit Card Number Range
If I had a Santander Visa Debit Card from c.2011 with the last 4 digits being 1350 what would the digit be before the 1? I have a dormant account with Santander but when I try to switch it to another bank it always fails due to me not knowing the last 5 digits of the card (I only know the last 4). I no longer have the card…
Pre-paid debit cards
I know this is weird but I don't like small amounts of cash (eg 2 litres of milk or packet of scones) going onto my standard debit or credit card so was looking to get a pre-paid card I can top-up for this purpose. But I don't need the bank account to go with it. Just a card that I can top-up from my regular bank account.…
My Bank thinks I need protecting
Every time I try to pay a bill on line my bank blocks it and sends me a scam notice. One example was when I tried to order online for two roses at £35 from the famous David Austen Roses Nursery. The Bank insisted on talking to me and getting me to reassure them that I was not being pressurised, including was I alone in the…
Multiple Accounts with one bank? Change EVERY account address with that Bank when you move house
Hi. I moved and changed address at my bank in September. Recently I had a forwarded mail from my old address. When I questioned the bank they said that I had only changed my saver account, not my current account or credit card! It is a good thing that I have paperless communications. Nevertheless I have put in a complaint…
CHIP bank account - withdrawl problems and poor customer service
MSE recommended the CHIP AI app as it gives a high rate of interest. I opened an account with them some months ago and following an email fromt hem last week that they were closing their e-wallet and advising people to withdraw their balance. So on Thursday I arranged a withdrawl from Chip to my nominated bank account.…
Natwest lets customers set daily transfer limits
This sounds a good idea - set your own daily transfer/payment limit to anything between £0 and £20,000. Not yet live in my app. https://www.finextra.com/newsarticle/38107/natwest-lets-customers-set-daily-bank-transfer-limits
Refused for bank account, credit card removed cifas problems
Hi I'm sorry if this is in the wrong place but I need help. And I'll try and keep it short. My wife applied for a credit card. As her credit score is perfect she was accepted. She then decided to move her main bank account over to the provider of her credit card. As my local branch of my current bank has closed I decided…
Pay in a Cheque Online From Desktop
Hi, is there a way to pay in a cheques to your online account from your desktop? I have Halifax and Santander current accounts and everything I have Googled gives instructions on how to do it from a mobile phone app. I do not use my phone for banking and do not have any bank apps installed, nor do want one. Any help would…
Bank account for 17 year old
Hi there. My daughter should be starting her first job soon and needs a bank account in order to have her wages paid in. Can anyone recommend one please? Preferably where I don't have to go into a branch, simply because I cannot get to a branch when they are open. Thank you in advance.
APP Scam
Hi everyone, my mum has been a victim of APP scam. They contacted her via WhatsApp claiming to be me and said i had lost my phone. Now, they didn't say my name etc but started off by saying "Hi Mum" so mum linked it to me. They went on saying that my hubby doesn't know i've lost my phone or that I'm in debt and i need two…
NatWest & RBS Foundation Account
Good news you can now request a contactless debit card if you have a NatWest or RBS foundation account.
CoOp bank, probably others as well - declined payment in shop.
I tried to purchase the new iPad Pro in store yesterday, surprised they had them in stock, as online it had a 7 June waiting date, or I would have pre ordered online for a store pick up. I used Apple Pay and it was declined, so then got the physical card out, entered the pin, again declined. Twenty minutes on hold to CoOp…
Managing Clydesdale Credit Card
I suspect it's them based on a basic web search ...but possible risk I'm going insane. Does VM/Clydesdale let you manage basic credit card functionality online - like making a payment to balance, or amending direct debit amount? The website is impossible. From articles it looks like they drive people towards the app, which…
Strange coincidences and attempted scams
.... I received an sms this afternoon from HSBC confirming that my switch application has been accepted. I am sure that the message is genuine as I applied for a switch the other day. An hour later, I received another sms, apparently from HSBC, informing me that someone had tried to access my account from another device…
Best UK Account To Receive USD
Hi all! I have recently accepted a job for a US company where I will be working remote in the UK (I am a UK resident). I have a Halifax current account and they seem to charge fees for receiving foreign transfers and their own currency conversion can differ to the 'standard' rate. Looking into this myself, one option was…
Revolut and HMRC tax return repayment
I have been using Revolut since the beginning, usually to keep small amounts and transfer with friends, family etc. Last year, I have started to use it to receive my UK salary. I am UK employee, but living abroad for a few years. All good, no issues with salary for 1 year. Then this month I have submitted my hmrc self…
HSBC Rolling Out 4 Branch Types
“We are creating four distinct branch formats, designed to provide local areas with the banking facilities that best suit local customer needs. Where we are creating a Digital Service Branch, the biggest change that customers will see will be the removal of a counter. Virtually all other services the branch previously…
NatWest closed my account! CIFAS HELP
Hello I sold something on Facebook and the buyer paid via online banking to my account (£400) and I sent off the item and they reported to their bank that they didn’t get the item even though I have proof of tracking ect! spoken to the first party fraud team who I gave evidence too (tracking info and postage receipt and a…
Best bank without online banking or overdraft?
I'm a vulnerable adult. I'm spending too much on alcohol and takeaways. Yesterday my psychiatrist recommended that I should have a separate card for my alcohol and takeaway spending and pit £30 a week on it so I don't spend too much on beer and keep my other card in my supported living complex office for staff to look…

★ ★ ★ Meet your Ambassadors

MSE News

NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
Spotify to hike prices by up to £24 a year – here's what's happening
If you've got a Spotify Individual, Duo or Family account you'll see prices rise by up to £2 a month (equivalent to £24 a year) in a month's time, the music streaming service has announced.
Subway customer? You've got until 14 May to use your loyalty scheme points before shake-up – here's what's happening
If you're a Subway Rewards member, you have until the end of Tuesday 14 May to spend any points you've built up – or lose them entirely.
Nearly 850,000 people missed out on cheaper passports last year – here's how to cut costs and beat the upcoming price hikes
Nearly 850,000 people missed out on cheaper passports last year – and with fees rising by 7% this week, here's how to get a new passport for less.

View All

Budgeting & bank accounts

Discussion List

Get our FREE Weekly email full of deals & guides - and it’s spam-free