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Quick review of HSBC Euro account
I have tried out the HSBC Currency Account with Euros (it does lots of other currencies, too). My bottom line assessment is that it's an ok account for currency transfers if you don't mind a 2nd class exchange rate but you do get FSCS protection which you wouldn't get with Wise or all the other currency transfer services.…
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First Direct Joint Account
My partner and i have a joint account each with Smile, which all our individual state and work pensions are paid into, from these we each pay a set amount each month into a joint Santander account which pays all our household bills and purchases. We are happy with the Smile bank , but need to get away from Santander, who…
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HSBC Switch online - account already open
Does anyone know/have a link to switch into an HSBC account that is already open? I applied on the last day to meet the eligibility for the recent incentive offer and the switch came up as part of the application, but I skipped it as didn't have a suitable account with Standing orders\direct debits. I planned to switch…
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Switching Bank Accounts
I have been advised by Santander, the account I'm switching from, need me to drive to my bank 18miles away to pay in 2p yes 2 PENCE to avoid overdraft charges. They dont deserve customers.
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Closing joint account
Spoken to hsbc today about getting my ex husbands name off the joint account and been told both have to go into branch. Problem is we have no contact at all not even sure where he is at this point. Is there any other way to do this as hsbc just kept saying both need to go and round in circles the conversation went. Can't…
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Fineco bank
2 quick questions about this bank how long does it take for debit card delivery? And can I use it to link to my PayPal to withdraw money?
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Fineco bank
I’ve signed up and opened my fineco bank 2 quick questions, first one how long does it take for the debit card to be delivered and secondly can I link it to my PayPal to withdraw money,thanks.
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Halifax reward
Hi. I looked at the Halifax reward deal and noted that it’s active if you spend £500 on the debit card monthly. Does paying off your credit card with the debit card count towards that spend?
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Student bank accounts and managing their Maintenance Loan
Hi I have a son who will be going into yr3 of his degree in September. He receives the min maintenance loan due to our household income, so we pay his rent (which is inclusive of most bills) for him and leave him his loan to live on. In a recent chat to him about finances, he says what he struggles with the most is getting…
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Google Pay - NatWest
Google Pay wants me to call NatWest to varify my card. Does anyone know what happens when I call them?
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BOS RE: OUTGOING P
Hi I have a current account with Nationwide, and have received a couple of credits to the account this year - one in March and the other in May (on different dates as well), and for different amounts - one for £40, the other for £47.46 - so there doesn’t appear to be any connection between them except the narrative. The…
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Monzo Bank - Joint Account
Looking to setup a joint account with my partner for mortage / bills etc.. As we are currently working long hours, some saturdays etc im trying to find a way of opening a joint account online.. My first port of call was first direct but they're currently not opening new joint accounts.. so I'm considering Monzo.. I…
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Home Direct Switch
I followed the link on this website to switch a bank account to first direct in February. Everything looked like it was going well, was asked about bank account details I was changing from and employment details etc. Got a text message a week later telling me an urgent email was sent, but I didn't get it. Tried again 20th…
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Tesco Clubcard Pay Bank Account
Doing my online grocery shop on the Tesco app I saw an advert for this at the bottom. Definitely looks like a silent launch from them but double club card points for three months definitely sounds like a bonus. They seem to want it to act like a Spending Account only though so no DD, SO or Wages paid in.
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Refund sent to closed HSBC Account.
Hi all, In January we cancelled our Haven holiday, Haven sent the money back to the original cards that made the payment as they couldn’t change the details to my partners new card. Two of the accounts were closed, one being RBS the other HSBC, we have had all the money from the RBS sent back to us. However we have been…
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Switching banks
I am a M&S current account holder. They are closing all current accounts in august so I applied to switch to HSBC. Having received debit cards and security numbers I have today received a letter from HSBC stating M&S will not allow the switch. I phoned M&S and they could not give me a answer but will get back to me. Has…
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Halifax Online Banking Issue
I just had an odd experience with Halifax online banking (using a browser on a PC). It kept telling me my Username/Password combination was unrecognized. It seems that the Password field was only accepting a maximum of 15 characters, and mine was longer than that. Resetting the password to a shorter one seems to have fixed…
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Sort code 30-60-91 which bank?
Hello, Does anyone know which bank and town the 30-60-91 sort code related to, it’s probably a closed branch by now. Possibilities are Cheltenham & Gloucester, TSB or Lloyd’s TSB, can anyone confirm which one please?
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Deceased relative's Bank Account
Hi everyone, My brother in law passed away last year in April and before his death, he, my sister and their two kids were living with me so his last address was my current address. He had a bank account with HSBC and that was used to receive low income benefits for him, his wife and their kids. After his death, we used…
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Paper or online - which is better? Looking to improve my financial situation.
I understand its down to preference but does anyone have any advice on budgeting. I'm trying to figure out what is better: Excel budget vs written down on paper Using bank card or cash 'envelopes'? (I think theyre called from research).