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Lloyds to close my account in 65 days - advice please!!!
Lloyds have sent me a letter in the post with the following below. I do a fair amount of gambling/trading, which results in a lot of fairly large transactions leaving my accounts regularly. I also set up 7 different current accounts to support my different ventures to keep it organised. Since getting the letter I’ve done…
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Time to upgrade my finances spreadsheet - recommendations please
So then, I've used for the last 10 years a google drive spreadsheet for recording my finances, and I suspect it's time to upgrade recording my income/outgoings. Ideally using a spreadsheet, can anyone recommend something please? My current one just tells me "income" "expenditure" and "current £" so anything will be an…
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Accountant wants password and username HMRC
Hi,I got an accountant, they have good reviews on google.I've given them access to everything. But they have asked for my password and gateway ID, because i would need the access to your HRMC government website. I have an access only to site without the enrolled CT facility. I've added them already as a team member and…
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Letter of authorisation to bank
Hello, Hoping someone can help and advise. For the past 10 years, my son have been depositing money (£50) into my bank account every week on my behalf. He went in yesterday and the new cashier said he had no authorisation to pay in, saying it's because of money laundering and security reasons. I will go into the bank with…
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Nationwide Flex Direct rules
To get the introductory 2% if you have held a Flex Direct before do you still need to wait 12 months between closing the old account and applying for a new one? It doesn't seem to be clear on the Nationwide web site.
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Does ATM cash withdrawal need to access your own bank's system?
Question as Subject! Today (Sat 15 May 2021)'s debacle produced this tweet from Santander: "We're sorry that a technical problem is affecting our services, our teams are working hard to fix it. "You can access cash from other banks' ATMs. Please check back here for further updates." I always thought that withdrawing cash…
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Nationwide Standing Order
Caught out again because the standing order to my Natiowide "Start to Save" was taken on a Saturday. I expected the SO to be delayed to the following Monday, but not so, leading to the current account being overdrawn by £50. This happened previously with the regular saver about 3 years ago, but I had forgotten.Must try to…
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Depositing € EUR Cash in UK
Hi. I was wondering if there’s a EUR € current account in the UK where one can deposit Euro cash? I have a Starling current account (have the Euro account with them) but sadly I cannot deposit Euro cash into that account (hoping that they will start accepting Euro cash deposits soon). The only other way (that I’m aware of)…
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Why do Lloyds Bank have almost identical Current Account and Credit Card design/colour?
This has on several occasions led to me using my Lloyds credit card when I meant to use my Lloyds debit card. Worst time was when I tried to make a £5000 debit card faster payment and a hold up made me realise just in time that I was about to make a £5000 credit card payment into a savings account. I now don’t keep the…
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Need a cheque book
I do all my main banking with Starling and they don't issue cheque books. I do have an account with Lloyds but I've never had a cheque book with it. I used the form on Lloyds website to request a cheque book last weekend and so far it hasn't turned up, therefore I assume they are not going to give me one. I also have an…
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Santander upgrade gone wrong?
Santander's online banking and app are both unavailable this morning. "We’re working to fix the problem as soon as possible" is the message they display online, and the app merely says "Oops! Sorry, something went wrong". They had advised there would be outages from midnight to 6am for maintenance. It's now almost 09:30.…
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Are any cash rewards taxable?
NatWest, Santander, Halifax, Barclays and until recently TSB, pay (paid) cash as a reward for satisfying various criteria. Furthermore, many banks pay a cash incentive for switching a current account to them. I have always assumed that these cash payments are either not taxable or paid net of tax. Is there any definitive…
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Very delayed payments
Hi, I'm not sure if I've categorised this correctly sorry. I've made purchases recently with a retailer/company (one of which I make a few purchases with). On a couple of occasions now, the payment has disappeared from my pending and the money has gone back in to my bank and then around 7-10 days later the money is taken…
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Community bank account for residents association
I am the secretary of our local residents association, a non-profit organisation whose only function is to collect an annual charge from all residents in our street to pay the costs of grass cutting and maintaining green spaces. The total annual turnover is usually around £2000. We receive about 40 payments per year from…
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Switching Main and Child Account at same time
My local branch of Santander is closing in July and the closest other branch is not convenient. Luckily I have a choice of 5 other banks on the same high street - Lloyds, HSBC, Barclays, Halifax and Nationwide (the latter of which I have a current account already). I do most banking online but also have a Santander Mini…
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Do RBS still allow you to select a sort code?
So I’ve seen the few threads there have been on here about Child & Co and how it was possible to select the magic sort code when opening an account online to get a Child & Co card. Is it still possible? I’d like to bag one of those cards for my collection
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Accessing bank accounts in the high street
With the closure of bank branches in small towns are multi-banking hubs the right solution? This would seem to be really good for people trying to make transactions with their bank accounts following the retreat of the banks.
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MSE News: Barclays Blue Reward customers must register for online banking by August
Barclays customers with its Blue Rewards membership programme need to sign up to online or app banking by 3 August or risk having their membership cancelled. Separately, Barclays is also axing its cashback scheme for current account customers from 22 June. Here's what's happening and what you need to do about it... Read…
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Switching bank accounts.
I currently have two current account with my bank, but mainly use one. I want to swap my current account, and was curious, if I switch current accounts using ‘CASS’, will this close both my current accounts with my current bank, or just one?
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I think my daughter has a CIFAS marker?
Two years ago my daughter who was 17 at the time was stupid enough to allow someone to do fraud on her bank account. Unsurprisingly the account was closed, so she opened a Stirling account and shortly afterwards that was closed, she tried to open accounts with other banks and they all denied her. Although we have never…