Budgeting & bank accounts

Archives for January 2021

Bank address changes
Hi again, apologies for my queries! I just want to ask about changing addresses for things... I still have all my details (drivers license and job) registered to my dads address (it’s accessible as a family member still lives there, but I don’t) and it’s only up the road. I have however just changed the address with my…
banking in Austria
Can anyone recommend (for my son) which bank to use in Austria (Vienna). Need a current account to have wages paid in and debit card etc. Want one that has good record with security as his present one N26 has been subject to fraud 3 times now. The same transaction, amount, place etc. TIA
How much interest on Nationwide Start to Save account?
I have a Nationwide Start to Save account paying 1% interest. I have put £100 a month in since March 2020. I'm currently 10 month in and have £1000 saved. On interest maturity this March I'd have saved £1200. How much interest would I have earned on this at 1%?
Bank APP scam rejection and possible lax security measures
I wrote a letter on behalf of a family member to his bank as he was the victim of an Authorised Push Payment scam. Basically he was duped into thinking it was someone from the bank and to transfer money into a safe account, he told me straight after he’d done it and I said phone then bank immediately as it was a scam.…
BoS Easycash now on credit file
Not sure if this is for this forum or the Credit File forum. Anyway, I've had an old Bank of Scotland Easycash basic bank account since 2009 which I've not used for years and I assume is dormant due to not receiving a new card when the last one expired. It has never been listed on my credit files until this week when it…
Santander mobile app
Anyone else having problems with Santander app? It updated this morning & worked ok. Now I can’t access with fingerprint and when I enter passcode as requested it just ‘circles’ for a few seconds but nothing happens EDIT Please ignore. Working ok now.
Opening many current accounts within a relatively short time frame
In August, I opened a Santander Student account. In November, I closed my Barclays account and opened a Nationwide FlexAccount (using the current account switch service). I early January, I opened a Monzo account but I really wasn't a fan so I closed the account within a week. Because of this, I opened a NatWest account a…
Amazon UK payment enquiry
I recently registered an account with Amazon and added my debit card. I then ordered a digital audio player which is classed as used from the Amazon warehouse. The item is still in the ordered process. However, payment has been debited from my bank account even when it’s still in the ordered process. According to what I’ve…
Bank account fraud investigation procedure
Hi, I’ve heard a lot of things from people regarding the bank fraud investigation procedure. Some say that after identifying fraud the bank does an internal investigation, if they suspect it’s fraud then they close the account and then do a further investigation after which they give you a cifas marker. Other things I’ve…
Mysterious money appeared in my account
I have just checked my online banking and a substantial sum of money has appeared in my account. The letters by the transaction are SBT which stands for 'Screen Based Transaction' and apparently this is 'A transaction processed by a bank branch on your behalf'. I will be going into the branch but not till next Tuesday as…
Trust Bank Account for Disabled Person
Hi all We need to find a bank that offers “Trust Bank Accounts” so that we can setup an account for our daughter. I am told that this can be difficult as banks are not interested in providing the service. Does anyone have any experience or can you recommend a bank that will help? Our bank (NatWest) stopped providing the…
Email for HSBC CEO or complaints?
Hi everyone, I don't suppose anyone has an email address for HSBC, CEO or complaints department or really anyone who I could send a complaint to? Twice now I've typed out their stupid online complaints form to be told it doesn't work - due to the nature of the complaint this has only added frustration. I refuse to call…
Prepaid card claiming a 4yr old top up is an unpaid debt???
Hello, I need some advice please? So, I have a prepaid credit card, a Spree Card. Have had it a number of years and use it infrequently. It’s a Cashback one so basically use it (when I remember) at particular retailers. Anyway, I’ve just received an email from them (well Spree, not the actual brand of my card which is PS…
Revolut applies for UK banking licence
At long last, Revolut are trying to become an actual UK bank and become part of the FSCS. https://techcrunch.com/2021/01/11/revolut-applies-for-uk-banking-license
No response from Lloyds Bank
On the 14th of January, I applied for a current account from Lloyds Bank. I submitted my ID and selfie. The page then said they would review my application and I should be sent my card and account detail within 7 days, however, I still haven't heard anything (not an email or a letter. Absoltely nothing since subbmiting my…
JP Morgan / Chase - New digital Bank coming soon
It's hard to see what JP Morgan's unique selling point will be to take on the crowded UK marketplace. Many competitors are already well established. - Monzo, Revolut/Sterling etc. JP Morgan to launch digital bank in UK The Wall Street company JP Morgan is to launch a new digital bank in the UK, in a move that threatens to…
Leaving Santander
After at least 15 years with Santander we are having to leave them, mainly as i want to use there banking App, but am having issues with them and my mobile phone details, they have the right mobile number but wrong country code, been trying for ages to get them to change it, i did go into the local branch a while back and…
Contactless limit may increase to £100
As per title. https://www.bbc.co.uk/news/business-55826118
Club Lloyds
Does anyone use or know anything about upgrading to a Club Lloyds current account at all please? Tried to work out what (if any) the advantages would be but finding it a bit complicated. Any help or advice would be most welcome.
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MSE News

Have yourself a MoneySaving Christmas… starting with the best way to bag a cheap, sustainable Christmas jumper from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, and then feel pressure to buy a new one the following year. That's neither sustainable nor MoneySaving, so what can we do about it? I have a few ideas...
More Than to stop selling car insurance policies – here's what it means for your cover
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
more than car insurance swinton
More Than car insurance customers on auto-renewal should look out for a letter explaining they'll be switched to Swinton Insurance, after More Than announced it was pulling out of the market. If you want to opt out of the switch, you'll need to do this before the end of your current policy – or risk having to pay a cancellation fee of up to £50.
New scam ad protection measures to be introduced by Facebook, Google and more – changes Martin Lewis has long called for
New scam ad protection measures, such as two-click reporting and verification for advertisers, are to be introduced by major tech firms, including Amazon, Facebook and more.
Bank of Scotland, Halifax and Lloyds to close 276 branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 276 of their bank branches in 2023 and 2024 after Lloyds announced a further 45 closures today (Wednesday 29 November).
'Unpredictable' broadband and mobile price hikes should be banned, say Which? and Citizens Advice
Broadband and mobile firms should be banned from hitting their customers with unpredictable mid-contract price hikes, consumer group Which? and charity Citizens Advice have said.
Martin Lewis: Do you have a Power of Attorney? It’s crucial protection – not just for the elderly – and more important than a will
Do you have a Power of Attorney? MoneySavingExpert.com founder Martin Lewis explains how this crucial protection works, why it's more important than a will, and how to get one in the latest episode of ITV's The Martin Lewis Money Show Live.
Second cost of living payment paid to millions – here's who qualifies and what to do if you haven't got yours
More than eight million households on certain benefits and Tax Credits have now received the second third of their £900 cost of living payment.
50+ beauty dupes for big brands including Elemis, Charlotte Tilbury, and Fenty
At MSE, we’ve challenged you to ‘downshift’ your grocery shop for years (check our Downshifting Guide ), but you can also save on make-up and beauty products by downshifting from brands to much cheaper ‘dupes’ – lookalike products, where often even the packaging is similar to the expensive brand.

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