Mysterious money appeared in my account

swingaloo2

I have just checked my online banking and a substantial sum of money has appeared in my account. The letters by the transaction are SBT which stands for 'Screen Based Transaction' and apparently this is 'A transaction processed by a bank branch on your behalf'. 
I will be going into the branch but not till next Tuesday as its in the next town and I cant go tomorrow. Does anyone have any idea what could have happened here as I have not asked for any transfer and my other accounts both show correct.
Anyone else had this happen and knows what has possibly gone wrong?

TadleyBaggie

Someone paid in some cash and either gave the wrong account sort code/account number or it was miskeyed perhaps?

Sea_Shell

Just don't move it or spend it!!

Well not until it's been investigated and found to be genuinely yours.

It may get recalled automatically by the bank.

swingaloo2

TadleyBaggie said:

Someone paid in some cash and either gave the wrong account sort code/account number or it was miskeyed perhaps?

I wondered about this but I would have thought it impossible that they would have given a sort code and account number which correspond if they had an incorrect number.  Likewise if the bank had miskeyed I would have thought that they would have double checked the name. I know when I have paid money in branch into my step daughters account they always ask me to confirm her name when I have given the sort code and account number. 
I shant be touching it or moving it as I'm certain it should not be in there and isn't mine. It has been there since Monday but I only discovered it today  No-one must have missed it yet.

greyteam1959

I wouldn't bother going into a branch to find out what's going on.
They probably know less than you.
Just leave it alone & things will sort themselves out in time.

swingaloo2

greyteam1959 said:

I wouldn't bother going into a branch to find out what's going on.
They probably know less than you.
Just leave it alone & things will sort themselves out in time.

I thought that they would know who's account they took it from and then could take steps to reverse the payment. Someone somewhere could be relying on that money and is going to be very upset when they think its lost. I also dont want them to think that Ive just sat on it and hoped no-one would nptice.

[Deleted User]

Your banks online system/access will have a method to contact them, send your message to them there, because as previously mentioned the branch staff will only have to ring the relevant depts anyway as they won't be privileged to that info.

BrownTrout

how much we talking

General_Grant

Just be very wary if you are contacted asking you to authorise a refund of the amount involved.

Sandtree

General_Grant said:

Just be very wary if you are contacted asking you to authorise a refund of the amount involved.

If its like the old scams, though not seen them done with in branch transactions, they may even offer to let you keep some of the money for your troubles. 

Obviously what ultimately happens is that the transactions are flagged as fraud/money laundering so the deposit is reversed and you likely lose whatever it is you transferred out.

Foreverfinance

As long as leave the money alone and notify the bank, you'll be fine.