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Lloyds bank not taking phone calls and can't be contacted
So I want to change a current account to a joint account and ring 0345 300 0000. I go through a two minute menu entering account details, voice ID etc. At the very end I am told they are not taking telephone calls and then cut me off.Why could they not play that message at the very beginning? Anyone got though lately as I…
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New to piggybanking
I'm finally debt free and am saving, switching energy suppliers and so on. My main account that my wages get paid into is a Nationwide FlexDirect account that pays 5% interest and a 0% overdraft until October (my aim is to avoid overdraft as much as possible by budgeting well). I have a Santander Everyday current account…
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Student Bank Accounts
I've been looking around for the best student bank account as I start university in September. I don't have my offer confirmed yet as I am waiting on results (it's a conditional offer). I was wondering if there are any student bank accounts that allow you to apply before you have your actual place at university confirmed?…
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Same account number if transferring Santander 1-2-3 account to 1-2-3 Lite?
I've decided to switch my Santander 1-2-3 account to a 1-2-3 Lite account. Does anyone know if I keep the same account number if I request the transfer via the application feature on the Santander website?
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Santander - closing two of three 123 current accounts - can they be 'switched' ?
My wife and I have three Santander 123 current accounts between us - one joint account and one in each of our names. We want to close the two accounts that are in our names and 'switch' them to our joint account. When we eventually get to make contact* with Santander does anyone know whether the banking switching service…
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Direct debit - tv licence
Just closed a bank account where a direct debit was in place for my tv licence. Received this email - 'The Direct Debit for your TV Licence number ********** from account ending **** has been cancelled. This means we won’t be able to
take your next payment. To remain licensed,
please set up a new Direct Debit. It’s quick…
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123 accounts
we have 3 123 accounts at present they have the max you get interest on. Please note Martin these are working accounts where money is drawn regularly. I can’t see any options where I can get better terms as every one is cutting interest. my Marcus account seems to cut rates every two months. ideas please Martin
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123 Lite low balance notification by text
A friends got a 123 account which I've suggested she changes to 123 lite. She keeps a high balance in it, thousands more than needed, to ensure the money is there to cover direct debits. Can a low balance notification be set with text notification for this account?
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Current Account Transfer Incentives
with M&S and Nationwide no longer offering regular savers with appealing rates, and Halifax making their changes to Rewards, i've got accounts i'm up for transferring.. but are there any providers currently offering transfer incentives? Clydesdale/Yorkshire were handy a few years back.. their welcome deal was great.…
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USD Savings Business and Personal Bank Account
Hi all, first time posting, though I am very grateful for this website, first time I couldn't find what I was looking for. I currently bank with Barclays - but after 2x waiting on the phone for 1+ hours, I'm giving up and want to move to a better bank. Issue is my savings are in USD, and am struggling to find an onshore…
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Business Account - Dual Authorisation online banking
Can anyone recommend a bank account where we can have dual authorisation for online banking. I am a parish councillor and currently we have a number of authorised signatories on the parish council bank account, but still only use cheques. In this day and age we should have the ability for our clerk to raise the payments…
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juggling money between accounts?
I bank with Nationwide and have, one Current Account, one Savings Account and a Start To Save account...... I find myself juggling money between them. Like I work out my finances and swop money around then 5 minutes later another idea pops in my head and I swop money around again... Is this a bad thing? All my bills are…
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Money moved to closed accout
My wife moved some money (£30) to her brothers account and he hadn't told her that the account had been closed. I have spoken to my bank (Starling) to investigate and retrieve the money. I finally got a reply that his bank (Halifax) have said.. "We can confirm that we have checked our customers account and this payment has…
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RBS Rewards accounts...currently a waste of money?
I just had a chat with RBS regarding their Rewards accounts, specifically with them still charging the full amount per month for the accounts and only being able to offer a fraction of the reward services... They said that they aren't offering any reduction in monthly cost for these accounts, so I asked about downgrading…
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RBS & NatWest Rewards
Just wanted to tip people off who might use both RBS and NatWest Rewards accounts: You will need to use different email addresses for each online banking. I have been trying for a few weeks to register on the RBS MyRewards, but have each time met up with an error message. Online staff unable to help, but managed to speak…
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Bank Provider
Have worked with Lloyds Banking Group for the last 3 years and now I have left and took up employment with a more local firm as I was travelling quite a bit. Currently have a BOS Current Account for Wages 2 Lloyds Account for Salary and Everyday Spending Anyone think there are better bank accounts out there? Working at LBG…
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Wages went to someone else's account
Hi, I'm new here and hope someone can help as I don't know where else to turn. Long story short... I had started a new job in August 2019 and in November 2019 I realised I'd mixed up the sort code and account numbers of two natwest accounts I had. So my payroll had sent 3 months wages to someone else's account before I…
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NatWest Offering Malwarebytes Premium free for 2 years
NatWest are offering Malwarebytes Premium free until at least May 2022. This is reminiscent of the Trusteer Rapport link but that was always free. It still though feels like undue pressure from NatWest. Does anyone have any thoughts or information on the risks and if this is worthwhile?…
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Best type of bank account for inheritance payment?
Hi, I am the executor of my late father's estate and have been told by my solicitor to open a bank account for the payments to go into. Once all the payments are in, the money will be split between me and my brother, who lives abroad. I'm just wondering which type of account would be best for this? Any other time I would…
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Backup Bank Account(s)
This is often discussed but has anyone here had to use a backup bank account and if so why? The main example I have seen here is where a bank account has been blocked and no one has ever admitted to a single reason why this could possibly have happened. I imagine that this must be a very rare occurrence if the account…
