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RBS Vantage - over £5k interest
Hi I'm aware that RBS Vatage pays 2% interest for balances between 4 - 5k but then says "You won’t earn interest on any balance over £5,000". Might seem a daft question but if you had £5,001 do you get *any* interest at all? I assume the interest simply stops at £5k - any balances above that don't earn interest. Thanks
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How stop email notifications from MSE Forums?
I have spent some time reading various help pages on MSE but can't find out how to do this. I keep getting emails about comments to threads I've bookmarked and if I unbookmark them the notifications continue. There is no 'unsubscribe' option in the email and I can't find a 'contact us' link on the site. The old site had a…
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Chargeback/Section 75
I understand the Section 75, & have used my c/c for £100 deposit, 3 additional payments by direct debit and a 4th (final) payment by c/c. I don't really understand how a Chargeback might fit that scenario. I used to think it could only be used if d/c was used for payment, but it appears it CAN be used for c/c purchases as…
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NS&I Income Bond Interest Rate changes 1st May?
On 28/2/20 I received an email from NS&I (giving my name) informing me that the income bond interest rate would be changing from 1.16% down to 0.7% from 1/5/20. I transferred money to other accounts because of this. I find today that the NS&I bond is now the highest interest easy access account shown on MSE at STILL 1.16%.…
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Which debt shall I pay off first?
Hello I'm new so I hope I am doing this correctly! My daughter who is working full time is struggling to pay off debts accrued when she was a student and before finding work. She currently owes £1,900 on a student loan overdraft, with an apr of 39% and the other is £900 on a master card. I am prepared to give her £900 to…
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Nationwide FlexPlus - is it worth it now?
When this account started a couple of years back they offered an in credit interest, but that stopped a while back. The monthly charge is £13 and that gives travel insurance (provided no pre-existing conditions), mobile insurance and breakdown cover. All in all it was a good deal at that time. However, the interest has…
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Intuit
I have been using an old Quicken programme. Does anyone have a good easy to use alternative. TIA 🌈
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Adverse loading on fraud database
I wanted to open a separate bank account to save in from my main one and I can’t seem to be accepted for one. The last bank I tried with was metro bank and they accepted me only to be told a couple of months later they were closing my account. So I wrote to them asking why as I’m fed up with being refused an account. This…
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Lloyds Current Account
Hi Guys... Bit Frightened About using this But its my first time on one of these forums.. Recently Opened A Bank Account With Lloyds Bank, ( It was Accepted at first), But On the Same Day that it was accepted, i recieved a Text Message telling me that it was unsuccessful. I went into The Branch With Proof of Identification…
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CIFAS CAT6 marker
Dear Members, I had a CIFAS marker recorded in March 2014, I came across this when I open up a bank account it goes thru and approves. And then after a week I receive a letter stating they are closing down the account. This happened everytime I tried to open up an account. After few advises I managed to get a copy of CIFAS…
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NFT Main Disbursement
I have a credit on my statement from "NFT Main Disbursement". No idea who/what this is. I asked my bank to help identify the originator of this payment, and they helpfully advised me it came from "NFT Main Disbursement".Tried google, without any luck.Any ideas?
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Clearscore credit report - “current account removed”
On my May report it says a current account has been removed from my report giving the organisation name and last four digits of the account number. I don’t recognise the account as only have one existing account with that bank which has a different account number and continues to show on my report and operate normally.…
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Interest rate cull - current accounts rates going down by the day
Looks like recession on the way. I have a 123 Santander account. Was looking to switch to Starling due to monthly charge and rate drop - now Starling announced big rate drop. I got a marcus account to transfer money to that instead of 123 - slight drop but still very competitive. Any ideas of best move next in terms of…
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OBR's new estimate of £299bn of borrowing would be equivalent to a post-war record of 15.2 per cent
To read the full article, click on the link below: Independent
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Family Bank Transfer Owed Money Dispute
I need desperate help please my mum owed me about £3k as I've been paying for my motability car the last 12 months (I only got it to help her out with work etc but she's abusing it by using it for herself too much) and she said she would pay the £240 each month so my mum has recently been diagnosed with a disability which…
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Faster payments (with nationwide / Marcus)
With Nationwide the limit I believe is 10k. With Marcus the limit I believe is 20k I was wondering whether these are daily limits or can you just do several transactions in one go, each at say 10k at a time for nationwide?
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Misspelled cheque
Hi, We have received our holiday refund by cheque today but my surname has been spelled wrong (only by one letter at the beginning of my surname). Is the bank (Halifax) likely accept or reject it if all the other details are correct? Don't want to have to go to the bank if i don't need to
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How to de-register from PayM?
Hi all! I've been trying to register my mobile number for use in the Barclays Pingit app. However, I'm getting an error message saying my number is already registered with another bank or BS. I've contacted every other bank I've held accounts with, and they all confirm I'm not registered. I've asked the Pingit helpdesk…
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Random credit from Tesco to a bank account
Someone I know has just received her bank statement and there is a random credit of £4.50 from Tescos. The problem is that it won't be a refund as she hasn't bought anything in Tescos for several years and her card number (and expiry date) would have changed at least once during that time. She's checked with both the bank…
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Barclays close daughters account - Your thoughts?
Three weeks ago my daughter's boyfriend fell for a phishing scam and divulged his online banking login details. The scammers then transferred several deposits out to people on his payments list (close friends) one of whom was my daughter. She spotted this and called him so he could look into this. He called her back and…
