-
UK Banks no longer want your business IF YOU ARE OVER 65 AND WANT TO GO ABROAD ON HOLIDAY!
We have all experienced the closure or shortened opening hours of the local branches we used to rely on but now the banks are developing a more invidious scheme to reject our business, TECHNOLOGY! Whilst our home computers running on Windows SE or 7 may still be able to access your bank account, your iPad mk II will not as…
-
Barclays Savings Account - Online Banking Registration?
I've been experiencing issures trying to register for online banking for a savings accounts. Don't have a current account, so just wondered if anyone has successfully registered for Barclays online banking with only their savings account details? Or it could be an issue for me?
-
NatWest o/draft charges
Hi All, If you go into a NatWest agreed overdraft, if you pay in the amount overdrawn by the end of the day, I assume you are not charged?
-
Switching
I switched from Nationwide to Halifax but now I've opened up a TSB account and want to switch my new Halifax account to it after receiving very poor customer service. Would my payments/student finance/salary get redirected to TSB if they got sent to the old Nationwide details?
-
Closing new Barclays account
Hello all. I did have a MSE account but lost all log in so started again. Ok yesterday I opened a new Barclays account and was successful and card and pin are on way. I have since decided to stay with my old bank so don't want the new Barclays account. Its hard to get through to the bank as huge queues and the dedicated…
-
Barclays holding my business money, 500k overdrawn!
I'll try to keep this short and simple. Received a letter at my business address whilst I was on leave due to bereavement asking for more info surrounding my account and its transactions. This is because I went over my estimated 80k turnover due to a spike in sales. All information was provided albeit a day late as the…
-
Claiming savings from bank after relative's death.
Hello! My father is currently very ill. He took out a policy/savings for for my daughter as she grew up that was accessible to her when she turned 18 (she is now mid 20's). The subject never arose and of course it's not something we wish to broach now. We are looking for guidance in what to do about this policy after he…
-
Transfer or EUROs to GBP - Ireland to UK
Dear Forum, This request doesn't really fit into any categories neatly so I figured here is as good as any other place! I currently work in Ireland and I am paid in EURO - however I need to start thinking about sending some of my savings back to the UK as this isn't a long term arrangement. Does anyone have advice on the…
-
Payee cashing a cheque instead of paying into an account
I would like to send my friend a gift of money. My friend has an address but no bank account. If I post them a cheque, can they receive the cash in notes from a branch of a bank rather than paying into an account?
-
Joint ethical bank accounts online
Hi all Any recommendations for ethical bank accounts offering full joint online access? Thanks
-
Paying in a cheque
Cheque payable to 2 individuals but I have no account in the joint names (mother and daughter) how can I pay the cheque into an account in just one of the payers names?
-
Debit Card MCC codes?
I was just wondering if anyone knew of any internet banking platform or app which shows the Merchant Category Codes (MCC) that a retailer is using if you use make a debit card transaction?
-
Barclays closed my account
Bank account is closed my bank that really worries me. I've not done anything wrong from my side and told them happy to give source of income/transaction receipts but Barclays don't want to hear any explanation from me simply closed my account. I'm using this bank as a secondary account so they don't see the source of…
-
HSBC Regular saver additional payments
Hello, I have had a few HSBC regular savers and always set them up to have a £50 standing order per month and added up to £200 if I had it each month by transferring from my advance current account via the app. My partner has the same setup but is unable to add extra funds as it freezes the app when attempted. Having had a…
-
Apps to manage savings across multiple current accounts
Hi I've recently received some inheritance and I'm looking at options for getting best low/no risk return on savings. I'm looking to spread savings around to try and maximise returns and I've been looking at ISA's and savings accounts but also considering opening multiple interest paying savings accounts to benefit from…
-
Bank Switching deals
I have had a look through the main MSE site and a couple of others but can't find any current switching offers. We have some savings in a joint account which pays out a couple of DD's but has no 'regular income'. As interest rates are so low we thought it may be beneficial to use savings to make regular payments into…
-
standing orders and bank holidays
Hi, I have a standing order due to leave my Barclays account on the 25th of each month, to a Halifax regular saver account. It needs to reach the account by the 25th. Will it go out on the 25h of May (bank holiday) or the first business day after? Thanks.
-
First Direct Overdraft Question
Hi All, Does anyone know, if I use my overdraft say for £1000 today, and the account is then back in credit before the end of the day would I still be charged interest or does it not charge anything for using the same day? Thanks for your help
-
Pension/debt
Hi, Just before i had my DS I opted out of pension scheme as meant longer mat leave. We now have nursery fees bigger than mortgage! I was going to wait until 30 free hours kick in to opt back in. However there is an option to pay 50% contributions (it's LGPS so highly contributed too by employer) which I could now afford…
-
Claiming Online Competition winnings safely by debit card
Sorry if this is in the wrong section, but really it's banking advice I need about what bank information can be given out safely. Long story short. I paid to enter an online competition (for a charity fundraiser) with a decent monetary prize to the winner and the rest of the entry fees to charity. And I won. The £5 entry…
