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Yolt
I currently use Yolt to help me with my budgeting. The only part I'm not understanding is when it comes to putting in my income. I have four forms of income that come in at different times of the month and two of them are paid four weekly. What i want to achieve is for it to show my income minus my outgoings so i can see…
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Lloyds letter reduced my overdraft by £480, no warning
Letter from Lloyds reducing O/D by £480, saying I haven't used it. Not used it as I applied for a small loan from Lloyds just prior to Corona virus so its still in my account. Called but cut off; they say If I want to request my original amount back, I have to do a new application, which they say takes 30 mins over the…
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How to stop AVG taking money from Nationwide account
To cut a long story short, AVG antivirus has been taking at least £50 a year out of my partner’s Nationwide bank account for more than 3 years. She doesn’t have a computer or uses the software. The bank says it is an “ongoing transaction” and they can do nothing about it. We have complained many times, changed account…
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Switched banks twice, expecting a refund to the first bank
Hi. I was originally with Lloyds last year and switched to HSBC for the switch bonus. I then switched to NatWest for another bonus! Problem is I am now expecting a refund to be paid into the Lloyds account. I know payments are automatically redirected to new accounts but my question is will the payment be redirected twice…
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Banks that process transactions on non business days
Does anyone know which banks process transactions on non business days? For example I have an outbound standing order dated Saturday 23rd May but the inbound standing order scheduled for the same day will only come in on Tuesday 26th May. If my bank was debited on Saturday but only credited on Tuesday I could be overdrawn…
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Halifax new reward account - best way to make £500 debit card payment
Searched the forum but didnt see a similar thread. I've heard that the Halifax reward account is changing - anyone have any ideas of how best to take advantage of the £500 debit card payment? Must admit I've rarely if ever use a debit card for transactions!
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NatWest Switching Bonus- Refusing to Pay Out??!!
I opened a NatWest account and requested a Current Account Switch on the 6th March, to take advantage of the £175 switching bonus. They started switching my account on the 24th March and when I contacted them on 12th March to ask why I hadn't received an account number/sort-code they said 'not to worry, it was progressing…
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Business bank account, partner lives abroad
Hi, I'm thinking of opening a business with a partner from abroad. It will probably be a limited company. Which bank will let me set up a business bank account without my partner having to come in personally? And what are the best banks for business accounts for a very small business? Thanks.
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Starling - Neo bank or Mickey Mouse bank?
I've had Starling accounts for a while (used in the UK and abroad) and thought that Starling was a real bank with a pretty teal debit card. Tried to use it a Pay at Pump last night (to use up some residual holiday funds) and it spat it out as invalid. Starling now says their cards may not work at petrol stations but they…
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Loan or credit card ? What’s best to pay off first ?
hello ! Just wondered if anyone can help me with this one ! I want to pay a lump sum off my dept... I have a secured loan on my business premises and I also have two large credit cards, is it better to pay the lump sum off my secured loan which is around 6% interest or one of my large credit card, the credit card is, at…
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Club Lloyd’s Fee Waiver
It seems Lloyd’s are waiving the £3 per month fee for Club Lloyd’s and Platinum Club Lloyd’s accounts for June, July and August. It’s not much in the grand scheme of things but it’s better than nothing I suppose...
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Urgent Recalling a payment sent to an account that's overdrawn
Hello, I made a stupid mistake this morning. Instead of transferring money in between my current account and joint account. I transferred it to an old overdrawn current account. Its only a small amount of £70 but im super poor at the moment, I won't give a sob story because I've already cried a river over this. I'm 40…
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Money Bank Transfer From Canada To UK
Sorry if this is the wrong place? My brother and SIL in Canada sent a transfer of £500 to me in the UK Santander Wednesday 13th. So far there is no sign of it arriving in my bank account, I gave IBAN, BIC/SWIFT etc and the Canadian bank said it went through. SIL mentioned to me it should take 3-4 days so I discontinued the…
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Withdrew money from betting accounts to closed bank accounts
Hi, I hope it’s ok to post this here. If not, please let me know where the best place to post this would be. Little bit of a complicated messy problem that I’m looking for help with… I stupidly, accidentally withdrew money from the below betting sites to two of my closed bank accounts across 3 instances. * On 7/4, I…
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What is it that draws people to banks?
Now that people are starting to venture back into town centres, I am amazed at the queues forming outside of all the banks. Presumably these are queues that would have been inside the banks pre-Covid and are just more visible but I can't help wonder what is in there that attracts all these people. I guess that some may be…
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Update to my original post dated 03.01.20 re. my HSBC bank account being frozen over Xmas & NY
After just over 3 weeks my bank account was ‘unfrozen’ with no verbal or written explanation provided. I waited for several months for some form of contact to be made & it never was. I then sent a 5-page email to HSBC to complain & sent a similar email to the Financial Ombudsmen. On the 07.05.20 I received a very…
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Santander now rubbish - but who to switch too??
Martin warned us all that the Santander 1-2-3 account is now basically junk, and he is probably in the right of it. I have been using the account to keep my life savings in, as it had the best interest rate I could find anywhere. Now that is garbage. I need a new current account, sure but with life savings of £30K I am at…
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Savings
Im stuck with my savings what can i do to make my money grow? Isa or savings accounts?
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Large Cash Gift, What do I do?
My "Brother" who is a long term friend whom we consider family is from Pakistan and recently he and his wife have just sold one of their properties. They are gifting us a large sum of money to bless myself and my children. They are wanting to give us over 150k. However, because It will be in cash I am not sure how I go…
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RBS £175 Switching bonus
Noticed last week that Natwest had paid out the £175 switching bonus early. Has anyone received the RBS bonus yet Not due till 19th June but was hoping the follow natwest and pay out early
