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A bank account for a lottery syndicate
Was considering setting up a lotto syndicate at work. A few have approached me and asked if i'd start one and it was actually something i thought of a few years ago. One of the things i'd probably prefer if i was to take it on board would be money coming to me via bank transfer so that both parties have proof whereas if…
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Am I The Only Person Who Doesn't Use Open Banking and Doesn't Want To Download Banking Apps?
Question is in the thread title. Just wondering if I was unusual...
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Decluttering offers in Lloyds online banking
There was once an option not to have all these offers display. I remember I switching it on and one point a few years ago for the It's On Us and Everyday Offers. I want to switch it off now but the option has disappeared. The Marketing options are only about how Lloyds can contact you and I have them all off already. How…
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Lloyds Manage your data sharing
I see this new option Manage your data sharing in Lloyds online banking. It is under Your Profile and says it will show Open Banking connections. I have not allowed my Lloyds to be accessed by Open Banking so there is nothing to show. How can I create one? Is it not yet possible to see other account from Lloyds? I am…
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Why are Faster Payments to Tesco so slow?
What is different about Tesco that a Faster Payment generally takes over 5 hours to arrive? Every other bank even the smaller building societies have the money arrive within 2 minutes. It can't be related to security checks because it happens even when receiving a tenner from an account which has sent before. Is Tesco…
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Nationwide.
My wife and I each have seperate current accounts with Nationwide. We got the £100 bonus on each. So obviously we each have an account in our own names. Has anyone been in a similar situation, and received, the £100 each bonus, recommend a friend,using one of our names, on the transfer in of a seperate joint account? The…
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Are there valid technical reasons preventing retaining account numbers in switch?
Unlike for example switching from one mobile operator to another where the phone number can be kept, bank account numbers can't be taken to a new provider. Are there fundamental issues why the sort code must remain bank specific? Besides a basic security validation tool does it play a vital role in the banking system? I'm…
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Caxton - DCC dispute
In early August I was travelling in Germany with a Caxton prepaid multicurrency Mastercard with a Euro balance. I used an ATM to withdraw EUR 200. The ATM repeatedly kept asking me whether I wanted to be billed in my home currency. I replied "no", but was still billed in GBP, which is not what I intended. I believe that…
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Quick M&S Bank Switch
Hi I've just had my application for a M&S Bank current account accepted and wondered if anyone knows the quickest way to initiate a switch. I'm thinking of giving them a ring once the welcome pack arrives. I want to get the regualr saver up and running before the rate changes if possible. Many thanks
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RBS account bonus when switching from NatWest?
Can you switch to RBS to get the £150 from a NatWest account? (I tried switching to NatWest a few weeks ago to get the bonus but the bank I switched from had already closed my account so I wasn’t eligible for the bonus *facepalm*) so would I fine switching from the newly opened NatWest account to an RBS account to claim…
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Do you refuse to pay on card under a certain amount?
I know some places say they wont take card unless the amount is [£x.yz or more] but i don't really see these around any more these days. My wife refuses to pay on card for anything under £5.00. I personally think this is strange but that's just me. I buy £1 scratch cards & pay via contactless. I've bought a newspaper on a…
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Opening a Foreign Bank Account
Is it possible and safe for a UK resident to open a bank account within another country to avail of better interest rates?
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old bank account fees texts
Hi, newbie here! hoping for some advice please... I had a bank current account (and possibly still do) with a well know spanish bank in the uk which i opened over 13 years ago. i stopped using the account over 9 years ago and the account balance was left at zero and i wasn't in the red. around two years ago i started to…
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New customer?
I used to bank with M&S but switched a couple of years ago to First Direct. I see that M&S are offering 5% to new customers on their regular savings account and First Direct are reducing theirs to 2.5%. How much time has to elapse to be considered a 'new customer'?
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Bank account no income
Hi Does anyone know of a basic bank account that can be opened with no income. I'm asking as my recently widowed mum needs to switch accounts. She is stuck on an account charging £18 per month (none of the perks can be used either). Long story short she has several thousand in cash, but little income. She is not state…
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HSBC reducing savings interest rates
Got an email from HSBC earlier today about them having to make the "difficult" decision to reduce interest rates on their savings accounts. Got slightly worried when they didn't state what was happening to their regular saver rate so I went hunting on their website. Their standard rate reg saver appears to have been…
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Nationwide Bank Issue
Hello Everyone I have an issue with Nationwide and was recommended to ask on here for advice. Around about a month ago my accounts disappeared from my online banking, I sent a secure message and they said everything was fine and to fill in a lost account form. I filled the form in and had no reply. I then raised a…
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refund
item bought om ebay mid september for £49 refund of £15 given this morning however my old debit card ran out sept 31st , i have updated paypal with new card will ebay/paypal/lloyds link old card sand sort refund
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Old £1 coins
Hi all Hoping I have posted this in the right place...looked at other threads and couldn't seem to find anything relevant. I have a few hundred pounds in old pound coins that I have not yet had changed! Are the banks still changing these? I currently bank with Halifax and Natwest...are these two banks still changing the…
