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Moving money around to keep the benefits??
I'm looking at getting 2 different current accounts with different benefits but both with a minimum pay-in to either keep them open or keep the benefits. Is it possible to just keep moving money around between them to meet the minimum pay-in? Eg. if Account A needs £1000/mth and Account B needs £1500/mth, can I just move…
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Cheque or CHAPS less scary for large transfers?
We need to transfer money to buy a house to our solicitor, so it's a large transfer representing all our life savings! They accept cheques, and I'm tempted to go old school and pay by cheque instead of CHAPS because I get irrationally nervous about mis-keying of account numbers on electronic payments. Cheque would be…
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Why Must I have a mobile to Open a Savings Account?
I have been trying to change my savings account, as the bonus rate is about to close, and have been looking at various banks and building societies that offer good rates regarding transferring my funds. I do not have a mobile phone but found that many banks and building societies require this, if I want to open a new…
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The MoneySavingIdiot cashed in his coin jars – guess how much he bagged
While I help people save money as part of my job at MSE, I've never been much cop at doing the same for myself. So I'm writing about my efforts to improve in an attempt to motivate others who are far from experts when it comes to MoneySaving. Previously I've covered train delays, overseas travel, credit scores, finding…
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Bank Account for a Support Group
I would like to know which bank accounts are best for a small not for profit support group? thanks
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Nationwide Flexaccount
I've had a Nationwide Flex Account for almost 20 years I've just been on my online banking and noticed the FlexDirect account, the 5% for 12 months one Cant believe I've never noticed it before! Feeling rather stupid :rotfl: I'm never overdrawn so Im guessing its worth changing my account from the bog standard flex to the…
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Dollar accounts
Hi all My father in law give us regular gifts (like once a year) in dollars, from overseas - between $1000 to $5,000. We have originally taken these in cash, got the best conversation rate we could into pounds then paid them into our savings account. But with all the costs, the exchange rate tanking, and us getting gifts…
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Barclays seen it’s a**e with Post Office cash withdrawals
Barclays seems to be the odd one out here http://corporate.postoffice.co.uk/our-media-centre#/pressreleases/post-office-announces-new-agreement-with-28-uk-banks-to-ensure-millions-of-people-across-the-uk-have-national-free-access-to-everyday-banking-dot-dot-dot-2928975
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Scam alert: Beware fake Thomas Cook refund websites
I wasn't sure if this had already been posted somewhere...And I'm not sure that this is the right board either... Source: https://www.which.co.uk/news/2019/10/scam-alert-beware-fake-thomas-cook-refunds-websites/
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please advise best bank a/c for working in Republic of Ireland and living in Northern Ireland
Evening folks, i'm seeking advice on behalf of a friend of mine. She is a UK citizen working in the Republic of Ireland and is paid in EUROS. She lives in Northern Ireland (UK). She's currently with Starling who offer a sterling and euro account with one card, but she is getting stung big time with foreign transaction fees…
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Misleading MSE Advice - Go West With Mickey - Bank Transfers
Really disappointed with MSE - they are giving incorrect advice here at the MSE website at /news/2019/10/families-left-thousands-of-pounds-out-of-pocket-after-travel-fir/ (just put the moneysavingexpert.com address at the beginning of the text above - I cannot post normally, as I am a new user). Bank transfers on or after…
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Cashplus Withold Payment In
I wonder if anyone can give me some advice. The pre-paid card company Cashplus have not yet credited a payment from the DWP of several thousand pounds. It is for benefit arrears owed to me, apparently going back several years. I wasn't expecting it (!) and actually got the DWP letter the day after Cashplus contacted me…
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Maximising Coop Everyday Rewards
To get the additional £1.50 on Coop Bank Everyday Rewards you need to use your debit card 30 times in a month at 5p a time. With an Amex cashback card, anything over £5 means taking a loss overall and I don't regularly make enough card transactions under that amount a month. I have started an NS&I Direct Saver which you…
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Marcus accounts Vs Coventry BS interest account?
I currently have a Marcus account with £14.5k in it. It increases by about £1k per month. I also have a Nationwide current account which I use for everyday spending. I keep about £200 in here and the rest is moved to the Marcus account for higher interest. I've seen there is a new "high" interest account on the market...…
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Are these banks safe?
Hi all I want to deposit some hard-earned business savings/profits into a bank account that gives half decent interest rates. I've found Hampshire Trust Bank, and Redwood Bank. However they are very small banks. Are these sort of banks safe to put your hard earned cash? I worry about them going under, not getting your…
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2x TSB accounts, different interest amounts?
Just curious as to whether anyone else with multiple TSB Classic Plus accounts has ever received slightly different amounts of interest on each one? It's happened to me this month for the first time in five years of holding two accounts. At no point has the balance in either account dropped below £1500, so I'm puzzled as…
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Thomas Cook Refund
Hi, apologies if this has been posted on the wrong board. I have just tried to claim a refund on my ATOL protected holiday booked in January, and was supposed to be going on 6/Dec/19. I have tried twice now using the online claim form but on both occasions I have got the following message: An unhandled fault has occurred…
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What does CASS mean?
As above. I’ve seen the word in bank switching FAQ
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ATM Cash Machines
Does anyone else have the experience of using a cash machine which did not pay out? Many of us have used gaming machines that have the same fault, but we expect cash machines to pay out the money that we have requested; no luck should be involved. Or if it fails to pay out, we assume our account will not be debited. Or if…
