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How to save for non-resident grandchildren
Hi there, My son is a brit born abroad and my mum would like me to open up a UK bank account for him which is a little tricky as he doesnt have a british birth certificate. Anyone on the forums, share a similar experience? Best wishes
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Cheque scanning
I currently pay in cheques via Halifax's app. Was using Barclays, but sometimes it would take three or more scans before cheque was accepted. I assume Halifax has a better scanning engine, as I use the same device for each account/app. Any other banks offer this service? I've just applied for the Lloyds £125 offer, so…
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Natwest account switch - stay clear!
Stay clear of these, even though there is the £125 switching reward. By far the worse experience ever had with a bank, and worst account set up process ever. In short, never get any communications on what your customer number or account number is - no email, letter, text - anything. You need these to logon for id, so you…
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H2B ISA and LISA interest question
I have a LISA that has already been maxed at the £4000 for this year. If I open a H2B isa too, I know I will not be entitled to the bonus as I already get this on my LISA but can I still benefit from interest rate of 2.5% for example or will it be set at 0% because I already have a LISA? thanks
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Nationwide 5% a/c
Is the 5% account still available? Had a issue 8 account I think last year and had to open an issue 9 this year to gett he interest. This years is comming to an end this month, so need a replacement, but I can't see an issue 10? TIA
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Where is the money just now?
My husband transfers a large proportion of his monthly wage to my account. I pay the large bills from this. The money is transferred to mine on the 12th of the month and from mine to bills on the 13th. The 12th this month is on a Saturday. Money has left my husband's bank account, therefore is not available in his. But has…
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What’s your pick?
if you could only pick 1, who would it be?
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What’s your pick?
if You had to stay with only 1 bank, who would it be and why?
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A major bank has been refusing to let me withdraw £10k of family savings for over one month
I have approximately £10,000 of savings in an account with a major UK bank. The savings come from my (public sector) salary, paid in over the last ten years. One month ago I was locked out of the account and was told it was "under review" and that no further information would be given. I contacted the Financial Ombudsman…
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Can I not activate a card I don't intend to use?
Tesco have sent me a new debit card after my previous one reached expiration date. I haven't used the previous card in a few years although I did initially. I don't intend to use the new card. If I don't activate will Tesco think the card may have been lost and send a new one? Is it OK not to activate cards that will not…
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Halifax and Reclaim Funds Ltd
Hi Just after some advice,my dad who is now 85 years opened a bank account approx 20 years ago and put a few thousand pound into which was to cover the costs of funerals for my parents (thankfully not had to use yet),since putting the intial amount in he has not put any other money into this account and neither has he…
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Revolut for Business
I received the following email the other day. £25 just for opening an account......... Anyone have any experience of this? (The link to the blog doesn't work by the way) Revolut Hey Xxxxx, First off, welcome to Revolut. We hope that you're quickly getting to grips with everything the app has to offer. Did you know that in…
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Halifax Online Complaints
I've been reasonably happy with my Halifax account, although the reduction in the Rewards payment was a bit disappointing. The "new" paying a cheque in online is useful and seems to be better than Barclays offering. Any others that offer this now? My main gripe is with Halifax's online complaints. You fill in the details…
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Little help. Thanks
Hi everyone. I had a transfer into my account from a friend for some holiday savings ask was purchasing our holiday money and my bank was frozen as suspicious activity. I sent proof etc and they just said they will let me know the outcome after the fraud team look into it. So j've waited nearly 2 month now to hear back and…
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Need a second current account, not switching. Any incentives?
I need to get a second current account as I incur a lot of expenses for work (roughly £500/week) which currently I put on a personal credit card, work pay into my current account and I then pay off the card.. .this means I have a lot of money that isn't 'mine' going through my current account and messing up my personal…
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Switching from Vantage Accounts
Sorry if this is a slightly daft question, but my Vantage account(s) have never really felt like current accounts, but can I use them for switching to another bank for the sign up bonuses, as long as they meet the DD etc criteria ? Hopefully someone has already successfully done this. Thanks in advance Degsy
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USA Visitor - Cheapest way to cash a cheque?
Hi, an elderly relative is visiting from USA and has a UK cheque to cash. No bank accounts, but has a valid Indian passport. Cash value is around £700. What is the cheapest way for them to cash a cheque? Thank you for your help
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Paypal Direct Debit Dispute
Hi, I purchased an item for £213 using Paypal friends & family (stupid I know) that was never delivered. I put in a claim to Paypal who declined it. The next step was to raise a Visa dispute with my bank as my debit card is linked to my Paypal account. However, as Paypal uses Direct debit to debit my account the bank says…
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New £20 note unveiled ahead of February release - MSE News
The design for the new polymer £20 note - set to be released in February next year - has been unveiled by the Bank of England...Read the full story: 'New £20 note unveiled ahead of February release' Click reply below to discuss. If you haven’t already, join the forum to reply.
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bank advice received
Received privately
