USA Visitor - Cheapest way to cash a cheque?

Singh23

Hi, an elderly relative is visiting from USA and has a UK cheque to cash. No bank accounts, but has a valid Indian passport. Cash value is around £700. What is the cheapest way for them to cash a cheque? Thank you for your help

Ben8282

Simply put, cheques can't be cashed. He needs a bank account.
He will either have to pay the cheque into his own account in the USA or ask the drawer of the cheque to make alternative arrangements, perhaps by issuing a new cheque payable to you.

AnotherJoe

Get the person who issued the UK cheque to instead either give them £700 in cash or issue a new cheque to a trusted third party (you perhaps) who will then pay it into their own account and give them the cash. They will have to give the original cheque back. Is all that possible?

No one is going to give them cash for this cheque. I'd suspect they may also have issues paying a cheque issued on a UK bank into a US bank account when they get back so I'd try to get it reissued while they are here. Presumably / hopefully the person that gave them the cheque is in the UK?

[Deleted User]

An elderly relative, living in the USA, with an Indian passport?

preable

!!! wrote: »

An elderly relative, living in the USA, with an Indian passport?

Why can’t someone in the USA be Indian? Maybe they moved from hmmmm India?

Ben8282

!!! wrote: »

An elderly relative, living in the USA, with an Indian passport?

Nothing wrong or unusual with that. What is unusual is why somebody sent him a UK cheque.

AnotherJoe

Ben8282 wrote: »

Nothing wrong or unusual with that. What is unusual is why somebody sent him a UK cheque.

Perhaps he was given the cheque whilst here. OP didn't say it was sent.

Owain_Moneysaver

If friend can meet identification requirements (usually a current utility bill in addition to passport) then pawnbrokers/cheque cashing shops charge about 7%.

Ben8282

Owain_Moneysaver wrote: »

If friend can meet identification requirements (usually a current utility bill in addition to passport) then pawnbrokers/cheque cashing shops charge about 7%.

Do you imagine this visitor from the USA will be in posession of a UK utility bill in his name?

Owain_Moneysaver

Ben8282 wrote: »

Do you imagine this visitor from the USA will be in posession of a UK utility bill in his name?

I think it's unlikely. I don't know if they'd accept a US utility bill.

born_again

This is pushing the boundaries rather a lot.

But many Indians have the same surname. Depending on just who the cheque is made payable to, is there not someone known to you with the same surname that could cash it?