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Banks
Hi, Can anyone tell me if Cashplus bank is safe. Thinking of opening a business account with them. Thanks. Rebecca.
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US purchase fee
Lloyds have charged me 50p and 8p for an online USA payment. As this was intended to be a monthly fee I just wondered if other bank accounts would be cheaper? Thanks P.s. my other current accounts are ones which pay interest
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HSBC nightmare
Hi We have a debt management plan through Christians against poverty. My husband pays them every month by bank transfer using mobile banking. Last month however we discovered when I rang to withdraw money from savings, that this money had never arrived. Husband rang HSBC and discovered that this money was in a holding…
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Poor Credit History but cash rich
Morning all, Looking for advice on the following. I was in a DMP which has now finished, although I still have some bad markers on my credit file. I currently have a basic bank account, but my financial circumstances have changed significantly. So I was wondering what are my chances of getting a standard bank account - as…
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Santander Mini123 still showing 3% even after 18th birthday
Good morning everyone! My daughter turned 18 a couple of days ago and immediately her HSBC 3% account showed that her rate was now 0.15% as expected as HSBC had written to her earlier in the month explaining it would become a basic bank account on her 18th birthday. However, her Santander Mini account does not appear to…
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Beware of banks using your expired debit card
Today I learnt a very strong lesson in how a bank (in this case Lloyds) can use your out of date/expired debit card. It relates to my father's car insurance renewal. At 93, he decided a few months ago that his driving career was over, for the safety of him and others. So when the email came through to say his motor policy…
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Hsbc
Already got a FD account. What's the chances of them letting me open a HSBC one ( as they're the same bank arent they? ). For the £175.......
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Closed Accounts Paperwork
I wonder for how long one is supposed to keep paperwork after the account has been closed, by switching or otherwise? Is there any difference in terms of papers between current/saving/ISA/credit card accounts?
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TV Licence and Council Tax won't let me pick DD date
These are the only two that I cannot get to be changed to coincide with my pay date. They only allow specific dates. Is this the norm for everyone else?
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Post office Receipt Showing My Bank A/C Balance
Hi all - Don't know if this is the right place to post this but some kind person will let me know if it isn't please:- Paid for my postage using my debit card & asked to withdraw some cash. Have done this before but have never had a receipt print out showing my bank balance on it which the cashier looked at & then handed…
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How to offer budgeting workshops?
Hello! So I work as an elected student officer in a large Scottish college (20,000+ students). The basic gist of my job is that I am elected by students to work full time in the students association for up to two years doing things to benefit the student body as a whole. The job is extremely flexible, as I choose exactly…
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Victim of a money transfer scam? You now have new rights with most banks - MSE News
Bank customers who are tricked into transferring cash to fraudsters now have more protection and are more likely to get a refund, after most major banks signed up to a new voluntary code...Read the full story: 'Victim of a money transfer scam? You now have new rights with most banks' Click reply below to discuss. If you…
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Lloyds won't remove me from Joint Account
Hi Everyone, I'm getting so annoyed now with Lloyds, twice I have been told false information from them over the phone but basically I have my own account with Lloyds.. and sadly STILL a joint account with my ex partner.. The account is actually his and I got my name added to it when we were together. I have been trying…
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Personal monthly budget - cash or card?
I don’t really have a set personal monthly budget for food, petrol, spending etc. I tend to just buy as I go along using my Amex card which gives me Cashback. But I think I spend too much without having a grip on the spend as it’s easy using the card. I pay it off every month and am not in any debt, have good savings. I…
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NatWest slow to deposit cheque image in app
NatWest and RBS have lagged behind Barclays, HBoS, HSBC and others by not implementing cheque image deposits in its app. I complained to the online system today and the responses were: [You are now chatting with Vaishali.] We are still updating this system and working on it for the app and in near future the app would have…
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new to switching game
Hello, can you advise me please? Last time a switched was in 2012 from RBS to HSBC, I never had any problems with HSBC and I regard them as a great bank. However I would like to cash on switching bonuses available. I have: HSBC bank acc as my main salary/bills acc with overdraft(never used) and Credit card Nationwide…
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HSBC switching bonus when with First Direct
Hi all. I have been an avid bank account switcher and taken full advantage of the bank wars. However I am currently with First Direct which has been used as my switching account and have another current account for some years with Barclays. I am wondering if any knows if I switch my Barclays to HSBC and transfer my wage…
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CHAPS payment sent to the wrong account
Hi House sale completed on Friday but the CHAPS payment of the funds has been sent to the right sort code but the solicitor transposed the last 2 numbers of the account code so the cash has disappeared into the banking system somewhere. The sort code was correct so I'm assuming it's gone to the correct bank and the account…
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Food budgeting tips for coeliacs?
Hello, I am coeliac, so I struggle with food budgeting because there aren't many budget friendly food I can eat given my condition. I also have a very physical job (on a work day I consume 800-1000+ calories above the normal intake for a regular person). Is there anybody that can offer me any tips and tricks? Thank you! :j
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Worst bank ever
STARLING BANK - WORST BANK EVER watchdog panorama Dear Sir/Madam, I am writing you to investigate the atrocities of Starling Bank. On the 23rd of April, I received a message from the online app from Starling Bank that £347,000 was received by the bank for my business account. Before they could credit my account, they…
