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Actual return for your money?
I've been looking at HSBC Advance account... it states ........ if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 5% you would earn approximately £81 interest (gross) I'm clueless with the whole banking world, 5% of £3000 is £150, so where does £81…
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Paying In Slip
Hi there, Wonder if someone can help. Is there an issue paying in cash using a giro pay in slip with a score on it? Basically I had put the £1 coins amount in the £1 note section and put a score through that. Worried it may cause an issue? Thanks in Advance
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What's the easiest joint bank account to open?
I've received a cheque that's made out to myself, my brother and sister after the death of my father. It took a lot of back and forth with the company to get the cheque in the first place, so I don't want to go through the hassle of getting it re-issued in just one of our names, so the only option appears to be opening a…
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Missing rewards
Barclays has just announced a hiking of the monthly price for its Blue Rewards scheme so some people might be thinking of switching to another bank to get a better deal. And when you do switch, you'll probably find that your final reward is credited AFTER you've switched to your new bank. So, everyone, make a note to chase…
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Help spanish bank transfer problems
My wife and I are uk citizens we have a current a/c in england plus a spanish bank account (Sabadell) in Spain I became seriously ill with cancer in 2018 and we decided to make big changes to our lives and re-evaluate of our financial position. We wanted to close the spanish account and transfer our funds back to the…
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Nationwide Flexdirect Account
Hello all, apologies if posted elsewhere. Nationwide state = Pay in at least £1,000 a month to get 5% AER fixed (4.89% gross a year) on balances up to £2,500 for the first 12 months. 1. Is this one of the accounts where you can put in £1000 and withdraw straight away? 2. Can I put £2500 in one payment, forget about it and…
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Missing cash deposit
Hi, Has anyone experienced a similar situation? I deposited £380 at a local post office branch via the card reader (over a week ago now) but it has not been credited to my bank account. Unfortunately, I didn't keep the receipt. The PO deny any responsibility and refuse to give me any transaction details at all - not even…
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Switching to Natwest for the account bonus
Hi all. A number of bank accounts I've switched to recently have paid me the account switch bonus despite me not meeting the T&Cs (I had already received the bonus before). Natwest currently have a switching bonus but I also don't meet the T&Cs to be eligible. Has anyone switched to Natwest and still received the switching…
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Help - Switching banks - overdraft
Hi, I am desperately trying to sort my finances and need to open a new bank account before I either enter into a DMP or bankruptcy. I have been looking at the best deals and first direct or M&S seem to be the ones I'm leaning towards. But if I switch will my overdraft be taken on by the new account? I don't want that as…
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Broadband /moving home
Hello Im currently paying £40 a month with sky for broadband , I'm looking to switch to the £20 vodafone plan but I will be moving property in 2/3 months If I was to tie into a 18 month contract could I just move my plan to the new property or would I have to pay an exit fee?
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Is there any value in loyalty?
We have banked with Barclays for about 20 years. We have a joint account, current accounts each, various savings accounts (mostly empty right now), and a couple of barclaycards. I have had no problems. The app / online banking does what I need it to, and it’s convenient being able to see all our accounts in one place. I…
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Budgeting monthly but get paid weekly
I downloaded the budget planner but it's based on a monthly income. I get paid weekly and this can fluctuate on occasion. How do I budget monthly based on a fluctuating weekly wage and incorporate that into a yearly wage?
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Managing our finances - husband and wife
Hoping for some input here. Husband and I are overhauling our finances. We just aren't sure of the best way of managing our incomings and outgoings. We currently have 2 joint accounts: my wages paid into one account (just over £1k), and his paid into the other (£2.5k-£2.9k) monthly. My wages pay for food and fuel.…
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Catch 22 - New Bank Account
Hi, Have been on a visitors visa since June. My husband (citizen) has had to have all accounts etc in his name. I now have my leave to remain and have a job offer. They have requested bank account details as a requirement for taking up the position. Most of the banks want me to have proof of income - I can't prove income…
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Barclays to hike Blue Rewards fee to £4/mth - MSE News
Barclays will increase the cost of its Blue Rewards scheme from £3 to £4 per month this summer, MoneySavingExpert.com can reveal...Read the full story: 'Barclays to hike Blue Rewards fee to £4/mth' Click reply below to discuss. If you haven’t already, join the forum to reply.
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New current account for shared bills
Hi! I'm currently living in a shared house and the current named account holder is moving out, so it falls to me to open a new one. I wanted to get some feedback on what the best account may be for us (at the moment we've just been using a housemates old current account) We pay on average about £160 into the account…
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Santander to refund 20,000 customers after failing to warn them about overdraft charges - MSE News
Santander is paying out £1.4 million in refunds to 20,000 customers, after it failed to send out warnings about unarranged overdraft fees...Read the full story: 'Santander to refund 20,000 customers after failing to warn them about overdraft charges' Click reply below to discuss. If you haven’t already, join the forum to…
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Revolut for moving money internationally
Hi everyone. I have been living in Vietnam for more than 4 years and am moving back to the UK in a couple of weeks. My UK bank (HSBC) has been extremely unhelpful during my stay here so I don't want to pay fees to transfer my money back. I also have more than the $5k limit Vietnam allows for carrying cash out of the…
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HSBC Switch
Have been accepted for the switch. Do I need to have the 2 DD set up in my 'old' account before the switch date or can I place the DDs once switch has been completed? Ditto monthly payment, do I set up required amount after switch or do I have to fund via my 'old' account? Can't find the info in t&cs Thanks
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switching bank. direct debits/nightmare
can anyone suggest anything. I have switched banks from halifax to tescos bank and due to complete on 29th may. I have been told by halifax i cannot change any of my standing orders or direct debits during the switch period. This is causing a lot of financial issues for me.
