What's the easiest joint bank account to open?

missing_string

I've received a cheque that's made out to myself, my brother and sister after the death of my father. It took a lot of back and forth with the company to get the cheque in the first place, so I don't want to go through the hassle of getting it re-issued in just one of our names, so the only option appears to be opening a joint account.

I bank with Lloyds, and just looked at starting the process online, but it states "Visit a local branch accompanied by the person you wish to add to the account to complete the joint application." Since my sister lives hundreds of miles away, I want to open an account with a bank that doesn't require the person to physically be there - I'm guessing one that doesn't have a presence in the high street? Any recommendations would be appreciated for this.

[Deleted User]

Why can they just not write individual cheques?

It’s very strange they’ve written a cheque with everyone’s name on

xylophone

https://www.santander.co.uk/personal/support/current-accounts/joint-accounts

If you’re applying for a new account, you can add a joint account holder during your application – online, on the phone, or in branch.

missing_string

!!! wrote: »

Why can they just not write individual cheques?

It’s very strange they’ve written a cheque with everyone’s name on

They probably can but I don't trust them at all. It's taken such a long time to get to this point I don't want to go through any more hassle with this company (it's been almost 2 years since my father died). Opening a joint bank account seems like the easier option of the two.

missing_string

Seems like most bank account only allow 2 people per application for a joint account. I'm struggling here trying to find a bank that allows 3 people on an account.

18cc

Try TSB - for a sole account they give you sort code and account no there and then online. Maybe the same for joint.

xylophone

Seems like most bank account only allow 2 people per application for a joint account. I'm struggling here trying to find a bank that allows 3 people on an account.

https://www.which.co.uk/money/banking/bank-accounts/how-to-find-the-best-joint-bank-account-a08by0u6cb9p

I've just seen the table in above which gives information you require.

missing_string

xylophone wrote: »

https://www.which.co.uk/money/banking/bank-accounts/how-to-find-the-best-joint-bank-account-a08by0u6cb9p

I've just seen the table in above which gives information you require.

Excellent, thank you.

jonesMUFCforever

From any bank's point of view if you tell them at the outset that you only intend to clear this one cheque through the account then divide it up, I can see them saying no to you. They have the right to refuse an account to anybody.
Now if you had say a Grant of Probate or letters of Administration or a will where you are all named as executors then you could ask Lloyds for an Executors account.