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Santander 123 Debit Card
Sorry to post this here but no responses so far in the flights & currency board. Can anyone clarify if the Santander 123 debit card used at a Santander ATM in the ballearics is classed fee free? They stipulate mainland Spain in their terms and conditions, but asking in branch the other day didnt seem to yeild any concrete…
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Bank Charges on International Payments
If I send money in sterling to a bank account in the Republic of Ireland, will I incur any bank charges from the Irish bank, or will the recipient incur the bank charges?
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Could the Financial Ombudsman help me?
Hi There, I'm looking for general advice as to whether the Financial Ombudsman may help me get a satisfactory resolution? In 2015-16, I had an account with yorkshire bank which due to illness and money mismanagement of money ended up in an unarranged overdraft amount of £57.50, and they applied a default to my credit file.…
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Club Lloyd’s and Bank of Scotland Rate Change
I have accounts with both at the current 2%. Just wondering what people on here are going to do when the rate changes to 1.5% in July? I’m tempted to keep the Lloyds one and open their monthly saver, the £400 per month one, and then drip feed the £400 per month from the current account to the savings one. But what to do…
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Bank accounts that show pending transactions?
I'm currently with Ulsterbank and getting a bit fed up with the way they handle things. For example, I make a payment to my credit card every Thursday evening. The money comes off my available balance more or less straight away but they it does something fantastic, Saturday morning it goes back onto my available balance.…
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Lloyds account upgrade
Received notification that lloyds are upgrading my cash account to a classic account. I haven’t applied for the upgrade so was wondering if anyone else has had similar notification?
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HSBC Basic Account
I've recently set up a basic account with HSBC, as my credit file is atrocious due to past mistakes. I'm on debt management plans for 3 defaults, so this account is the right one for me. If you show good conduct and management with the account, do they offer you the chance to upgrade to the standard 'bank account'? Also,…
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Tesco Bank Current Accounts for a couple
Hi - sorry if this has already been covered but does anyone know how many Tesco Current Accounts can a couple have? MSE says "a couple can save £12,000 in four accounts" but looking into it i've read "each customer can be named on a maximum of 2 accounts" which means as a couple we can only get 3 accounts altogether. Is…
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Property Sale cash UK to Germany
Hi there I am about to sell my property in London and I am planning to then invest it into building a family property in Germany. 1. what kind of account do I use here in the UK to get the cash (most likely in £ Sterling) initially paid into? It will only stay in the account for a short time as I leave the country straight…
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Current account switch and DMP
Hi, Sorry if this is confusing. I have a bank account with Barclays and a £1500 overdraft which I am fully in. I’m struggling financially (ex-husband has left me with £30k worth of debt) and have set up a DMP. Barclays have been notified. I was advised to set up a new bank away from Barclays, have done this and set up the…
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Help with budgeting plan for savings
Hello everyone, We are budgeting a certain percent of our tithes for future large repairs for our building systems. It is an automatic amount that comes out each offering. My problem is how to make the income and expenses equal out since we are not spending this money but are placing it in savings until we need it. I have…
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Nat West - closed my account
I'm 18 years old, I have had a select account with Nat West since the age of 11. My student grant comes into my Nat West account. On a few occasions I was overdrawn by £10. On Monday, I received a letter from NAT WEST saying that they would be closing my account under 12.2 general terms and conditions. They did not explain…
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Depositing cheques via the Halifax app
I don't know how many of you have an account with Halifax but I thought it was worth mentioning that you can now deposit cheques using their app. I uploaded images last night and the cheque was cleared by 11am this morning. :j Do any other UK banks offer this facility at present?
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faster payments fault halifax to lloyds
Hi I've had a standing order from Halifax to Lloyds returned with the code FPI which stands for Faster Payment Incoming. It's happened twice now (Mon and Thurs). Anyone else experiencing this and got info on when it will be resolved?
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Nationwide
I have just had my credit file updated following an IVA six years ago. My credit rating is now Excellent and a score of 999, the highest possible. However the Nationwide where I have my account refuse to upgrade my account from a basic to a interest bearing account for at least 6 months. I have £65,000 in savings accounts…
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tsb com
hi i recently switched from co-op to tsb and they did all the switching for me. however all my direct debits keep failing and nothing is being paid. i complained after the first one as i had charges from co-op and tsb gave me £58 however now all my dds have failed inc my car insurance, road tax and life insurance. i keep…
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Halifax Switch Incentive
Hi I switched out my Natwest account last weekend and I have my £75 payment already paid and in my new account before the switch is even complete. I cannot see any terms about how long I need to keep this new account open. I do feel a bit guilty of taking their money and running.
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PPI: Is it safe to give out your sort code?
Hello everybody. I'm trying to find out if I've been charged PPI, I've contacted a company called GW Legal (which can do it on a no win-no fee basis). However, they want to know my account number (obviously), and my sort code (which worries me). They also have my address and date of birth.. Is it safe to give out all of…
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Direct Debit !!!! up
Hoping for a bit of advice here please. I am in the process of switching an account to HSBC. All was going well until I found yesterday that only one Tesco DD came out the RBS. I was intending 2 coming out and had put in enough funds to cover this. Before the amount came out my RBS account, I spotted that the DD was…
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rewards account
I have a NatWest rewards account and am trying to find out if the rewards are taxed, the fee is small £2 month and I get about £7 a month so net £5. Looking on the internet banking section of my account I can find the annual statement of interest and tax but no mention of the rewards, same if I look in their FAQ,s, nothing…
