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collect creditor on my bank statement
Hi everyone, the above has done a bank giro transfer and actually paid me in over £160 into my account? I have no idea what this is for and my bank cant tell me either? Ive had money back form companies before but never seen anything like this? Any help appreciated.
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Barclays > HSBC Switch, overdraft problems
Hi folks, I switched my account from barclays to HSBC as my interest free £1000 OD was expiring, plus HSBC had a £200 switch incentive. From what i could tell the switch went okay. The day of the switch my balance with barclays was -£700~ or so. I was on holiday at the time, and as the HSBC account is new i had no access…
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Santander changes to Retailer Offers
Had an email today. Anyone read the changes? ;) Anything significant ?
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The bank closed my account but it has been over 50 days and i cannot withdraw my funds
My bank account (this is not a highstreet bank so they do not have a branch, they are however well known) was closed without providing an actual reason behind it however, recently i found out that one of my old customers claimed chargeback of £900 on that account which i am unable to appeal even though i can literally…
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How best to save / budget for home emergencies
I used a British Gas policy for a while to look after my boiler, radiators, etc but switched a few years back to another company. I've pretty much decided that most years I've probably thrown good money after bad and so as the policy has doubled in price for next year I have decided to invest that sum into a savings /…
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How to log in to Nationwide Online Banking for the first time?
Hello, Does anyone have experience with Nationwide online banking? I applied for a Nationwide Flex Account and was accepted 2 weeks ago. I have since received my card, pin and a "welcome to digital banking" letter that includes my customer number and pass number. With all this information, I cant figure out how to actually…
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Personal Bank Account
I was reading the terms & conditions for a bank's current account and it mentioned the term "Personal bank account" I assumed that this meant a personal account as opposed to a business account. However, I then wondered if it meant a personal account as opposed to a joint account. I know that context could be useful but Ts…
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Rejected for First Direct
Just tried to do a switch to First Direct Sole Account but my application apparently doesn’t meet their criteria ! My salary is approx £1100 net, so not the highest, but I’m a homeowner, mortgage free, no dependents and minimal monthly outgoings. Got a credit score of 973, which I’ve heard is pretty good, no late payments,…
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M&S Bank Gift Card
Hi, I have about £100 on my gift card from the m&s current account. it has had 3 refills but i dont have the DDs for the account anymore so I'm looking at closing this account (technically i will be moving it)...does anyone know if this account is closed whether the gift card balance will remain active? or if m&s will wipe…
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Direct Debit Guarentee
Last month I was going through my bank statement when I noticed a direct debit I had cancelled in December 2016 the account was a savings account so it wasn’t something I would have checked for money going out. It was for a gym membership and I handed my notice in to the desk as I was advised but eh lady who worked there.…
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Santander sending me text messages that I cannot identify as Genuine
Santander sent me a text message asking did i still want paper statements every 3 months? they went on to say i'll get another text from 88255 for me to repl1y a simple '1' to. and lo and behold they sent it. The thing is i set up alerts with Santander to text me an alert about balance limits and not admin about my…
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cancelled Tesco DD's - should I close non-interest paying accounts?
Now that Tesco have stopped the free ride and I cant be bothered to set up £1 DD's etc and manage them, I now have multiple accounts which will receive no interest. I will move the money else where, but I wil be left with numerous accounts at multiple banks with no money in. Is it best to: a) close via request b) close via…
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dpa Sar request
I wish to check some activity on my bank account, but it was a long time ago, between 2001 and 2004, would a sar request supply this info give how long ago it was. Or would the inland revenue be a better option. any suggestion appreciated. Thanks alan
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MSE News: NatWest bank switch payments delayed - here's what to do if you're affected
Some customers who were due to receive their £125 incentive from NatWest for switching their bank account may have to wait an extra two weeks for their cash...Read the full story: 'NatWest bank switch payments delayed - here's what to do if you're affected' Click reply below to discuss. If you haven’t already, join the…
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Advice on best secondary/joint account needed!
Afternoon all, I'm planning on setting up a joint current account with my girlfriend so that we're drawing on a shared resource for family expenses, but I don't want to switch my existing personal account. I need something with full online access, and it'd be nice to be able to get some perks! Does anybody have any…
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How to prepare a good defense for a hearing at the County Court
Hi all, I would be grateful if I could get some advice as how to prepare for the court hearing. It is a long story but I will try to cut it a bit short and explain the circumstances. In 2007 I took out a credit card with then Lloyds TSB bank. I always paid the required amounts on time and never had any problems with them…
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Statement date?
When I used to get paper statements for my Halifax Reward account they were dated from 16th of the month to the 15th of the next month and I always cycled the required amount (£1000) out and in on the 20th of the month from my Vantage account to my Reward account then to my Nationwide account (for the travel insurance)…
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TSB planned outage
With the hope of preventing complaints about no access for those who don't bother to read communications from banks.
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MSE News: Lloyds and Bank of Scotland to cut interest on current accounts
Two decent interest-paying current accounts from Lloyds and Bank of Scotland will have their rates cut from July, MoneySavingExpert can reveal - while Halifax is to increase the monthly fee for its Ultimate Reward packaged account...Read the full story: 'Lloyds and Bank of Scotland to cut interest on current accounts'…
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Business Bank Accounts
I wonder if anyone can help/advise? Is is a requirement that you are to have more than one business account at the point you reach a level of funds? I have heard that it is advisable NOT to keep all funds in one business account, and that you should have more than one business account with different banks to distribute…
