cancelled Tesco DD's - should I close non-interest paying accounts?

Tragen

Now that Tesco have stopped the free ride and I cant be bothered to set up £1 DD's etc and manage them, I now have multiple accounts which will receive no interest. I will move the money else where, but I wil be left with numerous accounts at multiple banks with no money in.

Is it best to:


a) close via request
b) close via switching (seems easier)
c1) leave them
c2) and wait for them to inevitably close the accounts

If I choose c, is it possible they could close the accounts and effectively "ban" me?

Does closing via switching set a different marker on the closed account to normal, which could affect the possibility of being a customer of theirs again?

Cheers :beer:

AndyPK

leave a couple of quid in them for now

and use them to get switching bonuses throughout the year

Tragen

I'm not likely to qualify for switching bonuses as I've had accounts with all but 1 of the banks that have offered switching bonuses.

By closing them I guess I will qualify for them again sooner as it seems to be about 4 or 5 year gap?

Didnt think of that, so thanks for your post