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Natwest Premier - downgrade
I am a Natwest Premier downgrade and the new job gives me less income. Will Natwest downgrade me from Premier to standard? Thanks
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Bank Tart - How quick can you switch and when to stop?
Hi all, A few months ago I became a 'bank tart' thanks to MSE advice! But would love to hear from other 'tarts' who have been doing it longer as im feeling a little scared that im going to destroy my credit rating if im not careful! I switched to HSBC in Jan and got £150 in Feb Switched to Natwest Select in Feb, got £125…
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New TSB Online Banking - Differences
Is the new TSB Online Banking a lot different to the previous version (i.e. is it a completely new version) or is it still a variant of what was being used before by Halifax / TSB etc
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Are the new online banks less likely to fall down like TSB have?
The problems TSB are experiencing at the moment have prompted me to wonder how likely such things are to happen to other banks. From what I have read it seems to me that most of the banks who've been around for years have online facilities that have been built on top of their previous systems (which go back years) so there…
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Joining Club Lloyds - any reason not to?!
Hi guys, As above. I've been with Lloyds since I was a kid and they've always been really good to me, not that I've ever really tested them :cool: Currently on a Classic account (£1500 paid in each month, 3/4x Direct Debits) and always in credit, with an Online Saver (£1000 reserve, always) and a Platinum Credit card which…
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Second Bank Account
Hi, I would like to set up a few separate payments in to a separate bank account, but not actually do a switch. I need access with a debit card but no overdraft. Can anyone advise the best option? All the new bank account seem to involve switching accounts but we want to separate some payments, payment in each month would…
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Direct Debit Guarantee & cancelled service
Hi all, I've recently had a request to have a direct debit returned under the direct debit guarantee rejected by my bank and was wondering if I should escalate. I switched accountants (without contacting my original accountant as they were rubbish). I received an email from my original accountant to confirm that they have…
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Best bank account direct debit requirementd
I'm looking to maximise my use of some of the MSE best bank accounts, specifically those offering good interest rates for 12 months. My question is: they all require a minimum number of direct debits. Are standing order payments included under this umbrella requirement or direct debits only? Apologies if it's all been…
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UK bank with Pin Change from an App?
I have a bank account in New Zealand that allows me to log into the app and change the pin on my card, set payment/transaction limits, and enable or disable the card/paywave/online transactions/etc. Are there any UK banks that have entered the modern era and allow this kind of thing from an app, or are they all so…
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Best high street bank/BS for sending money abroad?
I have to send a very large sum of money to the US and despite poorer exchange rates would prefer to carry out the transfer in branch. Does anyone know which bank or building society gives the best exchange rates.
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Banking outages / glitches
Can anyone remember please a major tech meltdown in the last two or three years that began on a Saturday morning. The bank / building soc in question tried to claim it was all sorted on the Sunday, only for it to rumble on well into the week? Thanks
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Odd TSB fraud...
So last night I logged into my TSB Current account to send a payment but couldn't due to their site being partially down. Whilst there tho I took a quick look at my statement (it's been a while since I bothered tbh) and spotted an unfamiliar transaction... The ref was "Bill Payment Debit" and the amount was 43p I thought…
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Relative has been scammed - what can Bank do ?
Relative has fallen for the old trick of believing a call was from the police advising of fraud on her bank account and saying she needed to give them £2,000 so they can set a trap for the fraudster (I do t know how, she's very scared and can't explain). She also gave the scammers her bank details (I know, I know). Anyway…
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Ulster Bank investigating as money disappears from customer accounts
Irish media report: Ulster Bank investigating as money disappears from customer accounts https://www.independent.ie/business/personal-finance/ulster-bank-investigating-as-money-disappears-from-customer-accounts-36838766.html
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MSE News: First Direct launches new current account switch offer - here's how it stacks up
First Direct has launched a range of new bank switching incentives including a £150 Expedia voucher or a Fitbit Charge 2 - just a day after it stopped offering its £125 cash bribe...Read the full story: ''First Direct launches new current account switch offer - here's how it stacks up' Click reply below to discuss. If you…
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Nationwide Flex
Nationwide are very odd. I applied for a Flex Account and credit card about 14 months ago. I was turned down for both but offered their “Basic” Account. I recent applied again for a credit card with them and was approved for £11k. So I thought great, Illl ask them to upgrade my Basic Account. They told me “No”! .....lol Go…
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Changes to Halifax Ultimate Reward Current Account
Hi all, Another change afoot for Halifax URCA card holders, see here for the new T&C's https://static.halifax.co.uk/assets/pdf/guide-to-changes.pdf Changes are: * Account fee going up from the 1st July to £17 but if you have funded your account with £750 and paid out 2 x DD and stayed in credit each day this is reduced by…
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MSE News: TSB customers STILL unable to use online banking after weekend upgrade
TSB customers are experiencing problems using online banking and the bank's mobile app on Monday morning - more than 12 hours after a planned upgrade was supposed to finish...Read the full story: 'TSB customers STILL unable to use online banking after weekend upgrade' Click reply below to discuss. If you haven’t already,…
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LLoyds Bank account fees
Well after getting a letter to say my Silver Account monthly fee was to rise to nearly £12 I`m looking at changing back to a Classic account. My wife has a Platinum account her fee has risen too. I also notice the excess for claiming for a lost/damages mobile has risen as well. I dont really know whether the extras (as…
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Money mules article
Article in the D.Telegraph a few days ago https://www.telegraph.co.uk/personal-banking/current-accounts/fraudsters-target-cash-strapped-students-use-money-mules/ The most interesting bit is the statistic of 32,000 accounts that were used for dubious reasons last year. That's a lot of accounts being misused! I have heard of…
