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Budgeting & bank accounts
Archives for March 2018
Discussion List
Which BANK - download old statement data in EXCEL
I bank with HSBC HSBC only offer PDF options for downloading historic statement data. I want to switch to a bank that will allow me to download (for example) 1 year's worth of my data into excel. Is there a good bank that offers this service to customers?
what is the best Joint current account
I'm buying a house with my girlfriend and we want to open a joint account to pay the bills & mortgage. What is the best joint account ? Also there are lots of suggestions for switching accounts for singles that give you cash bonuses for switching. Are there any offers to open a joint account that might give us some goodies…
Santander 123
It's just occured to me that with no council tax payments in February and March that I will not have 2 direct debits going out so will I still get my 1.5% interest?.
Santander block my account
Am at my wits end as Santander have blocked my account and initially wouldn’t tell me what to do to try and resolve it and more importantly wouldn’t allow me to access my salaries or pay my rent. I’ve since discovered that they are reviewing my account due to an unusually high number of claims under the Direct Debit…
How to work out interest rate return?
Hi, This is going to be a stupidly easy question to answer: If I have £100 in a bank account that is paying interest of 5%, how much am I earning in interest per month? Its not £5 is it? Maybe it would be £5 after 10 months?
Direct debit indemnity- how long for bank to claim
Hi Last month, there was an error made in paying my nursery where double fees were taken. The nursery said they could not return any funds but could hold the credit in my account to cover the next months fees. This wasn’t feasible for me as would have left me a lot of money down for the month which was otherwise accounted…
Transferring small sum abroad...for free?
Am I asking too much expecting to find a way of transferring thirty quid to a mate abroad for next to nothing?Tried paypal but the country they`re in is not ready to deal with that method,in an er,straightforward and transparent way,I tried and have the money back.Just hoping to help them out as they wait for temps to rise…
Money not taken for online purchase
Nine days ago I shopped online got a confirmation email and money was reserved from my bank account. Two days later the amount is no longer pending,hasn’t been taken by retailer and all my available funds are there to be spent. Goods have been dispatched and on speaking to the retailer they have my payment. Anyone know…
Fun n games with NatWest Switch
Applied for an account online and got an email telling me they needed more info and to phone. Did that and was told there was no record of my application so start again. Did that and started getting multiple forms leaflets and blurb....and, no surprise, 2 accounts, cards, PINs and user names. Closed one (supposedly) but…
Best new business account
Hi I've just started up a new business. I've registered it as a limited company so have to have a business bank account. Can anyone offer any advice on which might be the best one for a small company. Many thanks
Is there anything I can do ? (Packaged account)
Hi, Any advice here would be greatly appreciated. In late 2015 I complained to Lloyds that my packaged account was missold they declined my case saying I brought petrol once in 2006 therefore needed breakdown cover....(despite not owning a car!) They said they would send a final response so I can go to the FOS. fast…
Santander new "improved" mobile app
My ipad 2 (IOS 9.3.5) automatically updated to the new Santander mobile app yesterday. Never had any problems before this update but now cannot make payments without crashing out of the app repeatedly. Contacted Santander this am and was told this is now a known problem with "older devices" and no current solution other…
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