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International Payment for further credit
I need to make a payment to a US account for further credit to another account outside the US. I've looked at transferwise but they say the payment will bounce if I try it. There are other operators here https://www.moneysavingexpert.com/banking/foreign-currency-exchange but I suspect they will be the same. How do I do…
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HSBC Secure Key Card
Hello, My secure key card expired so ordered a new one last Tuesday. Nothing turned up yet. I was wondering how long have other HSBC account holders had to wait for theirs. I am annoyed this bank uses such an obsolete system. They had to cancel my old key apparently before a new one could be issued. Thanks
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Tampered ATM discovered - Reward?
Hi folks, On saturday I found a HSBC atm that had been tampered with to steal peoples cards using the "lebanese loop" method. Luckily the trap was already closed when I tried to use the machine so it didn't get me, and since discovering it I have reported it to the Police and had it dealt with. I've had it suggested to me…
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Halifax Joint bank account with Ex husband
Hello, We have recently received a decree absolute and are now waiting for our consent order to be approved by the court. I want to remove my name from the joint account but I am worried my ex will purposely put the account into its overdraft to prevent me from coming off the joint account and leaving me to pay half. Is…
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OnTrees Service Closure - Discussion
Just received this email, I assume they're better services out there such as MoneyDashboard, However bit strange and this came out of nowhere. "Dear OnTrees Customer, We’re writing to inform you that the OnTrees service will be closing down on April 4th, 2018. After this date, you’ll no longer be able to access the service…
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Cheapest bank to bank transfer in £ outside of UK
Hi, Do you know if there are any accounts where bank to bank transfer in £ outside of UK is cheaper than £4 (as in HSBC Advance)? TransferWise and the likes are out of question. Just plain bank to bank transfer from £ account in UK to £ account not in the UK without currency exchange. Thank you for the help!
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Problems with cheques during switch
We have recently switched a joint current account from TSB to Barclays and were told under 1.13 of the Barclays Current Account Switch Agreement that ... 'for 3 years after the Switch Date if your Old Bank receives payments or requests for payments which relate to your Old Account, subject to compliance with applicable…
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Solicitor's cheques
Hi everyone, My son has just received an inheritance cheque from his great uncles solicitors. It is in the name of "Parents of sons name" Can this cheque be paid into his current account or will it have to go via his mothers or my account first ?
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budgeting
Who else is on less than £15000 a year and has used the 50-20-30 budgeting method? how has it worked for you?
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Nationwide Flexdirect Question
Read their T's&C's about multiple accounts. It states: 'Under the terms and conditions of this account customers are only entitled to one promotional credit interest rate of 5% AER. (4.89% gross p.a) fixed. The only permitted exception to receive more than one promotional rate is if the additional account is held in joint…
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switching for cash
I'm fairly new to this switching for cash/incentives, i have done 4 all went through easily and i have a spare tesco mule account that i opened 3wks ago, my question is i have started and abandoned 2 applications because of the in-depth application questions with both m&s and first direct that were not asked on any of my…
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Adding another person name on Halifax account
Hi everyone, I currently have an EasyCash accounts with Halifax under my name. I was wondering is it possible to add my husband's name on my account so that we can receive a statement with both our names on it? Or do we have to open a whole new joint account? Thanks
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nat west email says application expired!
i have what i thought successfully opened an account with nat west, i received my new card and pin, i have been able to go online banking, order my card reader, sent money into the account £1500 for incentive purposes, taken the money out. left it with £2 credit, but today i checked my email account and I had received an…
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Santander bank and payments
Hi all I will be calling Santander tomorrow but hoping someone else has come across this. I paid all my bills online on the 28th and got confirmation of these being paid (stupidly I didn't record these) the funds left my bank but never actually showed on my mobile app. I've just checked tonight and the funds have been…
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Abandoning switch half way
I set up a donor account today at TSB. It was approved online and I received the sort code and account number immediately. They told me the debit card and PIN would follow in due course. However I stupidly jumped too soon and went straight to Halifax and attempted to switch with just my sort code and account number from…
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Rejected when trying to open current accounts
I have been trying to utilise several of the switching bonuses on the MSE site. Guess I made the mistake of trying to do it all at once... I have now been rejected by both Nationwide and M&S. My credit score used to be good, but has now dropped to poor. The only thing that has changed really is all of those soft searches.…
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Which current account?
Currently have an everyday santander current account but it offers me NOTHING I want to switch and have looked at few options if anyone can give me some advice that would be great Nationwide flex direct Halifax reward current account Thank!
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International wire transfer
On the 12th Feb 2018 a wire transfer was done from a Canadian bank to my Barclays account in the UK. The amount was over 1000.00 sterling. I was told it can take up to 10 working days but money still has not arrived. I made contact with sending bank and was advised that anti money laundering where involved. It's a…
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Missing Swift transfer
Hi, - am stuck in a loop, so would welcome any advice. I recently inherited a property in North Cyprus which I have just sold. The solicitor had their bank transfer the completion funds and said it might take a day or two. After six days and no funds, I went back and queried it and the solicitor sent me a MT103 form which…
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Changing joint account to sole account
I have an old joint account at Santander with my husband which has two direct debits for magazine subscriptions (which I will not be renewing). I was looking at switching this for a bonus, but thought if I could take my name off it and have it as a sole account for my husband only, then he could take advantage of either…
