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Husband in debt denial
Hi, my husband is in denial about our debt. I don't know exactly how much debt we are in as he deals with our finances. Credit cards are in his name but we do have a joint bank account. I set it all off this morning when I asked him to forego the weekly fry and coffee combo that he gets for £2.50. It then gets into an…
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How do you find HSBC's customer service / website/app for personal banking?
im thinking of switching from my Natwest select account to a HSBC Advance account as i will get £200 CB + 5% savings account which beats my current natwest cash ISA which is something like 1% (but tax free) but i only have £10k in there so dont know if there will be much difference i read their mobile app was poor, but how…
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testing
sorry this is just a test as I tried to post earlier and it got lost in the ether!
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HSBC My Documents
Hey Guys, Does anyone else get emails from HSBC saying they've got a new Document in My Documents and just a generic link to hsbc.co.uk listed in the email? (If anyone has one and could screenshot the entire email and from address that would help). I got one earlier today and it went in my junk, the only link in the email…
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Nat West Rewards Not Paid
Had an e-mail early December with offer of 10% rewards on contactless payments made during December. It stated that the Rewards would be credited on 20th January but I've nothing showing there yet. Has anyone else taken up this offer?
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Transferwise/Currencyfair alternative or bank equivalent?
I live in the US. I have a Transferwise account and I am looking for a way to receive GBP via SWIFT wire transfer. Unfortunately, Transferwise does not have this capability with GBP. I looked at Currencyfair but they are not available in the US. I even looked into opening a bank account in the UK but most either won't…
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MSE News: New Curve card claims to be 'the only card you need to carry'
A new debit card which lets you connect your existing debit and credit cards to it has now launched - but you need to weigh up the pros and cons before applying...Read the full story: 'New Curve card claims to be 'the only card you need to carry' - but here's what to watch out for' Click reply below to discuss. If you…
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New bank account
i draw my pension soon and as i am self employed with a business account and therefore dont want to pay pension into it.What is the best account to go for?
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Counter Withdrawal Error
Apologies but I’m new today to the forum & unsure where I should post this. Please direct me if this is not the place to post this. I withdrew some money over the counter at a Bank. When I got home I realised it was short by a large amount of money. I called logged the issue and was called back 2 days later returning my…
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Direct Debit Dilemma?
I have a Santander 123 account in which I pay out 4 DDs which gives me £5.20 cashback and with the account fee a profit of £0.20. I also has a balance of around £15000-£17000 giving me interest of around £19 odds a month. I also have a Halifax Reward account containing £0 with 2 Tesco DDs of £1.50 each, which will, as you…
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Money Managers and Open Banking
A few years ago I nearly signed up to Money Dashboard (Mint not available then in UK) but got put off when asked for my Lloyds bank login details. This is now changing with Open Banking. I really like the idea of my spending being nicely categorised and help with budgeting but the Lloyds own version is awful. Any…
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Cheque in maiden name - use to pay off credit card?
Hello, I have a cheque made out to my maiden name. Bank won't accept as it's >6 months since I changed my name. The clerk said that the central clearing place for cheques would point-blank refuse to process it. I still have a credit card in maiden name and bank clerk suggested I could use this cheque to pay off the same…
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Can I verrify bank account details to avoid fraud?
Good morning. I need to transfer a large amount of money to a bank acount to pay for a car. It's from a (reputable) dealership, and the salesman has sent me their account number and sort code. My question is - can I independantly verrify the account number and sort code to ensure they match the name on the account, to…
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Should a Smile.co.uk snoop about my coop bank account
I phoned up smile as I asked them to close my two smile accounts I had, both together had a balance of zero (1 had £100, other had -£100) as I didn't have the card to do the transfer with the pin pad machine. It turns out they were never closed and I now owe an additional £46 due to interest charges. When I use there…
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Tesco pay + prepaid
Looks like Tesco have a scheme where you can prepay onto a Clubcard for spending ( old Tesco plus ? ) They calling it Tesco prepay +. But appears it’s either not available yet or I’m in a very long waiting list.. Anybody got on it yet
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HSBC Switch Query
I am thinking of leaving my current bank as they are offering nothing to keep me. I see HSBC Advance Account is offering £150 upfront to switch. Not even interested in the overdraft I would just like the free money and have an app to check my balances. It needs to be funded with £1750 per month. Now I don't quite earn that…
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Anti-Fraud Checks
Yesterday, my wife transferred some money from our joint account into a savings account with another bank. This resulted in a request to call our bank. I gave them a call and was told that they couldn't discuss the matter with me as the transfer was made using my wife's online log in details!! The fact that I had got the…
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Regular Savers
Sorry to sound thick but I was wondering how regular savers work if you have a joint current account. Say, for example, I have a joint account with Nationwide and can access the regular saver. The T&Cs state only one regular saver per customer. Can both of us get one regular saver each or does "customer" in this context…
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Switching mule account
Inspired by the advice on my last MSE email I'm looking to open more than one account as I currently have all my money in one current account. I'm currently with Santander which made sense as I could earn 3% on up to £20,000, obviously that hasn't been on offer for a while. Anyway....assuming I can find a suitable account…
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How to follow up a complaint about Club Lloyds lifestyle benefits?
All my family get their cinema tickets no problem with the exception of my mother. This has gone on for certainly 2, probably 3 years. My wife & I have 3 accounts between us. That's 18 tickets no problem. My sister has 1 - that's 6 tickets Brother has 1 and got his 6 tickets. My mother emailed her complaint off to the Club…
