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Visa debit - limit on payments to CC account?
Good Morning, I have been trying to make payments to various CC companies using my Natwest Visa Debit card, and the majority of my payments have been declined. I have phoned Natwest who tell me that although they have approved the payments, Visa themselves have a daily limit for payments to CC's - although the 2 Natwest…
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Bank no longer issues cheques
Hi My Bank has discontinued cheques from 1st of August this year. I can still pay in cheques, but I no longer have a cheque book to make payments with. I do most of my transactions online, so it is not going to cause frequent issues, but there are some activities/clubs that need to be paid by cheque rather than a bank…
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Switch Bank Account but Keep Current Account Open
When switching bank accounts, is it an option to keep the current bank account you have open? I've read that when you switch so all of your direct debits and standing orders and everything moves over your old account gets closed. I've got a friend though that is certain that when they switch there account a few years ago…
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TSBClassic Plus Account December 2014
Hi, If you had an account then and was getting interest ( 3% on 5000 which then changed at end of November to 5% on 2000) check the interest you received. I have 3 accounts with them and 2 accounts they paid no interest the third they paid the wrong interest. I know this because i have just received a letter saying they…
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Do you want to win £500,000 like Parker?
Then you need to register to get it. HTH.s
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Lockable bank account
Hey people first post! I have a question, I'm looking for a bank account that I cannot withdraw from throughout the entire month until the end. The point behind this is so i cant touch it till i get paid at which point i wont need to. Hopefully this will stop me dipping into savings when I dont particularly need to. Anyone…
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Have you been offered a hideous interest rate?
Many savings rates are spit-worthily dire because the Bank of England base rate is at its 0.25% historical low, though some pay a decent up to 5%. (see our guides) Even when rates do rise, many are still utter pants, such as MSE Helen's new 0.05% deal. What interest rate have you been offered? And is it as hideous as this?…
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Bank Charges Reporting via Post
Hello All, I've few bank accounts (being a MSE you have to) and registered for electronic communications. However if there is change in Bank Charging structure e.g. changing overdraft fee; Bank always send letter by post. I wonder why is it so, is there a regulation that prompt them the information have to be by post? If…
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Receiving Danish Krone
Looking for some advice, a friend works offshore, and is currently paid in Sterling. The company is based out of Denmark, and he will be paid in Danish Krone as of next month. What is the best option for receiving his salary? I've looked into having a foreign exchange bank account, and HSBC seems to be the only bank…
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Recommendations for bank account for teenager
Hi my 14 year old wishes to open a current account for her wages as a Saturday girl any recommendations ..current incentives
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How much savings
Hi, Just looking for some advice on how to get the savings/living balance correct. What value of savings would you be comfortable with to basically allow you to stop saving and spend your money living.? We live a reasonable lifestyle however do watch what we spend and try not to waste money.(look for deals, don't get fancy…
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Credited bills money paid into a closed bank accoint
Good morning all, Looking for a little help and guidance! I've been expecting a credit refund from Thames Water, approximately £318, originally when I got the notification of credit through it said to ring a specific number with my bank detail to handle the refund but then a couple of days later I received an email saying…
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Household admin / paperwork - how do you do it?
How do you manage your household paperwork / filing? I currently have 3 piles. One in the kitchen. One next to my computer and a load of really old files in a filing cabinet that's full up. I keep saying to myself I'll tackle it one day and do a proper filing system but never do :) Also, I have many different logins for…
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How do i open a bank account for a sports club?
Hello I want to open a bank account for my sports club, all I will need is a facility where I can pay cash and cheques in and have a cheque book to make payments, I tried Nat West about a year ago and it was just so complex, I don't want a loan or overdraft and I will be the only signatory- can anyone recommend a bank or…
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HSBC Advance vs First Direct?
I opened my first bank account in 2013 with HSBC when I was just turned 17, and a year later when I was 18, they wouldn't upgrade my account, especially around a time where I needed to withdraw a larger sum of money than what I could on the younger person's account. So I then switched to First Direct who I've stayed with…
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How long does it REALLY take for a BACs payment to arrive? Think I'm being lied to..
A company that owes me money claims they sent me a BACs payment on Tuesday. In my experience, BACs to my account always take 2 working days and credit just after midnight on the 2nd day. I'm with Lloyds. I just called the company and they said that their BACs payments are different and take 3 to 5 working days to arrive in…
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NatWest payday
Hi Im due to get paid on Tuesday 29th august, day afyer the bank holiday, but was wondering if anyone knows if my pay would go in on the Saturday instead? Normally if i get paid on a monday my money is available on the Sat bit Im not sure if the bank holiday changes this. Thanks :j
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MSE News: Barclays customers face months of online and telephone banking disruption
Barclays customers will be locked out of online and telephone banking once a month during upcoming five-month maintenance work...Read the full story: 'Barclays customers face months of online and telephone banking disruption' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Few questions regarding HSBC
Hello I have had a bank account (and credit card) with HSBC for about 2 years now - I've never used the bank account as it was always there as a back up to my Halifax. Due to Halifax changing their overdraft structure I am looking to start using my HSBC account. I called up and requested a new card (for bank account and…
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In the benefits trap!
Hi, I want to be able to work full time but I'm stuck not being able to get a job that pays enough to survive. I'm better off working self-employed and getting Tax Credits which is just rubbish. Especially as my business isn't bringing in a regular income. My budgeting is terrible but I don't get enough in to even cover my…
