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Santander debit card fraud
Early last week, I got a text from Santander asking me to validate some transactions on my account. The top one on the list I did not recognize, which was over £500 to an online clothes store. I rang Santander, my card was cancelled and a block was put on my account. Someone had used my card details online, the payment got…
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One income household
Hi, I'm currently sat at home with my beautiful 3 day old daughter sat next to me. I've had a very busy 12 months, saved and bought a house and moved my partner into our new home. All is looking good so far, however one of many concerns that I have is money. Household income is about £2100 per month, however I want to…
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Budgeting for a new baby
I'm pregnant but unfortunately found out just after I changed jobs so I'm not eligible for maternity pay beyond statutory. We aren't sure how long I can afford to have off work so are going to try and work out what we can afford. I have no idea how much a baby costs! Can anyone help with realistic costs? It's more the day…
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Current account , free or monthly charge ?
I have a Nationwide Flexaccount and keep getting invited to "upgrade" to their Flexplus account with a monthly fee of £10. This account pays 3% AER on balances up to £2500. As my cashflow is extremely modest I am rarely more than £500 , often less , in credit but never overdrawn. Apart from the 3% interest the additional…
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Monese will charge punters £4.95 a month
Monese has announced its current account will cost £4.95 a month. Punters who already have an account won't be charged the fee until 1st June. Apparently "Monese accounts are up to 5x cheaper than highstreet bank accounts." The account seems to be mainly aimed at people from other European countries who can't get a normal…
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Tsb
I have got a TSB Classic Plus and have just opend the saver so looking to maximse the most from it i know you get what is the best way to use it at the moement i have to payments that go in every month for £980 then over the month £730 going out in DDs plus £250 for the save account so what is the correct so if i put a…
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Bank changing overdraft deal
I changed my second account to a Nationwide Flex direct Account last November, which advertised a 12 month fee-free overdraft. I got a fee free overdraft of £1000. Hovever, I have received a letter stating that they will be reducing my facility (to £250) and will now be charging 50p a day interest on the facility. They…
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Halifax Desktop Banking Pain - Solution
I'm torn between this and the tech forum but as it relates to bank accounts I'll post here. My pet peeve is that halifax online banking have redesigned their web site SOLELY for mobile users. As a desktop user I find I have to scroll so much I'm risking RSI. For example I look at my credit card statement where one page is…
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Suddenly in a position to save.. But confused!
Hi All. I've not logged on here for 9 years and as you can imagine since then things have changed. I will be receiving the proceeds from my house sale this week which will be anything from £25-27k. I have £10,700 worth of debt to family and credit cards which will be immediately settled, plus I will be using some for a…
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Online pending transaction - problem
Hi, I tried to checkout with an online store this morning, and the payment went through with them (by the looks of it). However, my order didn't appear in my order history. So I called them up. I could see a pending transaction from the site on my online banking account. When I spoke to them, they told me my card had been…
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Business Accounts - whats the point?!
Hi All, I'm a self-employed Sole Trader from the UK. I have a moderate business turnover (£30,000-40,000 P/year) and simply use a current account with Lloyds and a Savings account to transfer money into. I have, however, recently picked up a project that will push my turnover to well over £100,000. It's likely to be only…
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Cloud tracking of ISAs, Bonds, etc
Does anyone know of a cloud/SaaS product - which I'm willing to pay for, if necessary - which I could use to track ISAs, bonds, savings accounts, savings certificates, etc? Most of the budgeting products are aimed at people with debt or cashflow problems and don't do a very good job of savings because they're focused on…
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Please help with council tax! So confused!
Hope this is in right section I went for 'budgeting' as I am trying to sort out a bit of a budget for when me and my partner buy a home together. So currently I live with my parents and my partner lives alone in a private rent. We are currently saving up to buy our first home together. His council tax bill for the year is…
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Santander Retailer Offers
I selected an Emirates from Santander's list and booked a flight on Saturday prior to the expiry date of the deal (Monday). I could technically have booked sooner but I wanted to be with my friend at the time of the booking so that he could double check everything and that was the best time for us. I used my Santander…
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Really need advice, Tesco Frozen Account
Hi All. I've had a current account with tesco bank for a while now and had no issues whatsoever, last Wednesday i sold my car to a garage who paid me £17,500 via FPS into my tesco bank account. At that time, i opened an internet savings account with them, and transferred £10,000 into that account (whilst leaving £7,500 in…
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Tesco current account
Hi, We generally shop at Tesco, we use club card points a lot so I try to use our Tesco MasterCard as much as poss but I endlessly worry about the amount I'm spending and paying it off. I'm not a big credit card fan. So I looked at their current account and it appears to be offering exactly the same points perk as the…
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how to play with £6000 ?
I have £6000 i want get maximum interest on this amount and i have following accounts.please tell me how to play between them to get high interest... Nationwide current account at 5% nationwide regulaer saver account at 5% 2 Tesco current accounts at %3
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Lloyds Fraud Team - I keep getting picked on!!
Hi there, First time writing in the forum - normally a lurker. Just want to find out if anybody else has suffered the same problem as me. My story - I'm a freelance civil engineer and run my own Ltd Co. I pay myself a small salary each month, and take dividends from the business, large chunks 2/3 times a year. No mortgage,…
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Halifax and Lloyds account set off
Hi, My sister had a LLoyds account 6+ years ago which was defaulted. The default has disappeared from her credit report. She has opened up a Lloyds and Halifax account afew months ago but has not used it just in case they decide to keep the money and offset it against her old account. She will not be using Lloyds account…
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Tesco bank interest
Tesco paid me £5 after tax which was £6.25 before tax.i thought i get £6 after tax if you have £3000 if its 3% rate . am i wrong?
