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Santander 123 cashback query (Abbey Mortgage)
Hi very recently got a mortgage from Abbey (Santander) all came on Santander paperwork. Was thinking of switching our joint account to them for all our household bills etc, especially with the cashback offers. They state that cashback on a mortgage payment is only available to Santander mortgages, as Abbey is Santander…
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High paying current accounts - future of
So we all know that there are stacks of these around and lots of us are utilising these instead of (or as well as) other forms of savings (and investments). Is it me or have these mushroomed in the last couple of years? Or is it that they have always been there but there have been 'better' options and hence never been in…
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Halifax Switching Bank Account
Hi All, After Lloyds haven't been very good with me I have looked at switching from them to Halifax. They have a switch service at the moment has anybody had any issues with this or any comments on this? Thanks
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Switching - does the old account automatically close?
My switch day is today. Yesterday I looked online and saw that the balance from my old account had moved across into my new one. However, today I can still log onto my old account. It isn't closed, or at least it yet.
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Payment made to closed bank account
Hi, I hope there is someone who will be able to help. I acknowledge this was my silly mistake to begin with but I discovered I'd paid amost a years worth of extra payments to my Dell account. For some unknown reason I thought the finance agreement for my Dell computer was over 5 years but was in fact 4 years. I had…
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Halifax Bank - NATO phonetic alphabet
Don't know if it's just on the freephone number, but the Halifax Bank help line require your memorable information spoken in the NATO phonetic alphabet. The customer service seemed surprised when I got through, she said you have passed security and I can now deal with your call. Good job I've got a printed card handy at…
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Multiple current accounts - which to close
Hi everyone, I have 3 current accounts at present. 2 with barclays (one of which is an additions account which for £6.50 a month I get mobile phone and electronics insurance). The additions account is my main account I.e wages go into there. The other barclays account is a normal current account - I opened it when living a…
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Halifax reward acc 750 Per month?
Hi, really sorry if this is already a thread but I'm new to the forum and was just wondering if it's mandatory for the Halifax reward acc that you pay in 750 per month or if that is just to get the £5 per month 'interest' as I only work part time. If I could join would I still get the £125 switching bonus? Thanks in…
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metro bank
Hi guys if just joined metro bank and was just wondering if anyone knows wot time they will release my money / do there updates. Thanks
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Be careful when you use Santander Bank CHAPS service
I just would like to share my recent experience with Santander bank with you. I think potentially, it can happen with other bank as well. So be careful when you use CHAPS payment service. It is simply not a guaranteed next day service, as you bank can only guarantee money arrived at the agent bank of payee, but not payee's…
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please help... santander changed a sortcode on a standing order
Hello all.... I'm new to the mse website so do bare with me.... Tonight we had an agitated phonecall from our landlord saying he had received no payments for rent this year so far!!!! I knew the money had gone from the account and a further check proved this.... So he gave me his sort code and account number and I said I…
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Santander 123 not funded by £500
Due to an oversight I paid virtually nothing into my Santander 123 account between 10/02 and 10/03 (10th being my "monthiversary"). I still received interest as usual though, does anyone have any experience of whether next month's interest will be affected? Or is it not rigorously enforced? Obviously nothing I can do, just…
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Overdraft after account due to close
Does anyone know what would happen if a current account together with overdraft limit is due to be closed (e.g. as a result of a switch or if the bank has advised that they are to close the account) and on the date it is due to close there is still an overdrawn balance so the account can't close but the overdraft limit…
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Paying in a cheque with an iPhone.
Barclays are trialling a new system which allows you to pay in a cheque using your iPhone. If you receive a cheque you submit a photo of it and enter a few details via their mobile banking app. This idea sounds revolutionary and would come in very handy. I had to queue up in the bank to pay in a road tax refund and wished…
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Santander transfer limit?
I will soon need to transfer £20000 to my daughter as part of a house purchase. I have asked Santander if there is a maximum limit on the amount that can be transferred as a faster payment - they have just replied that the limit changes daily and sometimes at random they do not accept a payment request! They claim this is…
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Banks fraud department interrogation.
Last time I either forgot my internet banking details or got locked out, a phone call to the internet banking team asked some probing questions about my account activity in order to sus me out. What are forumites experiences recently with specific banks and what do they ask you when the fraud department locks you out?…
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MSE News: Current account switching 'working well', but improvement still needed
Seven day current account switching is working well for those who've used the service but there is a lack of confidence... Read the full story: 'Current account switching 'working well', but improvement still needed Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Lloyds Overdraft Help Please
Hi All, Not a happy bunny today I desperately need somebody's advice. I have been with Lloyds for over 9 years and I have had 3 overdrafts in the past and cancelled them as I have used them, paid them back and not wanted to keep it on my account. I have also recently paid off my £5000 car loan with Lloyds and paid off…
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Halifax reward account query
I was completing the switching application for this account earlier there was a section which asked "How do you prefer to pay into this account". When you look at the info bubble it says "select this option if your employer or benefits provider pay directly into this account as we need to check how you will regularly pay…
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TSB takeover approach
Just read that Spanish bank Sabadell have made a preliminary takeover approach to TSB and TSB board would like to accept. Have been really pleased with TSB current account and customer service so far, so hope nothing alters.
