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why does +£600 personal allowance not equal £50 in the bank / month? (2015 tax)
Hi, Every year when I hear the personal allowance is to increase I get excited thinking I'll be getting around £50 a month extra. I'm not very good with numbers, especially tax and I can't seem to make this work. I read this post on a site I use a lot: h t t p : / /…
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Joint account reg saver
Hi. Last month I opened a regular saver from our club account!,& I have just realised that because it's a joint account that I should have opened two (one for the wife) am I thinking correctly?, is this allowed. Thankyou
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TSB Classic Plus tips
Ok so I'm going to open the TSB Classic Plus account and put in 2k straight away. I already have a Santander 123 account with 20k in it and two direct debits coming out. I have kept my standard HSBC account that my pay goes into each month. I work freelance so it changes quite often. I send at least £500 to the Santander…
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£25 + 1000 Clubcard Points on Quidco for Tesco Credit Cards
I've just applied for a Tesco Credit card for DH via Quidco where there's currently £25 cashback. He will also get 1000 Clubcard points. I'm also going to try Recommend a Friend as I've already got a Tesco credit card. This gives 1000 to each of us.
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Why do people pretend to be "Skint"
As per the title "because its not in my Current Account", when theyve got money in ISAs, Savings acounts, insurance policys (ones that pay out) Stocks & shares, Premium Bonds, etc, etc. But they are "Short this month" because the had a few "Bills" this month (who dosent?) Rant over.:mad:
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Anyone switched to Halifax?
If so , how long till you received your £125 thank you? Thanks
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Halifax Current Acc and D/Ds
Hello Quick question I was thinking about switching my current account to Halifax to avail of the £125 switching offer. It stipulates you must have two direct debits to be switched over. I have 1 active DD and 5 inactive ones. I just linked my Paypal account to my bank account does that count as an active DD, and do…
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Switching bank accounts - confusing myself?!
Hi all:) I've got a telephone interview with first direct next week as we are hoping to remortgage to them. As part of the criteria for the mortgage product we want with them, it is necessary for us to have a First Direct current account, which we are planning to open at the same time. I was simply going to open the…
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Bank Account Switching Service
Hey:) Can anyone help me to understand what I need to do to use the 7 day switching service to move everything from my bank account to another one, when the one I'm moving to isn't a brand new account? Is that still possible? I was offered the switching service when I first opened the account and I think it said you could…
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Bank account for someone with little ID
Hi as the title says, I am looking for a bank account that would be easy to get for someone with little ID - and not great credit score either. My mum doesn't have a passport/drivers info or any other form of photographic ID. She gets benefits paid into her basic post office card. I have had a look on-line but a bit…
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Trying to reclaim payment made to closed bank account
Hi there I was the director of two small limited companies. One is still running, the other I closed down recently - it was fully dissolved in January this year. I came to an informal arrangement with the business team at the bank about paying off the fairly small outstanding overdraft privately in several months' time.…
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Question about multiple current accounts and saving
Hi, I've recently gotten a steady job and looking to start saving properly. I currently have a halifax reward account (the one that pays £5 a month if you pay in over £1000). I am then putting money into a halifax ISA that I recently renewed to get better interest. I've been looking at setting up the TSB 5% upto £2000…
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Anyone with Natwest! Please help
hi all, i hope someone can help long story short there has been some fraudulent activity on my nans account, we haven't confronted the person yet and just wanted to get the facts first On her statement it says Telephone/On line transaction Call Ref No 025 29/02/15 10 A reference number Could someone who is with Natwest let…
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My new shiny multiple accounts!
Hope this will help also other people that want to start now saving with current accounts from scratch like me. For the last 2 years and 6 months I had just one current account with HSBC (now Advance), after reading the stories in this forum I have been inspired on saving. Today I have 4 current accounts and 2 saving…
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Change bank account before mortgage?
Hey Found MSE really useful in paying off all my debt and now starting to look at where I spend money on things that I don't need. I currently have the £25 per month Lloyds Premier account and have phone insurance and home emergency cover on my home insurance, know that I can check my credit file for £2 etc so know that I…
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Barclays Debit Card Puzzle
I have had a joint Barclays Current account since 2013, we have a cheque book and debit cards, the cards begin 4658 which I believe is the online full auth card. When I have asked to upgrade to the contactless version I was always told it needs to be a joint application and needs to be done in a branch. A few weeks ago my…
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Nationwide charges on overdraft!
Forgive me if this is covered elsewhere but I feel a bit out of date with what the latest situation is on bank charges. On 23 Jan, I went £34 over my agreed overdraft limit on my Nationwide Flexaccount. That same day I paid in a cheque for £924 which rectified the situation. I've been charged £75 in charges for various…
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HSBC Greece
Hi all I have a HSBC account in Greece that is protected under the UK FSC compensation levels. My question is what would happen to my cash in that account if Greece was to exit the Euro Its a Euro account Cheers
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Switch and switch and switch again?
Hi, I have just reactivated a TSB current account that had been lying dormant for 9 years with the incredible sum of 5p in it, lol. Last week I put a few hundred quid in it and switched to the Halifax to take advantage of the £125 switching incentive. Now that I have got that (was very impressed with the way the switch…
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Different name on card
Need some advice please. Yorkshire Bank have managed to issue me debit cards with only my title, middle initial and surname i.e. if my name was Miss Mary Jane Smith the card just says Miss J Smith. Will this be a problem when I come to switch these accounts? Obviously I will be using my proper name with the new account.…
