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Current Account Manipulation
I have a question - there's probably some reason why this can't be done but I can't find any reason why not and I can't see this mentioned in any other threads (sorry if I'm posting in the wrong place!). For current accounts where you get a good interest rate but have to pay in "your wages" eg £1000 a month, is there…
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Need help!!! How can I take my money back?!
Please help me!! I bought UGG boots on the website official-uggaustralia-shop.co.uk and paid by realypay.com. But realypay.com sent me an email to say that the boots were out of stocks and it takes about a month to refund my money. Till now (after 3 months) I still haven't received my money back. So how can I do? I used a…
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Bank gave out unauthorised statements to someone who wasn't me!
Apologies if this posted in the wrong section, obvious noob. Recently my father lodged some money into my persona current account. He walked out the door with my bank statements in hand. I logged a complaint with the bank. The complaints guy on the phone said he was logging a complaint and putting a note that I wanted an…
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Overdraft concern with Halifax.
Hi I have an Ultimate Reward account with Halifax and two saving accounts. I have been utilising the o/d facility for some months now due to unemployment. My wife works as a care support worker so the income is not great. I am looking at opening another account and then speaking with the Halifax to see if they will allow…
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MSE News: NatWest and RBS apps allow mobile-to-Visa card payments
"Millions of people will be able to send payments to family and friends as easily as texting due to a new service..." Read the full story: NatWest and RBS apps allow mobile-to-Visa card payments Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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Depositing A Cheque
Hi, I have been given a cheque as a gift from a family member who banks with Barclay's, however my main bank account is Lloyds TSB. I also have a Barclays current account so would it be easier to deposit into this account and transfer the money to Lloyds that way or just deposit it straight into my Lloyds account Thanks…
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Rbs basic account
Is the rbs basic account any good i think the services are good - can it be upgraded?
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Halifax downtime till when?
I see they are doing work on Halifax website tonight and just wanted to know if anyone knew what time till?
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Can i track a person's name of a cheque i personally sent?
I sent a cheque recently, and i would like proof that i sent the cheque to the said person. My bank statement and internet banking show only the cheque number, but not the name of the person i sent the cheque to. Is there any way i can get proof of the name of the person i sent the cheque too. I'm surprised bank statements…
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Circular feeding for minimum funding
I don't have a regular income (by choice, not circumstance) and so have to resort to "feeding" my current account (Santander) in order to meet their minimum funding requirements. To date I've used a Cahoot savings account which I top up twice a year to provide monthly scheduled payments into the account. But Cahoot savings…
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MSE News: First Direct opens current account to lower incomes
"First Direct has widened the availability of its highly-rated current account to those earning from £13,500 a year ..." Read the full story: First Direct opens current account to lower incomes Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…
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clydesdale bank signature account
Is it any good?
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"Bank" call on mobile phone
My wife got a call, allegedly from Natwest, asking if she had a few minutes to talk about her account. Being suspicious by nature, she asked how she was supposed to be sure it was the bank. "Well, we could go through the security procedure." She told the caller she was not comfortable talking about banking over her mobile…
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Unknown entry on bank statement
Can banks find out more info about a payment eg where it came from ? I thought they had access to that kind of info but the CSA I spoke to says no. The entry says TC , LOAN , FP 06/03/13 2002, so it was done on the 6th as a fast/er payment, not sure what the 2002 is refering too. Been trying to think what it is, checked my…
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How long after an IVA until I can upgrade from basic to current account?
Hello Myself & my husband successfully completed an IVA in October 2011 & everything is fully in order...I.e all defaults have been removed from credit files & it's gone through the courts etc. Whilst we were in our IVA we have been banking with The Cooperative Bank via a Cashminder account. Ideally I would like to upgrade…
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Cheque to a former name?
A regular saver is due to mature, except the Mrs took it out before we were married. All her accounts are now in her married name except this one. When they send a cheque out for the balance, it'll be marked up her old name. Question: can she still cash this cheque in at her bank, or would she need to take in some ID for…
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Bank account name
I have a friend who opened a bank account years ago but didn't use her full name as in her passport for the account. She's South American and they use two surnames and she just used the first surname for the account. She was given shares from the bank but later closed her bank account. Her address has changed since as…
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Business bank account
Hi guys, Ive gone though the forum looking at different bits of info, but couldnt find an answer to this problem. I have been a sole trader for 4 years using my own bank account, I now want to have a business bank account, am I allowed to have a start up account? Some of them seem to indicate you must be starting your…
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Anyone used Cater Allen for a business account?
Any feedback welcome as looking to sign up. I see they are part of Santander. Thanks for your help.
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Lloyds tsb ? Downgraded card/account
Hi I had a lloyds current account with debit card I could use in shops etc this account my overtime money goes into which varies now on Saturday I received a cash card through the post from lloyds with no explanation with a 200 limit a day withdrawal! What reasons could this be and why no explanation? Tbh I think they are…
