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Budgeting & bank accounts

Archives for October 2012

Halifax Offers Screen just for the £5 a month ?
Do Halifax do offers in Online Banking for Credit Cards etc like Lloyds do ?. I will only be paying in the £1k per month (And taking it back out again !) for the free £5, but I could make it around £1,200 - £1,300 a month by adding in Quidico Payments, expenses etc. But would this trigger offers like I get in Lloyds, or…
Best Premier Current Accounts Article Discussion Area
This discussion relates to the new Best Premier Current Accounts Article Click reply to discuss
Turned down for a halifax student account - HELP!!
Hi there, I am a second year 'mature' student. I survived the first year with a student account with barclays with a £200 overdraft. This year I have found myself in difficulties as SFE still haven't calculated my childcare grant - they are estimating another 4 weeks! I have exhausted all my other student money…
How to send money to Republic of Ireland
I need to send 600 euros to a cousin in Ireland, in payment for her sorting out a memorial plaque for my late parents whose ashes have been interred in the family crypt over there. She has paid the sculptor's bill on my behalf and I now need to reimburse her. As it's euros and my bank account is obviously sterling, can…
RBS. Changing a payee reference, does it hold payment up?
I have various Halifax current accounts listed in my payee section in my RBS account. The reference fields were the roll numbers of the accounts. I decided to change the reference field on one account to remove the roll number and put in something more relevant and easy to identify. (The account number and sort code…
Santander 123 Account - £500 a month query
Hi I currently have a joint account with barclays with my aprtner which all the bills go out off (water, gas elect etc) and was looking into the santander 123 account to get the cashbalck, ive worked out that I would gain aproximatly £55-£60 a year in cashback, which more than offsets the £24 worth of fees for the year,…
How long is a debit card payment held?
How long is a debit card payment held before it is automatically released back into your account. I bank with lloyds tsb.
Santander Current Account - stay or go?
So, several years ago, my girlfriend and I opened a joint account with Alliance and Leicester as we were moving in together and starting to share bills etc. We opted for an online-only account as we were attracted to the interest-free overdraft (for the first year) and the high interest rate of 5% AER. As it happens, my…
Windfall of money
Hello, I would like to get some assistance on the this situation. Lets say MR X started to get money from the COMPANY Y where he used work. It looks like it's some kind of the mistake in Y's payroll because X is not working there anymore but he keeps receiving money. The question is does MR X has to return the money to…
Atm problem
Problem now solved
I am being reasonable
Hello, I have just got my first graduate job and am trying to budget, after tax I should have ~£1600 pcm The flats I am looking at are 550pcm and 100 council tax, £200 for car payments and insurance, £150 for bills (power, internet, etc), £120 for petrol (50 mile return trip to work but will be car sharing so will drive 1…
Incompetent Lloyds TSB
Hi guys, Hopefully this thread is in the right place. I am wondering if there is anything more I can do about my issue than I have already done? I received an inheritance cheque from SA in pounds sterling for around 7k and went to pay it into my local branch. Easy enough, right? Not quite... First of all I was quizzed as…
How long after receiving the £100 bonus from FD...
...do I have to keep my two DDs and salary with them? I opened an account, transferred my salary and DDs to FD - my transfer date was the 12th October and the bonus was also paid then. I am now going to open an account with Halifax for their £100 switching bonus and I want to use the DDs that I have with FD for the purpose…
How do people stick to their budget?
Hi, I'm not asking how to lower my bills. I'm not asking how to work out how much we've got to spend each week. I'm not even asking how do people manage to shop for a family of x with just £y a week, or how you have the willpower not to buy a drink / snack / etc when out. What I'm asking is what practical things do people…
Cheapest Way To Receive US Dollars?
Hi, I receive payments from a US company each month into my UK current account. I have to pay my bank £8 each time they convert it to sterling, plus the exchange rate. The bank says I still have to pay a fee each month even if the payment goes into a US Dollar bank account here. What is a cheaper way to receive these…
Debit Card Trickery - santander
This is the situation Just spent a weekend at a judo competition in Southend and paid for food and drink because it was an overnight stay also before going to Southend had to buy some winter clothing...now as we were spending the available to draw out was going down accordingly but the balance on the account remained…
Can you schedule inter-account transfers between Halifax savings to current account?
I can't see a way to transfer an amount on a set day between my Halifax savings to Halifax current account as it just does the transfer immediately. Does anyone know if this is possible or do I just have to put a reminder in the calendar to do a manual transfer on the day?
Money Manager via YBS
Does anyone know if there is a problem with MM at moment. Has worked well up until today. My internal accounts with Yorkshire BS come up but not the external ones. I have emailed them but can take up to 24 hours.
Payment from US bank sort code
I just need to know if a routing number is the same as a sort code as I am getting payment from a US company into my Natwest bank account. Thanks.
basic current account with instant online update??
Hi all, ill get the question out the way first and give an explanation after, im after a basic current account that has a good online system with a correct available balance (an android app would be nice but aslong as i can check via browser ill be happy). i currently have a co-op cashminder account but the online side of…

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Budgeting & bank accounts

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