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Child cardcash account?
My son is only 6 years old (7 in July) but is already very money minded and chooses to sell his old toys, do odd jobs for extra money etc. He is very well organised with his money and has an account with halifax that has a passbook to keep the money that he wants to save in (he's saving for an Audi :rotfl:), he has an…
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Trying to reduce monthly outgoings...
Hi, I did look for somewhere relevant to post this but couldn't see anything. Recently, as I'm sure everyone knows, things have been getting tighter every month, so my partner and I looked at our monthly outgoings to see where we could cut back. We decided that our package with BT (phone, broadband and BT Vision) was…
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Faster Transfers??????????
I transfered £1000 from my Nationwide account to my partners Lloyds TSB account over 4 weeks ago and it is still not in his account and but has left mine. I have phoned Natiowide several times a week to start with but am now calling multiple times a day and all I get are false promises and lies, They have told me that they…
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£ 80,000 to invest
Got £80,000 to invest and safeguard my kids future as my wife is terminally ill. If anyone out there has any ideas I would be grateful.Its not a lot of money in that sense but cant be wasted. There are other funds available at a push but dont want to gamble everything.
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Equifax iPhone App
Hi All, Sorry first, I was not sure where to put this! I have signed up to Equifax and have been trying to use the iPhone app though I keep getting an error message 'unable to download content - error code 5' has anyone had this issue? If so how did you resolve it? Thanks Gregory
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Co-op £100 Switch - Are Standing Orders Good enough?
Hi all, I Can't find the answer on the other threads. The Terms read as follows: "£100 cash back Offer - terms and conditions 1. The offer is for £100 cash back which will be credited to the customer’s Current Account Plus account in the 4th month of account opening, subject to all qualifying criteria being met. 2. Offer…
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Removing bank default due to wrong address held-hit a brick wall!
I had a bank account with Santander up until about three years ago. I was a student and it wasn't my main account. I used the overdraft facility and was about £300 in the red. As the account was used infrequently, the bank did contact me by post about making a payment to keep the account active. At some point, I agreed to…
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Can anyone help me plan a budget for moving out?
Ive looked at a couple of soa to get some rough ideas and figures, basically I would like to move out next year and i want to get a rough ideas of how much i will need to pay out and if i can afford it. Currently with parents so no idea if my figures are exactly right. I live in the outer areas of london. Can anyone look…
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Metro bank
Hi I posted yesterday about trying to get an account for a ltd company. I have a fair credit rating. I have been declined by HSBC. my business partner is in OZ. I have found this account with metro bank. It is a deposit account. Would I be able to use this like a bank account?…
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Missing online payment due to incorrect details
Hi all, I sent an online payment from Natwest to Santander. Entered incorrect account details. Natwest sent me a letter saying that I should go to Santander and ask them to give the money back. In their own words: "As agreed, I'm writing to confirm that you sent a Payment using the NatWest Online Banking. Beneficiary Banks…
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Lloyds Switching Vouchers
I've read on a couple of threads that Lloyds is offering M&S vouchers to customers looking to switch away to another provider. Being a natural sceptic, I imagine Lloyds will have built in some T&Cs or perhaps even a time lag before sending out the vouchers. I also imagine that Lloyds could also be somewhat selective in who…
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What percentage of my salary should go to rent?
Hi there - I earn £30k a year and my room rental is £750 including all bills in London. What percentage of one's salary should go to rental? I think I am maybe paying too much.
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Questions about Halifax Reward account
I recently switched to a Halifax Reward account to obtain the £5/month bonus. A few questions I couldn't find answers to in the terms and conditions (though it's quite possible I missed something). (1) If I switch away to a different bank but keep the Halifax one open, do I still get the £5/month as long as I'm paying in…
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Harrassment by HSBC bank
We've had a joint account with HSBC bank for a few years now, but we stopped paying in anything around a year ago with a zero balance. We had a £200 overdraft on the account however. We had to use this around 6 months ago. HSBC then started to contact us to pay this back as we'd stopped contributing to the account. Having…
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I need a joint account. Which is best
Hello. So my Fiancee and I are due to get our 1st flat together. We are thinking of setting up a joint account that we can pay in £xxx every month to cover our bills that we will be paying by direct debit ( I think) Now I currently have an account with the Bank Of Scotland that I will be keeping as my personal account, my…
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Can non-resident UK national open bank account in UK?
I'm a UK national resident in Greece since 1980. I closed my UK bank account when I left for Greece, which is an EU member, and never opened another. All I have is in Britain is a Post Office savings account from when I was a kid. Am I eligible to open a bank account in the UK although I am not resident there? My UK…
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Business bank account declined for fair credit rating.
Hi this is a bit of an always one but hope someone can help! I am starting up a business with an old employer who lives and owns company in Australia. I am bringing the comPany to the uk and we will be 50% share holders. It's a limited company. He was over before Easter and we tried to opens business account with HSBC it…
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Halifax Reward Account application declined
Hello, I applied for a Halifax Rewards Account online a week ago and was sent the welcome pack along with the debit card and Internet banking details. When I tried to login to view my account, it said that there were no available accounts to view. So, I called them up yesterday and they said that there was a note on their…
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bank account for son
My son who is 45 and single and has a terrible gambling addiction in which he spends all his monthly salary as soon as it is paid into his bank account, has asked me to take control of his money. As I live some distance away from him and not wishing his salary to be paid into his present account I would want his salary…
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Santander Visa Electron and Visa Debit cards
Hello, I was recently issued with a Full visa debit card as an upgrade from my old electron in disguise, 1 day after ordering my debit card, Santander decide to place a block on my account, for no apparent reason, and tell me they cannot continue to have me bank with them, therefore closing all my accounts with them, but i…
