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Too much money taken from my account
Not sure if this is the right board... I made a payment to onthebeach.co.uk on friday for just over £130. They have taken the amount 3 times. It's ruined my plans for the weekend as its taken all my money! I phoned my bank (RBS) and they said they attempted the take 4 payments but the last one was rejected because there…
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Lloyds TSB - finally a full account!
Looking for some advice if I can, Im 25 now and I have a pretty low credit score (due to my stupidity when I was 18 and HSBC offering me a £15k loan and £3k credit card despite having very little income) and have struggled since to rebuild my credit. Last June I opened a cash account with Lloyds TSB and have run it well. I…
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Santander slow payments
Peevedoff.com i sent a faster payment to my other acc with another bank at 4pm... still not arrived. this is a payment i have had set up for ages. what happened to the 2hrs at most?? anyone having the same problem. i do recall a few saturdays ago it took just over an hour!
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Because I’m in the mood to kick up a fuss!
Hey MSEr’s Just come off the phone to Natwest (to ask them to stop calling me of all things), to lovingly have them phone me straight after the call to complete a ‘satisfaction survey’. After abruptly hanging up the phone on this automated system and phoning them again, they’ve told me that they’re well within their rights…
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First Direct Cashback Link
I opened a new First Direct account a couple of months ago and used a link from this site to gain an extra bonus on top of First Direct's £100 (i think it was about £25). However, i've only just remembered about this and now can't remember who the link was through and have no way of tracking payment of it. Can anybody else…
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Lloyds TSB online banking query
Hi I just have a general enquiry about lloydstsb online banking and old credit cards still appearing on there They obviously have a balance of NIL and a 0 credit limit so I was wondering why it has not been removed? When i applied for my lloydstsb platinum card they took my original credit card away and replaced it with…
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Did my bank sell my personal information?
Went online the other day to open a savings account with a building society and when they posted me the forms I noticed I had made a small mistake in the address. Today I received a speculative letter from a local estate agent to ask if I was looking to move house. It was addressed to "The Occupier" at exctly the same…
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Anyone left First Direct for exit Bonus? (£100)
Signed up and got my £125 promptly without chasing anyone down. I was wondering, if anyone bothered to leave within 12 months to get the extra £100? The problem is that these guys are actually pretty flipping good - fast service, decent online portal, no messing about. But are they good enough for me to close the account…
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refused lloyds tsb current account
have recently applied for basic lloyds tsb current account on line. had letter advising me of sort code and account number and asking for me to take id into a branch, which i did. a couple of weeks later i had a letter saying that unofrtunately they were unable to offer me an account and mentioned credit score etc -…
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letter writing help
Good Evening, i have been dealing with this problem for the last 6 monthsand have tried my best to try and get is resolved, i seem to be going round incircles and not getting anywhere, this has caused massive amount of stress andjob loss, i was wondering if anybody could help me with an initial letter ofcomplaint to Nat…
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Santander overdraft charge increase help
I am in the situation of living in my overdraft. After being made redundant about to have a baby and with no job to go to and being able to get very limited benefit, I am just below my overdraft and creeping to the limit. I have just noticed the overdraft charge has doubled. I normally get charged £ 7.50 or £10 a month. As…
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Co-op / Post Office Cheque
Hi all, I paid in a cheque to my Co-op cashminder account via submitting it to the post office with paying in slip and envelope last Friday 13th April and it's still not appearing on my online banking.:mad: I got a receipt from the post office, but I'm concerned that it's gone missing. I know before I even contact the Post…
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how do pin sentry devices work
just wondered how these work i have one for barclays and its basically a fancy calculator i know theres no link to my online account but when i put my card in put the pin in it gives me a number to type in the box now ive tried putting1-2 numbers wrong and it tells me the number is wrong how does the online service know…
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New HSBC Account
I opened a new account online with HSBC. I got a letter arrive a few days later welcome to HSBC and all i needed to do was take a sample of signature into any branch to be processed. A few weeks later and all i have is a paying in book. I rang them today to be told i have to go into a branch with photo ID and they will…
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I get paid in euro's which bank account is best?
Can anyone recommend a bank or building society that is best when you get paid from abroad in euro's? My first pay was 198 euro and halifax gave me £155. Is this about average? are there any better accounts to use? Thanks
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Budgeting after losing everything...
Hi Guys, During last year I managed to lose my home, followed by my wife and on Christmas Eve I was made redundant. I have now used up close to all of my savings whilst searching for work and have no pension plan worth talking about. My financial position is not great; Age 35 Bank account £1,200 in credit Credit Card…
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Advice on creating a budget and tracking spending
Greetings folks! This is my first post on the MSE forums so hi to everyone! I'm currently looking for some way I can create a budget planner and have some sort of spending tracker on my laptop computer. I've googled around and its totally bewildering the amount of stuff there is to choose from, many say free, but its just…
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Who can set up a Direct Debit
I have been mum's carer and Power of Attorney for twenty years now, despite coming from a largish family I have had no help at all, nothing, nadda, zippo from any of my family. However recently mum has become more seriously ill and is undoubtedly in the latter stages of her life. Sorry this is long winded. She is confused…
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Can I deposit into a HBOS account at LTSB
Quick question please if anyone knows. I need to pay a cheque into my account with HBOS and another into my wife's account with LTSB. The Lloyds TSB branch is closer - can I use their Quick Deposit facility for both cheques (using separate slips and envelopes) ??
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Updates to Experian by Lloyds TSB
When do the updates get sent through by Lloyds TSB to Experian, the last time they sent a update through on my Bank Accounts with them was on the 11/03/2012. So far there is nothing for April. When they send these through, do the bank get a download of all the data at Experian at the same time showing changes made in that…