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NatWest Text Alerts
I recently transferred from Smile to NatWest, mainly on basis of their text alert service. Basically, I have approx. 15 direct debits on my account, all varying in date & amount every month ! This is very awkward to manage, and occasionally an unexpected payment would take me over my overdraft limit. Now, with Smile, they…
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HSBC Paying-in slips
I am in France and an English visitor has just received a GBP cheque for several hundred pounds which he needs to pay into his UK HSBC account. The nearest HSBC branches are each an hour away by car in opposite directions, so I've suggested he'd be much better off to post the cheque to his branch in the UK. Otherwise it's…
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Lloyds Bank Account
I applied for a lloyds classic account but got denied, but they said i could open a cash account which i did now its fully open. My concern is i owed Bank of scotland money in the past, but it seems bank of scotland has sold the debt to westscot as its westscot who put the default on my credit file. My question is can bank…
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Suspicious transaction
Hi all, I'm not sure where to go with this so I thought I'd ask here first. I just checked my HSBC account online and there appears to be a direct debit for over £70 that I have no idea what for, how can I find out? It may well be something I have completely forgotten about but I just would like to find out. The…
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INTERAC Flash? Anyone heard of 'contactless flash' used in UK yet?
My Canadian husband and I have a joint bank account in Canada with RBC (Royal Bank of Canada) and we have just received our new bank cards that have the INTERAC Flash contactless facility. I'm looking forward to using it when we go on holiday to Canada in December (when I've deposited my $900 holiday money into the…
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Missing £10k
I transferred £10k this afternoon from Santander to RBS using the faster payment system & it hasn't arrived. It is a transfer I have done before so no problem with the details. Santander tell me it was sent without problems but RBS are saying they haven't received it yet. Someone isn't telling the truth. Does anyone who…
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Upgrading my Santander account - will they re credit check?
Hi there, I've tried hunting for the answer to this on Santander's site but can't find anything. I am planning to upgrade my old preferred in-credit account to a 123 cashback account and was wondering if Santander will do a new credit check on me. I've been with them for about 3 years so I assume they won't but does anyone…
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Fed up with Lloyds/Halifax adverts
Hello all, I have noticed over the past few weeks that whilst I am online viewing my accounts, I can no longer see them on one page without the need to scroll down. I have 3 accounts with Halifax; current, savings and credit card. I used to be able to see them on one screen, but now they are split with offers of new…
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HSBC Merchant Services
Hi all! Does anyone know if there is a online access for HSBC Merchant Services account? Paper statements are okay but hoping online access provides more detail! Cheers, Coeus.
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HSBC Standing Order Amendments
I bank with HSBC and wanted to change the date of a standing order I had set up, you can't do it online so I went into my nearest branch and filled out the form for them to change it, I just wondered if anyone knows how long this process will take as it needs changing before the 20th otherwise they will try to take the…
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Nawest Adapt Account and Paying Tax
Hello, ive got an adapt account with Natwest and have just turned 16. Will i pay tax on the interest i recieve from now on? I cant find it anywhere on their site. Cheers Luke
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Online Barclay's bank account hacked.
Hi, Does anyone know if Barclay's bank cover fraud (as in do they pay money back if/after its been stolen) and if there are any exceptions with their fraud policy? Many thanks.
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Can my bank do this?
My mortgage along with other monthly bills are due off on the 16th of the month, whenever this date fall on a saturday, sunday or monday the bank take it out my account on the friday. I can understand taking it if it falls on a weekend day but why do they do it when it falls on the monday and are they allowed? Its really…
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Identification Verification Everytime!!
Hi all, I wonder if anyone on here will know the answer to this. When I apply for new bank accounts, ISA's, savings accounts etc. I get to the end of the application and it the website will say something along the lines of "we will now automatically verify your identification"...then it always fails! They then always want…
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Current Account on Credit Report Missing
Does anyone know if you can ask your bank to report your current account to the credit reference agencies? Account was opened in 2005 and is not reported, due to length of time I've held the account, I think I'd like them to report it. Thanks in advance for any help :)
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Personal file keeping
Hi, I'm probably in the wrong post but couldn't think where else to put this. I am having a good clear out of documents but I'm not sure how long I should be keeping everything. I think all tax, bank details, penions, etc are to be all kept but what about utilities, etc? Would appreciate some advice, many thanks. Scoobysue
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Financial associate
I have my current account with Barclays for about 6 years. In August 2011 I convert this account for joint one( Either to sign). Reading on this forum I notice everyone saying that supposed to create financial link but it never did ( I just checked all 3 CRA and I cant see any financial link with my OH) so my question is…
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Best Bank Account for ....
Hi All We're coming to the end of our One Account period and I'm looking for the best bank account to fit the following criteria: 1. Joint account 2. Excellent and flexible Internet access facilities 3. Local ability to pay in cheques etc 4. Low fees (general - wont use overdraft etc etc etc) 5. Best customer service (so…
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Lloyd's TSB Current Account - No interest paid.
Hi there, joined Lloyd's about a year and a half ago, deposited quite a sum of money until I opened a savings account (probably 4 - 5 months sitting in my current account). I know current accounts offer interest, all be it minimalist interest. Now I expected it to pay out at the end of the annual date I had been with them.…
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Lloyds Account Overdraft - Advice needed
My wife has an old Lloyds bank account. She has not used it in well over 3 years. The account originally had an o/draft facility of approx £500. The account was mainly used for paying direct debits (she had another bank account for her wages to go into) Around 3 1/2 years ago, she got into financial difficulties due to…
