Personal file keeping

Scoobysue_2

Hi, I'm probably in the wrong post but couldn't think where else to put this. I am having a good clear out of documents but I'm not sure how long I should be keeping everything. I think all tax, bank details, penions, etc are to be all kept but what about utilities, etc?

Would appreciate some advice, many thanks.

Scoobysue

MoneySavingUser

Six years is generally the limit that they can come back and check/demand money from you etc.

Gromitt

I keep:

Tax - 6 years
Bank details - 2 years (Now all paperless, so intend to keep all in PDF format)
Credit cards - All paperless, PDF.
Pensions - I keep them all, only get one a year anyway.
Utilities - 1 year

MoneySaverLog

I keep very little paper these days and just keep a sheet of paper listing all accounts I have along with who they are with.

Payslips are all online at work using something called MySAP
P60's keep 6 years worth
Tax coding notices which HMRC sometimes send me. Not had one for this year :-( but it's right :-) just kept to ensure I get the right code and then destroy.
All bank statements are online, my credit card is the same.
Utilities/Mobile/Internet all done online
Employee benefits booklet that my company send me with details of pension, sharesaves and generally saying I'm worth more than my salary given the benefits :-) Just the latest year.