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RBS Quick Deposit question
Hi This might seem like a really silly question, but I've never used RBS Quick Deposit envelopes before except to put money into my RBS bank account. On the front of the newer ones it says You can use the Quick Deposit to -* Deposit cash and cheques to any RBS account * Pay bills - Just include the tear-off credit slip…
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Student accounts
Hi, does anyone have any idea about credit ratings? I think I got rejected for a student account because I have a store card with money on it. If I paid it off and closed the account would I be able to reapply and would I be likely to get it? Thanks =)
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How long for Santander to accept & activate account?
Just wondering how long this usually takes. I've just applied for the current account to get the £100 and £75 cashback. However I just noticd on the T&Cs that the account must be opened by February 29th in order to qualify for the £100. So, will it open in time, or have I foolishly applied at the wrong time?
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Hilarious !!!
My husband and I have had a joint bank account with HSBC for over 20 years. The OH recently managed to mislay his debit card so I phoned the bank and cancelled the card, arranging for a replacement to be sent. Three days later, replacement duly arrives - now we enter the twilight zone! I log on to our joint internet…
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Santander problems
Hi all, I'm posting this on behalf of my partner. He had an old Alliance and Leicester account which he hasn't used for over 4 years, in which time it was taken over by Santander. He tried to close the account (although he doesn't have hard proof of this) which apparently did not happen. About six months ago he was sent a…
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Help - uknown transactions!
Hello all, I am just wondering if anybody came accross to similar problem and what did you do... My partner doesnt check his accout statements (fool) and we have recently move in together and he fould out there is lots of money missing from his account (up to 3k) I have looked on his bank statement and there are…
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Cash machines
Just a warning for everyone. I recently went to a Halifax Cash Machine I had previously used. It was outside a branch. I was puzzled when it came up with requests of which language I wanted to use. Did not see anything about it being a charging ATM. When I got my bank statement I had been charged £3. I have used this…
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Great 4% promotional offer
I came across this great offer where you can get 4% on the first 60 days and 2% for thereafter This is a 120 days notice account. Effectively you can earn 3% on a 4 months deposit. This is the best rate in the UK for such a time period. To achieve 4% most bank accounts require you to tie money in for a 2 years or more.…
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Lloyds TSB
Hi, Last Friday £180 from a benifit payment has been taken from my mothers lloyds account, It wasn't her benifit therefore they said they couldn't do anything immediately so we was told to wait till they debited and they did on Tuesday so she went in and filled the forms out ect... They said it would take anywhere from…
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HSBC, Returned Direct Debit and Credit File
I had a direct debit that came out of my account a day earlier than i expected, HSBC returned it to bring my balance back to £0, so I was not overdrawn which was fine by me rather than getting charge £25 for them to pay it. This happened the month before as well but I only just realised But I just checked my credit file…
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How do I find more information about a transfer on my debit card?
Last month I had 2 charges, both £10 exactly, a few days apart from each other, both for a thing called "Additional details: INT'L <number X/Y hidden> WHO INTERNET INTERNET" I can't think what this is (even though when I find out it will probably be something I know about and will be really obvious..) Does anyone know, or…
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best software to keep track of the cash!
im been organized, (a first i may add) im after a simple software package (preferably free) to keep track of my moula! if it has an android app as well even better (not essential though) i could make up an excell spreadsheet but i would rather not shell out for Microsoft software!! any suggestions???
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Enforced bank change
We have to change our accounts from RBS to Santander I do not want to move to Santander due to bad publicity my income is low as self employed what is the best move for me Frank
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How can I keep my RBS account?
I have been sent a letter today basically saying that my RBS account will be transfering to Santander. I don't want to move to Santander, is there anything I can do as I have noticed it say's "Which is subject to certain conditions"? I can't see anywhere on the letter what this conditions is so is it possible that I can…
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Do natwest have a right to do this?!!!! :@
Recently applied for their current account over the phone, spent over 50 mins on the phone to them, i got accepted over the phone, they said i can go into the branch give them the application ref, show my ID, sign the papers and they will sort out the rest. Now i got a letter today saying that they can no longer offer me…
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Automated phone calls.
I don't know what is going on here but I have been getting calls on my mobile and landline for the past two months from a bank I am with asking me if I would be interested in all sorts from house insurance to upgrading my account. When they rang on Sunday I was in the bath and I nearly broke my neck trying to catch the…
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Barclays Computer Centres which one am I on ?.
I was reading online that Barclays have two computer centres, one in Gloucester for customers in the south, and one in Manchester for customers in the North. But is it allocated by where your branch is or where you live, as my branch is in Leicester but I live in Scotland, so which computer centre would I be on ?. I…
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Bank refused me loan?!
I recently applied for a loan with HSBC bank for the sum of £7000 over 20months. At the time, they were offering a pretty good interest rate of 6.2%. I checked my credit score beforehand with Experian and was pleased to see that I had a score of 963 placing me well within the 'excellent' credit rating bracket. I have never…
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Unknown withdrawal
Hi everyone, my friend (who is very short of cash as she is ill) noticed that £230ish has gone out of her bank account by direct debit. She queried this as she didn't know who or what it was for. The bank couldn't find any details of who it was or why. She thinks it may be for insurance that she no longer needs and it was…
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Halifax £100 switch reward account help?
Hi All I applied for the above account at the start of last week as it seemed like a good offer, and I already have a joint account with Halifax! I have had some paperwork through the post today stating that " At the moment, they are not able to offer me the account I applied for ". They have enclosed a credit scoring…
