-
Continuous Payments Authority
Interesting article from the Guardian that contradicts all that I and this website thought they knew about Continuous Payments: http://www.guardian.co.uk/money/2012/feb/24/continuous-payments-authority-know-your-rights
-
New current account from Santander on 5th March??
I went into my local Santander today to transfer my current account from a Preferred account into a Zero account as I met the qualifying criteria. They told me that this was no longer possible, however they were going to releasing a new super-dooper current account on 5th March which they couldn't tell me any more…
-
Natwest issuing new visa debit cards?
I opened current plus account with Natwest in Jan 2011. I received visa debit card which expires in Jan 2014. However I have just received a letter from Natwest stating that as part of our commitment to providing you with the best prodcuts and services available we are pleased to advise that within the next few days you…
-
Do I need Trustee bank account
Myself and OH are the only two named Trustees on a life insurance policy for my sister. My sister has died and is survived by her spouse and children. The intention of the policy was to ensure should something happen to my sister and her OH that the children would be taken care of and that I had the money to look after…
-
Direct debit question
Im paying a number of small amounts which add up on small insurances for various things that are covered elsewhere can i just ask the bank to cancel these with immediate effect then wait for the companies to contact me or do i have to contact the company telling them im "out". End of the day all these add up to about £85 a…
-
Nightmare couple of days - Please help me
Hi, Firstly, sorry if this is the wrong place to put this post but I am new and have just woken up to find around £700 has been taken from my bank and I have no idea why. I have a Natwest Basic account, (old Step account), and I have just woken up and found x3 "online transactions" totalling around £700.00 have gone…
-
Anyone else seeing double? (co-op)
Hi Just logged on to my Co-op banking and blow me if I haven't been paid *twice* AND some of my recent payments (Delta) have also been paid twice... clearly there's a gitch (not least because my balance doesn't show my salary credit twice though interestingly it does accept the double delta payments...) Anyone else…
-
Lost Bankcard / ID / Natwest
Hey, I need some advice so came here seeking people more knowledgeable than myself to help a hand! Basically I lost my card (and my only copy of a photo ID) a week ago and I went into my local Natwest branch to cancel the card and get a new one sent to me. First off, they had my old address registered as I moved house…
-
Should I keep accounts alive after I've withdrawn money?
I have generally followed MSE's advice by moving my money around different bank accounts as offers appear and interest rates change. However I would like to know if it is generally better to completely close accounts when moving money away, when they start to poorly perform, or leave a small amount of money in there for…
-
Lloyds Save what matters service
Anyone use the Lloyds TSB "Save what matters" back up service on the IPhone? If so you may find you cannot login from the handset! I have been trying for 2 days now, so I decided to conntact them... It appears they have done an update on the servers which has effected Iphone users... They are working on a fix.... or so…
-
Multiple saving accounts with Bank of Scotland
I want to try the multiple saving accounts for Christmas, holidays etc. Can anyone who does this with BofS please tell me what type of accounts they opened? Looking through the site PDF it seems as if the Access Saver is the one to go for as it doesn't automatically send out a card and doesn't say you can only have one. Is…
-
Advice needed re unreasonable HSBC overdraft charges
To provide some background I am a HSBC customer for the last 7 years. I have rarely been overdrawn and conduct my finances sensibly. Married with 2 kids, I am sole earner and earn a decent amount. 7 years ago, I arranged an overdraft facility of £300 for emergency purposes. In the last 7 years I have probably used in 3…
-
Halifax - £100 switching
Hi all Last week i started the switch to Halifax using the online service. I couldn't see the £100 for switching on there so i called up and the man told me it was still running. However i have now read on this week's newsletter that you have to do it in the branch. If i have to fight this, will i have a leg to stand on?…
-
Basic Bank Account with poor credit rating
I'm looking to open a Basic Bank Account to have my wages paid into. I currently have a bank account with Natwest. Will I be able to open a Basic Bank Account with another bank with my poor credit rating. Could someone recommend a good bank to go with that is likely to accept me.
-
Co-Op Bank - when do Monday payments post?
Hopefully someone else with Co-Op can answer this for me. We've been with RBS for years and when payday fell on a Monday the money would show in our account on Sunday morning (all Monday transactions would show). Does anyone know if this is the case for Co-Op as well?
-
SMS from Halifax
Not sure about this one. Had a text alert from Halifax confirming set up of a new recipient. Panicked (for a second!) as I hadn't been online, and went to call the number provided in the text. Got a grip(!) - called general number instead and logged on at the same time. Thing is - the numbers provided in the SMS were…
-
Not supplying information.
Hi,we are having problems with Barclays. We tried to get some PPI payments refunded but they say because the account is over 12 years old we do not qualify, So we wrote to them asking for a copy of the original agreement and enclosed a payment of 1 pound and quoted the banking regulations , They acknowledge receipt of the…
-
Lloyds TSB Current Account
I have just been sucessful in opening a new account with Lloyds TSB. The account was activated today after making an applicaton last night. They offered me a cheque book but no overdraft ( I have a CCJ thats 5 years and 7 months old) I was told there was no requirements for me to send any ID as they was able to verify me…
-
13 and overdrawn!!
My 13 year old child is apparently overdrawn with Barclays... with an account that we were told when set up could not get overdrawn because of their age. Has anyone else had any experience of this? Barclays response was quite frankly appaling. They sent a letter to him, using phrases like "escalating debt can lead to…
-
First Direct
Hi I currently have a current account with the Halifax but I am considering switching to FD. Now I have a bunch around about 8 savings account with the Halifax that I use to put money away each month for various things, such as spending money, holiday, savings, health spending, birthdays, motoring etc....if I was to switch…
