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Replacement for MS Money?
I used to be an avid user of MS Money but haven't run it for about 4 or 5 years. I have just gone back to using it or tried to, to find that Microsoft killed the product several years ago! Is there any replacement for it out there? What have other users of it done?
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Transfer to New Bank Accounts for Rewards - Any that don't require two Direct Debits?
As in the title. I was going to go for the Halifax but apparently you need two direct debits? I don't have anything coming in or out of my bank account apart from my salary, because I mostly deal with cash payments for things. Seems a bit of a bummer. I have an appointment with Halifax next week but I may as well cancel if…
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doogie
need some help, have a joint account with husband that I have not used for 8-9 years as have my own accounts, however he has used this as his own account for this period, now the relationship is not very good, have been trying for years to remove my name from the account but due to him running his finances so badly they…
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How to Lower my Overdraft?
I've gradually built up my Overdraft with my Bank over the years and it now stands at £1400 - I never get in to the Black and am now desperate to rid myself of the overdraft and try to budget (which I find very hard - a compulsive spender!). How can I start again? I don't work - I get a Carer's Allowance for my 2 disabled…
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New current account
We want to open a 2nd joint current account. We're not interested in an overdraft, just a debit card. The plan is to leave enough money in our existing account to cover all DD's and SO's which includes money going in to savings with a bit extra left in there to reduce our overdraft each month and we'll then pay the…
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Nationwide Flex Account-cash card +
Hi Guys, Does anyone have a flex account with Nationwide? I have recently opened one with the cash card +. How does there customer service compare the big FOUR banks? I'm possibly thinking of switching my main account to them, after all I'm fed up in helping the BIG bosses at other banks getting massive bonuses. Your…
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Health Lottery Credit Search !!
Hi, Not sure if this is the correct place to put this but I have just had an equifax alert to say a search was made on my credit report and found this: HEALTH LOTTERY FINANCIAL LTD-192 , a Third party company, has made an inquiry against your credit report on 07/01/2012 . If you were not aware of or did not consent to this…
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Nationwide - has this happened to anyone else?
On Thursday I went to my local nationwide branch to put some cash into my savings account. It deposited my money into the machine, however it took ages and was making some very funny sounds. After about 3 minutes it spat my card out and said there was an error. It took my £50. The Customer Services lady got me to fill out…
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Natwest Bank
Hi, hope everyone is well. I declared myself bankrupt in 2005 and since have been discharged and the bankruptcy has fallen of my credit files. but i tried opening the basic account with them and then it said i have to go into the branch and apply for the account with proof that i am discharged. i will do this on monday. my…
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Bank account markers
Hi All. Hoping someone can help. Recently, I've been helping a friend of the family with a problem. Their son is mentally and physically disabled. The local bank branch which he has an account with disallowed him an overdraft. I would like to know, when a bank does this, do they put a marker onto the banking system to…
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Barclays Bank Account
I read on the barclays website that when applying for this current account online credit agencies and electoral roll are checked in order to confirm identity. Applying in branch says that I just need to bring I.D. and proof of address. I have a valid UK passport and proof of address including a letter from the electoral…
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In Arrears Orange Contract Payment
Hi, I changed my direct debit for my orange contract from one of my bank accounts to my new one last month and was told that my payments will come from that account from now on, except for the payment for December which will still come out of my old account. However I have just looked at my on-line banking to see that they…
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Lloyds & Internal Scoring
As many will be aware, I recently managed to get a full current account with Lloyds post bankruptcy. Remarkably I am eligible for the Silver Account, probably nothing to shout about as im sure they dish it out once a classic account is opened but I felt a little privalaged so to speak. The benefits suit me, and are value…
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Given money in cash for mortgage..paying in bank
Parents are giving us 10k in cash for our deposit, however it's cash. Don't want to be donefor money laundering, but surely will rouse suspicions if we pay it all in
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Basic bank account and mortgage
hi, Quick question, if you have a basic bank account because you choose to have one will you be able to get a mortgage because you have a basic account rather then a normal full bank account with all the frills?? Thanks in advance for your reply :)
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Tight Budget for a month?
So we are aiming to pay off my partners overdraft this month which we can do if we pay all the bills solely out of my wage. This would leave us with £101.56 to last the month. This really would only be for food and anything that crops up this month. I have other money I can use for petrol for both of us (we both use our…
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Bank accounts emptied by Credit Rating SCAM
:mad: ***WARNING***Someone very easily set up a new account in my name with a company called https://www.creditexpert.co.uk by Experian and within 30 minutes of receiving a FREE report with all MY DETAILS they emptied ALL my bank accounts!!! It was very easily done....i found this out when i got a letter from CreditExpert…
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Question for the Experian rep
Sir When my ex-husband went into our local BoS to change his address, the clerk erroneously changed all my accounts to his address too. I noticed this on online banking, advised them accordingly, and it was changed back. In the interim however, they have reported this to all 3 CRAs. I raised a dispute and both Equifax and…
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Budget tracking programs / websites
Hi, I've seen a load of posts on here with people asking about good budget tracking and money managing software but was just wondering, What software/website do you use? What do you like about it? What do you dislike about it? What features do you wish you could use? and how reliant do you become on these for keeping track…
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HBOS/Lloyds Internet Banking issues?
Afternoon. Anyone else experiencing issues trying to set up new payees from their HBOS/Lloyds accounts? When I try it says we don't have any contact 'phone numbers for you - despite having had the same numbers since 1990! I called telephone banking to find out what was going on, and they say they don't have me "security…
