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HSBC and those chinese characters
Not sure if any of you have seen HSBC advertising recently, but they are using some chinese characters in it (see the first slide on here for an example of what they should look like: http://www.hsbc.co.uk/1/2/) My local HSBC has, however, put the posters in the window displays upside down.... It just made me laugh, and I…
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What Bank Accounts Should i Open?
Hi there! Currently, i have one bank account, which is HSBC. In the next few hours, im looking to open up a few bank accounts, but i don't want to go with a bank that isn't any good and just bank with them because they are a bank. I've got around £800 on me so i would be looking to put around 25 percent of that money in…
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Has anyone else been called by this number? Halifax Fraud (08453560024)
Apologies for the wall of text :mad: Started by getting a call to my mobile a few nights ago, I answered it and briefly listened to the automated voice mention something about fraud prevention? Banks seriously need to stop using automated calls to inform people of this kind of thing. You listen thinking it's a fraudster!…
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First Direct £125 incentive, I'm short of £150pm income but...
Hi Wanting to apply for the First Direct account with the £125 incentive as heard good things and been wanting to switch for ages. Problem is I bring in £1350 after tax every month, so do not fulfil the minimum salary requirement, I can top this up through my savings each month via standing order. Has anyone applied to…
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Problems with bank account for non-EU
Hi, I'm new to MSE forum, and while I've tried to read through the previous threads, I'd appreciate it if anyone could give me some advice on my situation. I am a non-EU, non-Commonwealth citizen and I have been a student in the UK for nearly 10 years (undergrad and PhD). I opened a student bank account with Bank of…
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How can people get bank T&Cs so mixed up/wrong?
The one that brings this question to mind is the First Direct one mainly as i've seen it about here a bit, but there are other examples. To explain: EXAMPLE1: I joined up. I use my 1st account to fund my regular saver. I opened an eSaver with £1 in it to avoid a monthly charge. I transferred £1,500 into it for 3 months to…
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International money transfer
Hope this is the right forum for my question. I need to transfer an exact sum of money to an institution abroad in Euros. The problem I have is that the money reaching the institution has to be exact to the penny. Now I know that I'll have to pay bank charges in the UK and the receiving bank may deduct charges too, but is…
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International Bank Transfer
Hi all, I need to make a few sub €400 transfers to Bulgaria and Romania and trying to find the cheapest and easiest way to do it. I've looked at Skrill, requires the recipient to retrieve the money with a minor charge and XE.com who charge £11. Am I expecting too much? Is there really free transfers available for low value…
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Santander - Which CRA?
I applied this morning for a Santander account (£75 quidco offer), and got the acceptance e-mail this afternoon, but Ive just checked my Experian credit report, and theyve only done a soft search (unrecorded enquiry). I dont have any other accounts with them, although I used to over a year ago. Do Santander use one of the…
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Setting up a weekly standing order with Nationwide. Possible?
I know it's possible with Halifax (& therefore i imagine TSB also), but the most frequent option through Nationwide appears to be monthly. This is no good for this payment - it needs to be weekly. It's going to the account holders eISA (so from Nationwide FlexAccount to same account holders Nationwide eISA). It can be done…
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stupid/simple questions about other banks
Hello - I want to open up an account with another bank simply for another debit card and spread about my savings (I am already with halifax and nationwide) - I'm not interested in overdrafts/morgages or any of that. I know very little about banks hense the stupids questions: 1. Is there a bank that I can register online…
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Barclays Bank are switching my account against my will where do I stand?
Any advice gratefully received. I have banked with Barclays for nearly 40 years and a few years ago as I was a Director of a business which at the time also banked with Barclays I was offered a Premier account with them, despite the fact I didn't actually meet their criteria for this account. As there were no charges I…
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UK bank accounts for non-EU nationals
A friend who is a non-EU national wants to set up a bank account in the UK, where he spends a fair amount of time. Can anyone help me with information as to whether this is possible in this day and age?
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Help! How can I improve my credit rating?
I moved to the UK from New Zealand in 2011 and have perfect credit history. But, no matter how hard I try, I can't seem to get approved for any credit products or even a basic bank account (such as the First Direct one in this week's MSE email). I always get rejected, and none of the rejection letters offer any clue as to…
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bank switch now missed payments - help
Hi there am wondering if anyone can help....we switched to the co-op recently however we have just found out that 2 loan payments have been missed!!! We recieved a letter from tesco informing us we were in arrears by dec and jan payments (this is the first we'd heard), at the same time this letter arrived, so did our first…
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Santander switching service - The problems start...
Email just now (details changed to protect...me): "Payments on your account are now overdue Account No: xxxxxxxxxxxxx Balance Outstanding: £xx.xx O2 Contact No. 0844 809 0202 Dear Mr Mr Wade, We recently tried to claim a Direct Debit/Credit Card payment for £xx.xx. Unfortunately our request for payment has been rejected…
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Can you bank a UK cheque abroad?
Hello all, quick question. My former flatmate has moved to Italy, and I've just received a tax refund cheque. If I post it to him, will he be able to bank it in an Italian bank?
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My 17 yr old daughter want's a bank account
My Daughter wants a bank account she is 17 at 6th form she maybe going to collage next yr & has no savings. She’s been told she may get a bursary for this yr so now she wants a bank account, but been talking of getting one anyway. Any ideas of a good bank to suit her needs. In our village we only have TSB the other banks…
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Santander - Are faster payments available immediately?
Hi I need to take some money out today but it is in an account that I have forgotten my pin number for and can't get to the branch today! I can faster payment the money to my Santander account (previously A&L) but I noticed that they do debits before credits on their bank statements! So if I transfer in £300 and then take…
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Can I set up multiple bank accounts to claim Cash?
Hi, I have an offset account and all banking is done through this. I therefore do not want to switch to a new bank account. Is it therefore possible to set up a new bank account, just by depositing the figure (£1500 per month claim £125 after 4 months) from my offset? I would then set up a SO to return this money to the…
