-
additional address check by my bank showing on my credit file
This might be stupid but I just wondered if anyone knows what this means. Os recorded as a search by my bank on the 7th Jan and all it says is "additional address". I have rang my bank and they cant find anything thats been done but I am obviously a bit concerned. Thanks in advance if anyone can help
-
Help!!! Money paid into closed natwest account
Hi there, basically my wage was paid into a closed natwest account. I'm now having trouble getting the money, as my employer is saying, that they have not received the money back from natwest, which usually happens when money is paid into a closed account i.e it bounces back to the paying account. My employer is…
-
Switching current accounts - direct debits
Hi all, I'm thinking of taking advantage of one of the cash offers for switching current accounts - either Halifax or First Direct. However, my only worry is regarding the switching of my direct debits. Do they make sure that this is done properly? Basically I don't want them to mess it up so that I end up with late…
-
Santander On-line Glitch
Just come across a wonderful glitch in the Santander on-line paperless system. If you open a new account and then select that account to go paperless it wipes out all your previous stored e-documents. Wonderful ............. Luckily I save them all to my hard drive when received. :mad:
-
Budget Spreadsheets
Anyone know of a spreadsheet which can budget with several bank accounts being used? Idea being one can track the balances in each of these.
-
lovemoney.com - Linked online banking
** Deleted **
-
Santander bouncing DDs
Hi all I have a query really! i used to be with hsbc and if i logged in at anytime of the day and i had gone overdrawn by paying a DD (with no overdraft limit or facililty in place), i could just pay in the money and the DD would be paid, as long as it was before midnight, or the same working day. however i am now with…
-
16 years old now : Current Account and Savings
So I am 16 and now have access to my savings (obviously don't want to use them now) and want to stop carrying so much cash and open a (young persons') current account. A few questions; 1. Which is the best youth current account in your opinion? (ie interest, benefits etc) 2. I was thinking of opening a Lloyds TSB Under 19s…
-
Santander £100 cashback + £75 quidco cashback
Hi all, I have just signed up to quidco so dont really know alot about how it works or what to expect. I have been considering changing my current account for some time. I have found the Santander Preferred Current Account which offers £100 cashback for a regular current account transfer (ie without holding a mortage or…
-
Halifax Personalised Debit Cards
I have seen a website that allows you to add a personalised picture to your Halifax debit card free of charge (http://www.halifaxphotocard.co.uk/), I was wondering if anyone knows if this is legit? I can't find a link from Halifax's website anywhere, and as it isn't a halifax.co.uk page, I'm sceptical as to whether it is…
-
What to do with a cheque made out to a child.
I bank with Nationwide and would like to keep using them. I do all my banking on line and have 3 current accounts where I can transfer money between me, my wife and a joint house keeping account, all works well for me. We occasionally get a cheque payable to our children for birthdays etc. I cannot pay this in as they dont…
-
Best Uk Bank for US$ wages pay in? Help
I am currently a Lloyds TSB bank holder, though work abroad and have US$ paid into the account. I am losing alot of money with Lloyds due to fees and need help! Which is the best UK bank to have US$ paid in?
-
Lloyds Current account
I always read the weekly e-mail with great interest. One thing I don't understand is why the Lloyds TSB Vantage current account is never mentioned. There is no charge for this account, you have to pay £1000 in per month, but it pays up to 3% interest on balances up to £5000. If you can keep £5000 in for the whole year it…
-
Bank Account Transfer & Overdraft
What are people's experiences with transferring Bank Accounts and having an overdraft. I have an overdraft and seen the first direct offer. I am currently getting charged 18.9% with Nationwide but first direct is 3% less. Would I have to clear this before transferring? I wouldnt want to start the process and then…
-
Halifax Overdraft fee's And switching Question
Hi guys, I just had a quick question, im looking to transfer from santander to this new halifax reward current account, the one that gives you £100 when you switch and £5 each month, i'm looking to get a £300 overdraft i was searching high and low in the terms and conditions and saw that it said daily fee of £1 on planned…
-
transactions made natwest account negative - charges?
Hi, Just asking on behalf of my missus. She noticed on 9 Jan that a transaction which she thought had been paid out earlier was paid out. This made her account -22. She doesn't have an overdraft. The Child Tax Credit of 41 pounds went in today. The balance is currently showing as 18 pounds. I have told her not to touch…
-
please recommend a joint account for household expense
I'll be moving in with my girlfriend soon and we're going to set up a joint account to handle the rent etc. Are there any that come with free contents insurance (even if its an account that charges) or other benefits that might be useful in this circumstance. thanks David
-
Using new accounts for rewards only
Hi, I'm a student and was wondering if all these banks that are advertising rewards such as £125 or £100 are worth playing? I mean I could go and open all the accounts, and swap £1000 or so between them each month and then end it up back in my account. I could do all this electronically and it wouldn't make a difference.…
-
Halifax £100 joining reward & a problem with switching
So Halifax are offering £100 to join up. This includes joint accounts. I quote section 9 of the T&Cs http://www.halifax.co.uk/bankaccounts/switch-to-halifax/#100-switch-terms Then i learn just now that you can't open a joint account online: http://forums.moneysavingexpert.com/showpost.php?p=50080847&postcount=4 only via…
-
Halifax overdraft fee and "end of day"
When is the "end of day" as defined for the purposes of Halifax charging a £1 daily fee on some accounts when an arranged overdraft is used?
