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Santander, Quidco, £33.33 & am i good to go?
So i had a look on Quidco to see what offers are going regarding banking. Santander have a couple: http://www.quidco.com/santander-everyday-current-account/ is the one i'm looking at (as i already have the maximum number of preferred current accounts: 2). So i looked for the fine print that says "for new customers only"…
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Which bank accounts support OFX?
Just looking for an easier way of downloading transactions, and OFX seems to be the best way of doing it. So far I only know of Nationwide.
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HSBC Jersey
Sorry if this query is in the wrong place, I have searched but cannot find an answer. I need to pay some money to another person's HSBC Jersey account. Can any one tell me if I can pay sterling into this account or do I have to stump up for a Swift transfer from my UK bank account? Thanks
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Overdraft to a 16 year old?
Hi everyone. For years as a teenager, I had a bank account with the Alliance and Leicester. They gave me an overdraft of £250 when I was 16, which, unsurprisingly, I maxed out and defaulted on. I totally accept that it was my fault, but my question is, should the A+L have allowed me to have an overdraft at 16? For your…
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HSBC switching offer advertised
Wonder if anyone could help. The moneysavingexpert website says about a 0% overdraft for 12mts with HSBC as well as the 6%credit interest rate.I can't seem to see any reference to the overdraft on the HSBC website. Can anyone help..thanks for any help
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Missed Halifax Switching Incentive
I deliberated for ages on whether to get a Halifax Reward account because I liked the idea of the £5 a month reward. I waited ages before deciding to do it but in the end I thought it was worth it and switched in December. Now I found out there is a £100 incentive if you apply and switch after 3rd jan. This was most…
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can low income affect bank account options?
so i went to see my bank today to see if i could upgrade my basic natwest bank account now im nearly 2 years discharged from BR. i got an expected no. he said that even without credit checking he could have a glance over my account and see i wouldnt be elegable. he went on to explain that some of the criteria would depend…
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Been upgraded to an RBS Black account without being asked.
Hi I've received an email from RBS, using my correct name, correct (partial) account number and postcode, telling me I am being upgraded from a Royalties private to a Black account on the 18th Jan. Has anybody else had this? Wouldn't mind but the fee is £24 a month, and if I had applied I would have been refused as I don't…
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Budgeting Software
Does anybody use a budgeting software? I am looking for an easy to use, free program that I can track my income and expenditure and just wondered if anyone has any suggestions?
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£125 First Direct Account Opening Bonus
Just found this offer on moneysupermarket.com if anybody is interested - £125 switching bonus to First Direct (with conditions - see below). http://www.moneysupermarket.com/current-accounts/details/first-direct/first-direct-1st-account/0/?pageurl=/current-accounts/&area=expert-review&class=listing-table&position=1…
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Transfer time
Hi, I made an online payment from a HSBC online account to a Natwest account a couple hours ago. The money still hasn't been deducted from my online balance and the recipient has not received it. i am a bit worried. Is there any way of checking that i have actually made this payment? I was well into my over draft so I…
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Article error - minor
I think I've spotted a minor error here: http://www.moneysavingexpert.com/banking/direct-debit There is a bit in the article where it says Once you know ask yourself three questions: If the answer to any of these questions is no, then it's time to take action. If the payment isn’t doing you any good, cancel it, though do…
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Dormant Account Query
I'm after some suggestions concerning a complaint I have lodged to no avail. The complaint relates to what I believe to be incorrect information concerning a joint account that used to be held by my ex-spouse and I with a High Street Bank. It was unused for some years after we parted company - last year I recalled having…
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Denied Student Bank Account
Hiya, went today to halifax, where i've been banking for around 10 years and the system denied me a student bank account. I dont owe any money(contracts, bills, tax) apart from my student loan. never been taken to court regarding credit issues. however, the system denied me a student bank account... what can i do? i…
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Credit Check info
Hi all I applied for a First Direct account yesterday, and have seen three credit checks on my file. One is 'Generic' the other is what Im assuming a full one, and the last is 'customer management'. Can anyone explain what the latter is, and are all three visible to other lenders? Thanks for your help.. Lo
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Pls help! where to apply joint account to get 100pound
I think i just miss Halifax 100 pound cash back offer as i already opened a new reward current account few days ago(only about 1or 2days before this offer starting days 3rd Jan ). :( but it seems that for existing reward account holder can open a new joint account to get 100 cash back but i can't find the link from HALIFAX…
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Santander OD/Loan?
I applied a couple of months ago for an Overdraft with Santander, but was told it wasn't possible, despite at least 2k per month going in the account. I do have two defaults on my credit file dating back to 2009, one to Orange and one to Nat West. The Nat West was disputed bank charges which is still ongoing (£161), and…
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A mystery Balance in a closed account?
Hiya Everyone. I am new here and posting this on behalf of my mum. about 3 years ago she had a Bank Account with Santander. She closed it about 2 years ago. It had no balance, she also had a savings account with them that had a few pence balance. Today she received a statement from santander with an opening balance of over…
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LLoyds TSB £4,500 bank charges after 16 years
I recently got a letter from the LLoyds TSB stating that an amount of £4,500 was owed to them. My name was not at the top of the the letter but the name of a band I used to sing with in 1995. After receiving this letter, I went in to my local branch to ask what it was about as I knew nothing of an account in the name of…
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Halifax Reward Account - Allowed to do this?
So i know new applicants are entitled to 2 accounts - 1 solo & 1 joint. I have one of each & i'm paired up with my gf. My mum & sister have 1 each & they're paired up with each other (solely for the reward). My brother now has one & can't be paired up with anyone. My mum says she'd give up her joint account with my sister…
