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Removing deceased from joint account
My dad died at the end of September 2011. He had a joint account with my mum with TSB. He's the only relative i've had to deal with dying, so from that one experience it seems that everyone tells you not to rush, and there's no urgency to do XYZ, take it in your time & all the rest. However i know businesses have their…
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joint overdraft with now passed away ex
hi there, me and my partner got together two years ago. she had two children to here ex as well as a joint account with £1800 overdraft and £2500 other debts. i spoke with her ex and i agreed to pay all debts off if he paid the overdraft (though he never worked). i payed all debts off. now however, he has unfortunately…
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Halifax £100 deal
Hi, just wondered what people thought about the £100 Halifax offer to customer who switch their bank account. There doesn't appear to be a minimum contract or exit fee. Seems to be a simple case of switching (you have to switch your direct debits) and you get the money. As far as I can tell you can switch back the…
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MSE News: Banks launch current account price war
This is the discussion thread for the following MSE News Story: "New switching bribes mean for the first time five providers have hardcore promotions vying for the coveted best-buy crown ..." Read the full story: Banks launch current account price war
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beware!!warning
hi, just wanted to warn you, i received an email today reporting to be from abbey/ alliance//santander,saying there were limitations on my account, then asking for loads of security answers. i reported it to my bank but wanted to pass it on to others. the email address it was from was…
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Barclays overdraft
Hi all, Looking for some advice about my overdraft with Barclays. I currently have an overdraft facility (i think thats the right term) of £3000 but i am only £1000 into it currently. Im self employed and over christmas i didnt make as much money as usual so i wasnt paying in much into my account. Im hoping within the new…
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natwest bank- is 'select' their new standard account?
I have a Step a/c, which has recently been laughingly 'upgraded' to a basic account, which means the same features, but restricted ATM access (No LINK usage?).. which of their accounts is best to try for? fed up having to go into town, just to get some cash out.. I just want the current debit card, NO overdraft, monthly…
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Visa Electron card with Halifax
Bit of a random question: Does anyone know whether Halifax intend to retain Visa Electron cards? I've saved a fortune recently booking flights for myself and some mates via BMIBaby using this card and avoiding the £10 per flight fee. I know we've got some more trips planned for later on in the year, but my Visa Electron…
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Barclays- Victim of card scam
My mum visited our local Santander ATM on Friday to withdraw some cash with her Barclays debit card, she put in her card, entered the pin but the card got swallowed up. She tried to get it out etc but couldn’t so she went into the branch to let them know. She was advised by them to come back the next morning to get the…
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Looks like Santander are struggling to afford glue on envelopes
The other day my sister gets a letter from Santander regarding her account being opened. The envelope was open & didn't look like it'd ever been sealed. Didn't feel like too much glue on there either. Today cards come through for my sister & mum. Sisters is sealed up all good, but my mums envelope was open. Again - didn't…
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Packaged account mis-selling victims can claim compensation
This is the discussion thread for the following MSE News Story: "If your bank has mis-sold you a paid-for 'packaged' account, you can claim your money back ..." Read the full story: Packaged account mis-selling victims can claim compensation
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Bank gave me fake money
Hi, I am hoping to have a mini rant and gain some advice on what should be happening as a result of an incident with my bank on Saturday. On Saturday I went into Coop to withdraw some cash (£5000), to use to open a new saving account with Barclays who were offering a better rate. After getting a lecture from the cashier @…
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Amazon dispute
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How to cash cheques without a bank account?
Hi people, I don't have a bank account and don't want one. I used to have one, got ripped off hugely, I had no chance in hell to pay what they said I "owed" them (the usual story - £800 of charges lumped on over about 6 months, after going overdrawn something like £20, including swallowing a rent cheque and forcing me to…
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Alternatives to Microsoft Money/Quicken?
For the last few years I've been doing my personal finance accounts in either Quicken or Microsoft Money. However, they're both starting to give up the ghost and since they're no longer being developed, I can't just get the latest version. So I'm looking for an alternative piece of software that lets me personally input…
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The New Payment System- I am confused
This is probably a stupid question but I am going to send £50,000 from my Llloyds to my Barclays account tonight, will that be sent via BACS or will that arrive the next day? I am a bit confused as to whether its replacing BACS altogether
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MSE News: Virgin Money owner Sir Richard Branson vows to improve banking
This is the discussion thread for the following MSE News Story: "The firm aims to challenge the banking industry's 'big five' following its takeover of Northern Rock ..." Read the full story: Virgin Money owner Sir Richard Branson vows to improve banking
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Splitting the bills
Hello all. I'm wondering if you could help solve a conundrum my partner and I are having. We have been together for 6 years and living together for most of that. We have a joint account that utilities, rent and a little food shop come out of, everything else is seperate. We currently pay in £1000 to that account, £500…
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Company hasn't been taking DD money
I have just discovered that a company who I leased a laptop from have not been taking the money when it was supposed to be taken. The DD is still live on my account. I have only realised this as I now have a charge on my account to the company when the agreement ended in December. I have now looked back over the past…
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bank wont allow company to take direct debit money.
Hello. I am really in need of advice as I do not know what to advise my dad as he has done everything I can think of. He set up payment with his bank Santander to make payment for insurance ..i cant remember who he said the company was. The next thing he knew was he had been charged admin fees , late payment fees etc. He…
