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Purple or Blue Debit card with Natwest Select A/C ?
Does a Natwest Select account if it has been accepted with a cheque book facility during application, normally come with with their blue or the full fat purple visa debit ?
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Current account - payment limits
I’d appreciate any advice that you all may have in relation to selecting a new current account. Currently, I bank with Citibank (using their gold service – what a joke it is – avoid at all costs…) and I intend to sack them after they’re latest screw up. The single biggest reason for my selecting them in the first place is…
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Letter of instruction
Hi, my wife is trying to claim some money from a lost account that was part of her late fathers estate. The bank (Post Office) has aknowleged the account and has had a copy of the death certificate, it is now asking for "A letter of Instruction" can anyone shed some light on what a letter of instruction is please? Regards…
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Gym not taking DD
Hi After checking my account, I've noticed that my gym have not been taking monthly direct debits since March '11. I did not instruct them to stop taking DD's or did not cancel the DD (it's still showing as active). I've been regularly attending the gym throughout and have received no correspondence to tell me about…
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Metro Bank Overdraft
Hello, I opened an account with Metro Bank today and received my first official overdraft! Don't worry, I promise to use it responsibly, I know how dangerous having such a large amount of credit available can cause. :o
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direct debits - wages
my hubby has his own business and today he set up an dd to pay himself - due to go in 2mor the 9th - does this mean we should receive the payment 2mor or will it still take a day or two .. its going from an lloyds account to hsbc - hope that makes sense,...
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Transferring USD in the Ukraine to a UK bank account - Please help!
Hi, This is my first post so please be kind! :smiley: I had a look but couldn't find anything about this on the site and very little on the web generally... My brother is currently working as an English teacher in the Ukraine. The school pays for his flat which is great but every month he gets paid in USD (not hryvnia, the…
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Account for a voluntary group
I'm looking for an account suitable for a voluntary group to pay in members subscriptions and pay for materials etc.
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Help Co-op and going overdrawn?
I know I have a payment going out my Co-op Cashminder tomorrow, now I have the money on me not in the bank. So my question is do you get until a certain time to get the money in to cover the payment? Or will I be charged? I know with Llyods its 3.30 so just wondering if Coop do a similar thing?
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International money transfer
I need to send money to an international account (approx £5500) and I have read a few of the existing threads as well as the article http://www.moneysavingexpert.com/banking/foreign-currency-exchange but was wondering if any of the big name companies such as HIFX, Currencies Direct, XE.com and Moneycorp are reliable and if…
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Graduate account - affecting credit rating?
I graduated (from a PGCE course) 5 years ago and still hold a graduate additions account at Barclays. I use the overdraft and have looked about and this is the best deal for me atm, even with the £7 a month charge. Last time I called the bank advisor tried to tell me I should change to a regular current account as I don't…
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Budgeting App for Android Tablet?
I'm looking at getting a bit more money savvy this year, and I've noticed there's quite a lot of apps to help with budgeting/financing. What I really want is an app where I can enter in what I've spent into categories (eg, food, electricity, entertainment, travel) and then see how much I've spent each week/month on a…
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Increased Direct debit without my knowledge
I find out, from bank statement, that the gym I am a member of has increased my membership. I had not received any form of warning to make me aware that there would be a change. It's not a massive increase each month, but it adds more to the overall year. :( Can companies do this without the knowledge of the account holder?
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Bank says no to us paying off overdraft?
Hi there, a bit of a strange one. Yesterday, DH and I went along to the bank with a £200 cheque intending to shave said £200 off our £600 overdraft. The young lady who served us paid in the cheque but looked a bit unsure about our request to reduce the overdraft. She went to an area behind the counter where they appear to…
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Cheque cleared - error identified - bank now demanding money back!
Hello all - I recently paid in a cheque over the counter and, strangely, I was able to draw on it within 48 hours, prior to that it was just 'showing' - within 2 days it was cleared funds. So I did, paid a few debts etc leaving that particular account now showing zero and happy I'd paid stuff off. To my surprise, the…
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Cheque or BACS?
Hi, I hold a current account with HSBC. Due to a sale I will have >50k in the account for a few days. I would like to open a term deposit with another provider. Does anyone know if there is a limit on BACS transfer actioned by me over the net? Also is there a limit on cheque transactions should i wish to pay by cheque to…
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Barclays account with Contactless card
Hi all, A few months back i switched over to Barclays to get one of the new contactless cards, when i get all the bits through i got a normal debit card, after popping in the branch they said my account was not the right one, and when i applied for the account needed i was declined based on my credit rating. This prompted…
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I'm a student living off Student Loan/Maintenance am I eligible for a reward account?
Just tried to get the First Direct Reward thing, and it's asked for my income, obviously I can't lie and therefore I guess I'm ineligible, however funnily enough I am still able to get the £5 reward with the Halifax as my mum "helps me out".
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Studying abroad
Help! As part of my uni course I'm going to study in Spain for 6 months. I want to avoid paying huge bank charges every time I need to get some cash or pay for anything. Is it worth me opening a Spanish bank account when I get there (if so which one and how long is that likely to take?), or is there a better way of…
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Direct debit or Standing order?
Hi all! I have foolishly lent £250 to a "friend" who promised to pay it back within 24 hours, that was over 3 weeks ago. No proof of loan just his word against mine but he has promised to pay me back fortnightly in 3 installments as he gets paid. My problem is I no longer trust him and so want to set up some kind of direct…
