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Best/most reliable bank to "switch to" in order to get a nice reward (eg £100)?
Title explains it all. I have read about First Direct, Santander, and so on. I am already with the Halifax so can't benefit from that one, I already get the £5 a month thing with them. Which is the most reliable bank to switch to that actually pays out if you deposit the £1000 or £1500 or whatever and switch your DD's/SO's?
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HBOS - Lloyds Faster Payments
Afternoon I've opened a Lloyds Vantage account, but use HBOS for day-to-day banking. Are Faster Payments between Lloyds and HBOS instant now they operate on the same platform? Thank you for any info. BiB
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paying into co-op at post office
Can you pay into co.op account at post office by just giving them your account number/sort code or must they have your card?
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BOS Total Business Account 3
[FONT="]We have been banking with the Bank of Scotland for the last 3 years and have predominately used internet banking to pay our suppliers and to make day to day business payments. In December 2011 we noticed that this facility had been removed from the business account without any notice. As you might expect this…
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£4.00 pm Payment Protection on Barclays Current account ??
My OH is paying £4.00 a month "Payment Protection" on her Barclays Current Account. What's this for ? Have hunted around on their website but can't find the answer. Thanks TC1 :)
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Interest free loans/credit, whats in it for the lenders?
I've always wondered this but never figured it out. Can anyone enlighten me?
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Transferring funds
I hope someone can help me with this. A couple of weeks ago, I set up a future transfer of £32.70 to pay a small bill on 6th Jan. I was told the transfer was rejected because I should have had the money in my account the day before the transaction and in future, if the same thing happened, I would be charged a fee of £15.…
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Lloyds monthly feed from CRAs
Bit of a random question I guess but I recently opened an account with Lloyds and applied for an overdraft a few days later. They told me on the phone that I should wait until 13th Jan. as that is the day they get their monthly feed from Experian. I was a bit confused by this and the polite lady on the phone was unable to…
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Fractional Reserve Banking....how it works.
Hi all, Im a newbie so go easy ;-) I've been..erm, educating myself as to how money works in the world...in the grand scheme of things. heres the first of 5 short cartoons that explain it, just thought some people might like to see this. I'd recommend watching all 5 clips. edit, can't post links since Im a newbie lol, so…
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Which Bank...?
Helloo folks, As per usual Natwest the bank have given me a shocking service, so much so I think its about time to leave and to join another bank. Which Bank would you folks reccomend joining..? Is it true that Santander will pay you to join their bank account? Many thanks :money:
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Accidentally went overdrawn!
Hello, Eek! I have been changing around some direct debits and forgot to change one to my new account. I've just noticed that my Santander PICR account was £9.22 overdrawn as of yesterday. I've credited the account with money now, and I know that there won't be any charges as Santander have a £12 buffer, but does anybody…
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Nationwide -Good business or incompetence?
I recently applied for a Nationwide Flex account, despite knowing I dont have perfect credit scores. As expected I was refused but offered their Cashcard + account. Last week I went to the local branch to supply my Id and was told to expect my card/pin in the post, etc Now today I received 4 seperate letters from…
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Old Building Society Account
I've had this question posed to me, and I'm not sure what the answer is. If anyone can point me in the right direction, I'd be most grateful :) Person A has found an old savings book from a local building society. The last transaction was in 1979. There was £39 in the account. She took the book down to the BS to see if she…
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The new "Next Day" Payments
Just two questions, that I can't easily find an answer to: 1. Will faster payments now disappear with PSD replacing FP as well as BACS? 2. Will payments from organisations to individuals i.e. loans, super balance transfers, and salaries also go via the new PSD system?
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Please help, nearly all of my money has come out of my account
Yesterday i went to my local HSBC branch to put in 570 in. Today i went in my branch, that all of that has been spent. Around 8:30pm yesterday afternoon. The bank says they can't get the money back as it hasn't fully come out of my account yet, it should do in 5 days and that call back then to raise a dispute and they will…
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First direct holding me to ransom??
Hi all, I used to be with FD but hit a few short term problems. I had a £1000 overdraft. I went over it regulary and they threw me out of the bank! I at the them time agreed to pay it off £50 a month. Having done this for a few months I checked my credit file. They are and are still showing me as 2 months in arrears. I am…
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Halifax £5 reward hasn't been paid?
Hello, As i'm sure most of you also have like me a Halifax reward account. I've set up 2 standing orders for my account. One standing order from Lloyds TSB (main account) which pays in £1000 on the 1st of every month and another standing order on the 4th which bounces the £1000 from Halifax back into my Lloyds tsb account.…
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Halifax Warning
Just wanted to provide a warning to anyone considering opening a Halifax bank account. My other half and I decided we wanted to move to Halifax, I because their ultimate reward account is better value than HSBC's Advance and my OH because of the £5 a month bonus. However. When we applied, we found that they carried out an…
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Account aggregators and bank fraud
Hi, I am considering using an account aggregator, specifically Yodlee.com, but my question relates to any such service such as lovemoney, moneydashboard etc etc. I am worried that if I hand over my details to a third party, I will not be indemnified by my bank (HSBC) in the case of fraud. A sort of 'we told you not to…
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can i pay in to a halifax account at the post office?
can i pay in to a halifax account at the post office? halifax site isnt clear
