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Incomplete cheque received.
On a cheque I've received where my name should be written next to "Pay" this line has been left blank. Is it ok for me to just write my name there or would I need to get the person who sent me the cheque to correct it?
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Transferring from Santander to another bank account
I recently set up a new Santander account, tempted by the £100 cash and 5%. On Friday I transferred £200 back to my old Barclays account and it hasn't appeared yet. Googling found some threads on here from 2010 that suggest Santander don't do faster payments so this will take 3 days via Bacs. Can anyone confirm this? I've…
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Account for making "faster payments" ?
I am currently with Santander. I buy and sell a lot of stuff online and use bank transfers to pay. With Santander I am finding that the payments take 4 days but any payments I receive from other banks are received by me instantly. Can anyone recommend another bank that will do faster ppayments to other accounts?
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Looking for bank account that clears pay transfers next day
I'm currently banking with santander (BOO HISS) and for some reason my monthly pay transfer is taking 5 days to clear or even show up every month, but all 19 colleages from work have funds cleared from midnight the next day and none bank with SANTANDER. Santander say its my work not them! mmmm. So i'm not looking for a…
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Santander Zero account interest rip off
I just upgraded my account with Santander to a zero account, and it is suppose to pay 5% interest, but they told me i would only get 1% because i upgraded my account and wasn't a new customer. Even though it says nowhere on the site that it excludes existing customers. Even the woman in complaints didn't know why i…
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HBOS ultimate reward account increased fees - £15
Hi all, The HBOS ultimate rewards account is increasing its fees...does anyone know of any other high street bank with similar scheme - inc phone insurance for iphone, travel insurance for a more competitive monthly fee? Thanks
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Best bank/savings account for a newborn
Hi all, I was just wondering if there are any particular banks or building societies that offer a good bank/savings account for new born babies that any of you may have used? I will be looking to put a small sum in straight away and then a small monthly standing order in to it for her. I looked at Natwest, my bank, but…
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Deceased persons accounts
Hi, When a person dies how is it possible to find out what institutions they had accounts with in order to inform the solicitor dealing with the estate and will. Thanks
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Basic Bank Account / Egg Visa Card
Hi all, I am going to open a basic bank account and will choose between either Barcalys or Co-op. I have a debt on an Egg Visa Card. Now that Barclays have taken over Egg card, does this mean I should steer clear of Barclays ? Many thanks, Andy.
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Business Accounts.. Again!
Hi everyone, Was just wondering whether anyone knows if it is possible for a 2nd Director to open the main business account for a Limited company... I registered the business 4 weeks ago so are the MD however have an IVA. Natwest Foundation said it shouldn't be a problem initially, but their underwriters rejected it. I…
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HBOS Reward account.
Contacted HBOS today and was informed I could upgrade my account to the reward account where I would recieve £5 for having £1000 paid in monthly. This works well with my salary of £1029 going in the last working day of the month. Can anyone tell me if they have had any problem switching? I would assume I keep the same sort…
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HBOS ISA Saver
Hi, Ages ago I opened the above ISA account with good intentions to save! Never saved a penny but now I'm beginning to think I should start using it. Maybe only £50 a month. Unfortunately I binned all the terms and conditions etc of this account years ago. If I started saving now, am I able to access my funds whenever I…
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hsbc basic account
Just spotted this whilst looking on their website http://www.hsbc.co.uk/1/2/personal/current-accounts/more/basic-bank-account?HBEU_dyn_lnk=CurrentAccount_FilterTool_Basic_Apply_Button I was wondering, is this the same style basic account as nationwides card cash? Which doesn't credit check (but checks your ID) and reports…
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DD problem with Natwest
I have a Natwest account where all my bills come out of from so I recently added British Gas and another company and I keep getting letters from them saying my DD is being cancelled from the bank. Called Natwest they don't know where the poblem is everything on there side is fine. But how can 2 diffrent companies have the…
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Norwich & Peterborough Application
Hi, I'm shortly going to be spending quite a bit of time working overseas, so am looking for a Current Account where I can withdraw money & make payments without incurring huge fees (which is a lesson I learnt last time using my Natwest debit card!) Norwich & Peterborough seem to be the only company I can sign up with who…
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Best account for £2k per month income
Hi, I'd be really grateful for some input here. I'm looking to see if I could get a better deal than I have. I am running a houseshare - I collect rent from other tenants then pay the collective rent out from my account to the landlord. I take in £2,000 a month in rent from my tenants then pay out £2,200 to my landlord. I…
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Unauthorised attempt to collect money via DD
Hey everyone. Hopefully this is in the correct place? If not, I apologise.. Was hoping someone could help me with a quick query. British Gas have tried to take out money for my gas bill - yet I do not have a record of me Setting up a DD payment with them . I have emailed them (to ensure it's noted in writing) to ask if I…
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£58.50/Month Food Bill - Possible?
Just generally seeking advice. Bank Account Balance: £15 My Income is: £117/wk (So £468/Month) My Outcome (All Monthly): £275 - Rent (Was originally £250 but a letter 6 Months in increased this) £35 - Council Tax £43.50 - Energy Bills £30 - Phone Bill (Contract till February) £17 Internet £8.99 - Entertainment = £409.5…
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Santander Overdraft
I've just logged on to both mine and my husbands' accounts and both of our overdrafts are showing as having been doubled? We haven't requested this and also our available balances do not seem to be inclusive of the additional overdraft. Is this likely to be an IT error? Does anyone know if it has happened before? Thanks…