hsbc basic account

lee20010

Just spotted this whilst looking on their website

http://www.hsbc.co.uk/1/2/personal/current-accounts/more/basic-bank-account?HBEU_dyn_lnk=CurrentAccount_FilterTool_Basic_Apply_Button

I was wondering, is this the same style basic account as nationwides card cash? Which doesn't credit check (but checks your ID) and reports to CRA's??

jen245

It looks like it doesn't come with a debit card though, just an ATM card

lee20010

Ah dammit, I doubt that will upgrade within a year then? Or even report to a CRA

pmduk

why not look at the Barclays basic account if a debit card is important to you.

smartiedriver_2

You can ask to be upgraded at a later date but it is subject to credit scoring and therefore not guaranteed.

And yes, it is an ATM card only, not a debit card.