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Natwest Emergency Money
Just saw an advert on the TV. Seems like NatWest have a new emergency money facility for bank account customers. If you loose your card or forget it they can automatically give you a code in which you can withdraw funds from a cash machine without a card. Good idea and would help in situations when you loose your card and…
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Alliance and Leicester allocating excess money?
Hi. I feel like I am going mad. Alliance and Leicester keep allocating money from my account for a day and then the next day it has returned. It started happening a while back but it is getting more and more often and this week has occured 3 times! I check my internet banking every morning to make sure that there is still…
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First Direct..?
Hi I am thinking about switching banks and have heard a lot of good reviews for family and friends regarding FD. I have 2 credit cards, Littlewoods, Studio and Orange on 24 contact and pay every month without fail. How high does one's credit score have to be to get an account? Any help would be appreciated as it would be…
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Is Santander really this bad?
I guess we all have our own individual stories and gripes. But I guess when even a letter to the Head Office doesn't work, some people resort to rather extreme measures..... http://www.bbc.co.uk/news/uk-northern-ireland-13485267
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The Idiots Guide to Budgeting? Advice...
I cannot believe the state of my finances! Im a 28 year old professional, earning 30k a year with massive bonus potential, yet I have no savings, and generally nomoney in the account at the end of the month, in short...its pathetic! I even appear to fare worse off than my flatmate, who is on quite a lot less than me! Ive…
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HBOS website
Anyone finding the HBOS new website a nightmare? I only have the internet on my phone and used to do all my banking from it but now cant even sign in as the continue buttons dont select. emailed them they apologised and told me to use a normal computer. not always conveinent to go to the library, phone banking is expencive…
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Halifax reward account - Quidco x2
So I've just opened an account through Quidco to get the £45 cashback. Is it possible to open another account, but in another name via Quidco (on the same quidco account)? Basically, the first account is mine, then then second account to be opened is my fathers. From quick memory, the T&C say only available to new…
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Santander won't give me my money
I recently bought some tickets for an event for me a group of friends and paid for all the tickets. My friends then transferred the money into my account for their share. All of the monies were credited to my account with the exception of one which shows the money coming in but that Santander have not cleared the funds as…
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bank account
Hi Just wondered if anyone can give me some advice. My son has finally put his debts into the hands of a debt management company, and consequently his current account has been frozen. He was with Natwest, had an overdraft and also a debt on a credit card with them. His debt manager advised him to withdraw as much cash as…
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Fraudulent activity on bank account
A few months ago i purchased a few items from Argos. I used my debit card to pay for these items. After a few days i called at my local bank branch and tried to withdraw some money from the ATM but my card was refused. I contacted my bank i was informed that there had been suspicious activitity on my account and it had…
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Santanders freaky Friday cash machine
I went to withdraw £5.00 from a Santander cash machine and pressed for other amount. I inputted the quoted figure and it displayed the min was £10.00. I then pressed for that figure and it issued two £5.00 notes. Very strange indeed!
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Processing on week ends
Apologies if this is a naive question, but if a bank account can be automatically updated immediately when cash is drawn from it via an ATM over the weekend and bank holidays, why can't other processing (like direct debits and standing orders) be carried out on week ends and bank holidays as well?…
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Barclays reserve charges
Hello. I used to be with 'The WOOLWICH' until barclays took over. When i joined the WOOLWICH, i specifically asked for NO overdraught and had 11 or so problem free years till barclays took over! all of a sudden I had a RESERVE which i never knew about and ever since this RESERVE which i stray into accidentally hits me with…
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santander overdraft charges
Am i right in thinking that the article on best bank for overdrafts is out of date.. i have a santander account that used to be alliance and leicester.Overdraft charges have changed from £5 for the month to £9. They have also cut the amount of the arranged overdraft without warning, and they keep phoning up trying to sell…
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Natwest/LINK??
Hi Guys, Bit of advice needed: OH has been receiving letters from a company called Lowells and phone calls from a company called LINK that both claim to be the same company chasing an outstanding balance of over a thousand pounds on behalf of Natwest for an old account. He finally got a statement from Lowells which shows a…
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bank statement came today !!!!!
what a wake-up call that was ! where does it all go or in my case where has it all gone ? Am spending afternoon going through cheque book and drawing up a budget for next 3 months, looks like I wasted money on magazines, lattes, crafting supplies for my hobbies, had an unexpected tax bill too, what a b****y nightmare, all…
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Abbey Overdraft Fee.... £95!
I was gobsmacked to see this morning that Abbey (I'll call them their latest name when they can get my name right!) charged me £95.00 for going overdrawn by 23p earlier this month. I called them and they said it could not be refunded. Needless to say I'm closing the account as soon as possible and moving banks. The…
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Barclays Instant Cheque Access (Business Account?)
Hi All I run my own small business and have had a Barclays business account for around 12 months now, always in good standing, no credit facilities, and around £80,000 turnover in the initial year. Due to my own paranoia when it comes to having my cards used fraudulently, i always leave the balance of the account in a…
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Opening an account for patient with no ID
Can anyone help please (I'm a newbie).... Issue: Have just taken over working with an 84 year old man who has been in prison and hospital for over 30 years. He is due to be discharged to a care home soon. He has a few thousand £ in the hospital cashiers office. He needs a bank account - to aid him in his new life and for…
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banks sharing knowledge with debt agencies
:(I recently sold my car of which I need to replace very soon. I have a cheque which I need to pay into my bank account. does anyone know if, as I am with a debt co can the bank report the amount I will be paying in and will it disappear from my account without my knowledge to repay my debts, in other words do banks share…
